HomeNew YorkUlster CountyKingston
Kingston, New York: commercial real estate data.
Kingston is a Census city of 23,911 people across 7.48 square miles of land, in Ulster County. Median household income is $68,186, 48.4 percent of occupied homes are owned, and the SBA record carries 52 7(a) approvals to borrowers here worth $26.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kingston
What Kingston is
- Census place typecity
- Land area7.48 sq mi
- Water area1.29 sq mi
- Population per square mile of land3,196
- County holding the largest share of its areaUlster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kingston
How many people live in Kingston
- Population23,911
- Median age37.2
- Population under 185,021
- Share under 1821.0 percent
- Population 65 and over4,052
- Share 65 and over16.9 percent
- Households10,020
- Family households5,173
- Share of households that are families51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kingston
Income and work in Kingston
- Median household income$68,186
- Per capita income$40,197
- Civilian labor force12,630
- Employed11,947
- Unemployed683 plus or minus 197
- Unemployment rate5.4 percent plus or minus 1.5
- Adults 25 and over17,149
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent
- Adults 25 and over with a graduate degree15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kingston
Housing in Kingston
- Housing units11,221
- Occupied units10,020
- Vacant units1,201 plus or minus 298
- Vacancy rate10.7 percent plus or minus 2.6
- Owner occupied4,854
- Renter occupied5,166
- Ownership rate48.4 percent
- Median owner-occupied home value$315,500
- Median gross rent, monthly$1,469
- Annual rent as a share of median income25.9 percent
- Single family units5,163
- Share single family46.0 percent
- Units in buildings of two or more6,058
- Share in buildings of two or more54.0 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kingston
How Kingston gets to work
- Workers 16 and over who commute9,777
- Commuting under 15 minutes3,651
- Share commuting under 15 minutes37.3 percent
- Commuting 30 minutes or more2,956
- Share commuting 30 minutes or more30.2 percent
- Drove alone67.1 percent
- Carpooled10.3 percent plus or minus 3.5
- Public transport1.5 percent plus or minus 0.9
- Walked2.4 percent plus or minus 1.2
- Worked from home15.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kingston
SBA loans in Kingston (7(a))
- Approvals52
- Gross approval$26,529,300
- Average approval$510,179
- Median approval$150,000
- Ninetieth percentile approval$1,099,200
- Largest approval$4,610,000
- Jobs supported1,025
- Jobs per approval19.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.5 percent
- Share to franchises9.6 percent
- Distinct lenders25
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Kingston, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kingston
SBA loans in Kingston (504)
- Approvals22
- Gross approval$17,597,000
- Average approval$799,864
- Median approval$397,500
- Largest approval$2,673,000
- Jobs supported92
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Kingston, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kingston
Flood risk in Kingston
- NFIP communityCity of Kingston
- NFIP community number360858
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/16
The City of Kingston participates in the National Flood Insurance Program as community 360858 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ulster County, not Kingston
Ulster County context, not Kingston figures
- Establishments in Ulster County5,065
- Covered employment, Ulster County59,330
- Average annual pay, Ulster County$61,154
- Housing units permitted, Ulster County521
Every figure in this section is published for Ulster County as a whole and is not a measurement of Kingston.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kingston questions, answered from the record.
How many people live in Kingston, New York?
23,911, in 10,020 households. Kingston city covers 7.48 square miles of land, which is 3,196 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kingston in?
Ulster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kingston?
$68,186. The median owner-occupied home is valued at $315,500. Median gross rent is $1,469 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kingston businesses?
52 7(a) approvals totaling $26.5 m since FY2020, across 25 lenders, median approval $150,000, plus 22 504 approvals worth $17.6 m since FY2010. These count approvals to borrowers whose address is in Kingston, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kingston borrowers get paid back?
No rate is published for Kingston. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kingston in the National Flood Insurance Program?
Yes. Kingston appears in the FEMA Community Status Book as Kingston, city of, community 360858, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kingston figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ulster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kingston.
Is zoning published for Kingston?
No. Nothing on this page presents parcel level zoning.