HomeNew YorkTioga CountyNichols
Nichols, New York: commercial real estate data.
Nichols is a Census village of 601 people across 0.52 square miles of land, in Tioga County. Median household income is $66,250, 71.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $5,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nichols
What Nichols is
- Census place typevillage
- Land area0.52 sq mi
- Water area0 sq mi
- Population per square mile of land1,159 plus or minus 374
- County holding the largest share of its areaTioga County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nichols
How many people live in Nichols
- Population601 plus or minus 194
- Median age38.4 plus or minus 11.5
- Population under 18191 plus or minus 86
- Share under 1831.8 percent plus or minus 10.0
- Population 65 and over116 plus or minus 47
- Share 65 and over19.3 percent plus or minus 4.6
- Households214 plus or minus 49
- Family households158 plus or minus 43
- Share of households that are families73.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nichols
Income and work in Nichols
- Median household income$66,250 plus or minus $21,259
- Per capita income$28,057 plus or minus $6,728
- Civilian labor force258 plus or minus 78
- Employed253 plus or minus 77
- Unemployed5 plus or minus 6
- Unemployment rate1.9 percent plus or minus 2.3
- Adults 25 and over381 plus or minus 96
- Adults 25 and over with a high school diploma or higher90.3 percent plus or minus 30.8
- Adults 25 and over with a bachelor degree or higher12.9 percent plus or minus 7.8
- Adults 25 and over with a graduate degree3.9 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nichols
Housing in Nichols
- Housing units225 plus or minus 49
- Occupied units214 plus or minus 49
- Vacant units11 plus or minus 12
- Vacancy rate4.9 percent plus or minus 5.2
- Owner occupied153 plus or minus 47
- Renter occupied61 plus or minus 22
- Ownership rate71.5 percent plus or minus 14.6
- Median owner-occupied home value$147,000
- Median gross rent, monthly$842 plus or minus $222
- Annual rent as a share of median income15.3 percent plus or minus 6.3
- Single family units182 plus or minus 49
- Share single family80.9 percent
- Units in buildings of two or more41 plus or minus 22
- Share in buildings of two or more18.2 percent plus or minus 9.0
- Mobile homes2 plus or minus 3
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nichols
How Nichols gets to work
- Workers 16 and over who commute234 plus or minus 72
- Commuting under 15 minutes80 plus or minus 39
- Share commuting under 15 minutes34.2 percent plus or minus 13.0
- Commuting 30 minutes or more65 plus or minus 40
- Share commuting 30 minutes or more27.8 percent plus or minus 14.9
- Drove alone84.4 percent plus or minus 36.2
- Carpooled2.8 percent plus or minus 4.3
- Public transport0.0 percent
- Walked6.0 percent plus or minus 8.2
- Worked from home6.4 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nichols
SBA loans in Nichols (7(a))
- Approvals1
- Gross approval$5,000
- Average approval$5,000
- Median approval$5,000
- Largest approval$5,000
- Jobs supported1
- Jobs per approval1.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Nichols, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nichols
Flood risk in Nichols
- NFIP communityTown of Nichols
- NFIP community number360837
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/12
The Town of Nichols participates in the National Flood Insurance Program as community 360837 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Tioga County, not Nichols
Tioga County context, not Nichols figures
- Establishments in Tioga County743
- Covered employment, Tioga County13,093
- Average annual pay, Tioga County$67,197
- Housing units permitted, Tioga County142
Every figure in this section is published for Tioga County as a whole and is not a measurement of Nichols.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Nichols questions, answered from the record.
How many people live in Nichols, New York?
601, in 214 households. Nichols village covers 0.52 square miles of land, which is 1,159 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nichols in?
Tioga County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nichols?
$66,250. The median owner-occupied home is valued at $147,000. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nichols businesses?
1 7(a) approvals totaling $5,000 since FY2020, across 1 lenders, median approval $5,000. These count approvals to borrowers whose address is in Nichols, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nichols borrowers get paid back?
No rate is published for Nichols. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Nichols in the National Flood Insurance Program?
Yes. Nichols appears in the FEMA Community Status Book as Nichols, town of, community 360837, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Nichols figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tioga County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nichols.
Is zoning published for Nichols?
No. Nothing on this page presents parcel level zoning.
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