HomeNew YorkTioga CountyOwego village
Owego village, New York: commercial real estate data.
Owego village is a Census village of 3,912 people across 2.55 square miles of land, in Tioga County. Median household income is $60,139, 49.1 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $1.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Owego
What Owego is
- Census place typevillage
- Land area2.55 sq mi
- Water area0.23 sq mi
- Population per square mile of land1,535
- County holding the largest share of its areaTioga County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owego
How many people live in Owego
- Population3,912
- Median age37.0
- Population under 181,086 plus or minus 251
- Share under 1827.8 percent plus or minus 6.4
- Population 65 and over629 plus or minus 155
- Share 65 and over16.1 percent plus or minus 4.0
- Households1,606
- Family households730
- Share of households that are families45.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owego
Income and work in Owego
- Median household income$60,139 plus or minus $17,435
- Per capita income$41,182 plus or minus $9,083
- Civilian labor force1,635
- Employed1,588
- Unemployed47 plus or minus 47
- Unemployment rate2.9 percent plus or minus 2.8
- Adults 25 and over2,511
- Adults 25 and over with a high school diploma or higher89.6 percent
- Adults 25 and over with a bachelor degree or higher38.2 percent plus or minus 9.1
- Adults 25 and over with a graduate degree14.3 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owego
Housing in Owego
- Housing units1,872
- Occupied units1,606
- Vacant units266 plus or minus 113
- Vacancy rate14.2 percent plus or minus 5.9
- Owner occupied789
- Renter occupied817
- Ownership rate49.1 percent
- Median owner-occupied home value$147,300
- Median gross rent, monthly$901
- Annual rent as a share of median income18.0 percent plus or minus 5.5
- Single family units920
- Share single family49.1 percent
- Units in buildings of two or more952 plus or minus 200
- Share in buildings of two or more50.9 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owego
How Owego gets to work
- Workers 16 and over who commute1,416
- Commuting under 15 minutes635 plus or minus 164
- Share commuting under 15 minutes44.8 percent plus or minus 9.4
- Commuting 30 minutes or more466 plus or minus 129
- Share commuting 30 minutes or more32.9 percent plus or minus 7.6
- Drove alone77.4 percent
- Carpooled7.5 percent plus or minus 4.1
- Public transport1.5 percent
- Walked3.4 percent plus or minus 3.8
- Worked from home9.6 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owego
SBA loans in Owego (7(a))
- Approvals12
- Gross approval$1,035,000
- Average approval$86,250
- Median approval$50,000
- Ninetieth percentile approval$179,000
- Largest approval$250,000
- Jobs supported84
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS10
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owego
SBA loans in Owego (504)
- Approvals1
- Gross approval$291,000
- Average approval$291,000
- Median approval$291,000
- Largest approval$291,000
- Jobs supported100
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Owego
Flood risk in Owego
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360839
- Currently effective map date04/17/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Tioga County, not Owego
Tioga County context, not Owego figures
These are Tioga County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Owego measurements.
- Establishments in Tioga County743
- Employment at those establishments, Tioga County10,467
- Covered employment, Tioga County13,093
- Average annual pay, Tioga County$67,197
- Average weekly wage, Tioga County$1,292
- Housing units permitted, Tioga County142
- Of those, single family, Tioga County77
- County product, 2024, Tioga County$2,021,789,000
- County product change over the prior year, Tioga County2.8 percent
- Average income of an arriving household, Tioga County$54,441
Every figure in this section is published for Tioga County as a whole and is not a measurement of Owego. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Owego questions, answered from the record.
How many people live in Owego, New York?
3,912, in 1,606 households. Owego village covers 2.55 square miles of land, which is 1,535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owego in?
Tioga County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Owego?
$60,139. The median owner-occupied home is valued at $147,300. Median gross rent is $901 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owego businesses?
12 7(a) approvals totalling $1.0 m, across 3 lenders, median approval $50,000, plus 1 504 approvals worth $291,000. These count approvals to borrowers whose address is in Owego, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owego borrowers get paid back?
No rate is published for Owego. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Owego in the National Flood Insurance Program?
Yes. Owego appears in the FEMA Community Status Book as community 360839, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Owego figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tioga County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owego.
Is zoning published for Owego?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby