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HomeNew YorkSt. Lawrence CountyNorfolk CDP

Norfolk CDP, New York: commercial real estate data.

Norfolk CDP is a Census CDP of 1,204 people across 2.70 square miles of land, in St. Lawrence County. Median household income is $59,491, 65.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $25,000.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Norfolk

What Norfolk is

  • Census place typeCDP
  • Land area2.7 sq mi
  • Water area0.11 sq mi
  • Population per square mile of land445 plus or minus 125
  • County holding the largest share of its areaSt. Lawrence County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Norfolk

How many people live in Norfolk

  • Population1,204 plus or minus 338
  • Median age44.1 plus or minus 10.2
  • Population under 18183 plus or minus 77
  • Share under 1815.2 percent plus or minus 4.8
  • Population 65 and over222 plus or minus 98
  • Share 65 and over18.4 percent plus or minus 6.3
  • Households538 plus or minus 141
  • Family households403 plus or minus 130
  • Share of households that are families74.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Norfolk

Income and work in Norfolk

  • Median household income$59,491 plus or minus $13,783
  • Per capita income$34,265 plus or minus $7,273
  • Civilian labor force659 plus or minus 202
  • Employed637 plus or minus 205
  • Unemployed22 plus or minus 26
  • Unemployment rate3.3 percent plus or minus 3.8
  • Adults 25 and over866 plus or minus 226
  • Adults 25 and over with a high school diploma or higher95.6 percent plus or minus 34.9
  • Adults 25 and over with a bachelor degree or higher14.1 percent plus or minus 6.3
  • Adults 25 and over with a graduate degree9.6 percent plus or minus 5.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Norfolk

Housing in Norfolk

  • Housing units646 plus or minus 146
  • Occupied units538 plus or minus 141
  • Vacant units108 plus or minus 92
  • Vacancy rate16.7 percent plus or minus 13.7
  • Owner occupied351 plus or minus 105
  • Renter occupied187 plus or minus 108
  • Ownership rate65.2 percent
  • Median owner-occupied home value$88,700
  • Median gross rent, monthly$784 plus or minus $173
  • Annual rent as a share of median income15.8 percent plus or minus 5.1
  • Single family units398 plus or minus 123
  • Share single family61.6 percent plus or minus 13.0
  • Units in buildings of two or more195 plus or minus 120
  • Share in buildings of two or more30.2 percent plus or minus 17.2
  • Mobile homes53 plus or minus 60
  • Median year structure built1959

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Norfolk

How Norfolk gets to work

  • Workers 16 and over who commute617 plus or minus 201
  • Commuting under 15 minutes148 plus or minus 91
  • Share commuting under 15 minutes24.0 percent plus or minus 12.6
  • Commuting 30 minutes or more96 plus or minus 76
  • Share commuting 30 minutes or more15.6 percent plus or minus 11.2
  • Drove alone87.6 percent plus or minus 39.4
  • Carpooled2.8 percent plus or minus 4.1
  • Public transport0.0 percent
  • Walked6.4 percent plus or minus 9.5
  • Worked from home3.1 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Norfolk

SBA loans in Norfolk (7(a))

  • Approvals1
  • Gross approval$25,000
  • Average approval$25,000
  • Median approval$25,000
  • Ninetieth percentile approval$25,000
  • Largest approval$25,000
  • Jobs supported4
  • Jobs per approval4.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Norfolk

Flood risk in Norfolk

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number361183
  • Currently effective map date04/15/86(M)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

St. Lawrence County, not Norfolk

St. Lawrence County context, not Norfolk figures

These are St. Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Norfolk measurements.

  • Establishments in St. Lawrence County1,826
  • Employment at those establishments, St. Lawrence County26,395
  • Covered employment, St. Lawrence County34,764
  • Average annual pay, St. Lawrence County$62,502
  • Average weekly wage, St. Lawrence County$1,202
  • Housing units permitted, St. Lawrence County228
  • Of those, single family, St. Lawrence County204
  • County product, 2024, St. Lawrence County$6,588,378,000
  • County product change over the prior year, St. Lawrence County5.2 percent
  • Average income of an arriving household, St. Lawrence County$61,541

Every figure in this section is published for St. Lawrence County as a whole and is not a measurement of Norfolk. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Norfolk questions, answered from the record.

How many people live in Norfolk, New York?

1,204, in 538 households. Norfolk CDP covers 2.70 square miles of land, which is 445 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Norfolk in?

St. Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Norfolk?

$59,491. The median owner-occupied home is valued at $88,700. Median gross rent is $784 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Norfolk businesses?

1 7(a) approvals totalling $25,000, across 1 lenders, median approval $25,000. These count approvals to borrowers whose address is in Norfolk, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Norfolk borrowers get paid back?

No rate is published for Norfolk. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Norfolk in the National Flood Insurance Program?

Yes. Norfolk appears in the FEMA Community Status Book as community 361183, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Norfolk figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Norfolk.

Is zoning published for Norfolk?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.