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HomeNew YorkUlster CountySaugerties village

Saugerties village, New York: commercial real estate data.

Saugerties village is a Census village of 3,884 people across 1.78 square miles of land, in Ulster County. Median household income is $57,778, 36.3 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $12.3 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Saugerties

What Saugerties is

  • Census place typevillage
  • Land area1.78 sq mi
  • Water area0.48 sq mi
  • Population per square mile of land2,178
  • County holding the largest share of its areaUlster County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Saugerties

How many people live in Saugerties

  • Population3,884
  • Median age45.1 plus or minus 11.6
  • Population under 18714 plus or minus 234
  • Share under 1818.4 percent plus or minus 6.0
  • Population 65 and over1,004 plus or minus 234
  • Share 65 and over25.8 percent plus or minus 6.0
  • Households1,958
  • Family households694
  • Share of households that are families35.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Saugerties

Income and work in Saugerties

  • Median household income$57,778 plus or minus $16,517
  • Per capita income$36,638
  • Civilian labor force1,909
  • Employed1,769
  • Unemployed140 plus or minus 100
  • Unemployment rate7.3 percent plus or minus 5.2
  • Adults 25 and over2,891
  • Adults 25 and over with a high school diploma or higher86.3 percent
  • Adults 25 and over with a bachelor degree or higher26.0 percent plus or minus 6.4
  • Adults 25 and over with a graduate degree10.1 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Saugerties

Housing in Saugerties

  • Housing units2,047
  • Occupied units1,958
  • Vacant units89 plus or minus 74
  • Vacancy rate4.3 percent plus or minus 3.6
  • Owner occupied711
  • Renter occupied1,247
  • Ownership rate36.3 percent
  • Median owner-occupied home value$374,100
  • Median gross rent, monthly$1,164
  • Annual rent as a share of median income24.2 percent plus or minus 7.2
  • Single family units715
  • Share single family34.9 percent
  • Units in buildings of two or more1,332 plus or minus 306
  • Share in buildings of two or more65.1 percent
  • Mobile homes0
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Saugerties

How Saugerties gets to work

  • Workers 16 and over who commute1,497
  • Commuting under 15 minutes589 plus or minus 207
  • Share commuting under 15 minutes39.3 percent plus or minus 12.3
  • Commuting 30 minutes or more272 plus or minus 140
  • Share commuting 30 minutes or more18.2 percent plus or minus 8.9
  • Drove alone70.4 percent plus or minus 15.4
  • Carpooled12.4 percent plus or minus 8.7
  • Public transport0.0 percent
  • Walked5.5 percent plus or minus 4.8
  • Worked from home11.7 percent plus or minus 5.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Saugerties

SBA loans in Saugerties (7(a))

  • Approvals26
  • Gross approval$12,349,000
  • Average approval$474,962
  • Median approval$148,000
  • Ninetieth percentile approval$1,547,000
  • Largest approval$4,866,000
  • Jobs supported326
  • Jobs per approval12.5
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more7.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders13
  • Distinct industries by NAICS20

A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Saugerties

SBA loans in Saugerties (504)

  • Approvals10
  • Gross approval$5,633,000
  • Average approval$563,300
  • Median approval$465,000
  • Largest approval$2,030,000
  • Jobs supported18
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Saugerties

Flood risk in Saugerties

  • Listed NFIP communities2
  • Of those, participating2
  • NFIP community number360863
  • Currently effective map date11/18/16

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Ulster County, not Saugerties

Ulster County context, not Saugerties figures

These are Ulster County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saugerties measurements.

  • Establishments in Ulster County5,065
  • Employment at those establishments, Ulster County44,452
  • Covered employment, Ulster County59,330
  • Average annual pay, Ulster County$61,154
  • Average weekly wage, Ulster County$1,176
  • Housing units permitted, Ulster County521
  • Of those, single family, Ulster County270
  • County product, 2024, Ulster County$10,454,133,000
  • County product change over the prior year, Ulster County7.6 percent
  • Average income of an arriving household, Ulster County$109,488

Every figure in this section is published for Ulster County as a whole and is not a measurement of Saugerties. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Saugerties questions, answered from the record.

How many people live in Saugerties, New York?

3,884, in 1,958 households. Saugerties village covers 1.78 square miles of land, which is 2,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Saugerties in?

Ulster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Saugerties?

$57,778. The median owner-occupied home is valued at $374,100. Median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Saugerties businesses?

26 7(a) approvals totalling $12.3 m, across 13 lenders, median approval $148,000, plus 10 504 approvals worth $5.6 m. These count approvals to borrowers whose address is in Saugerties, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Saugerties borrowers get paid back?

No rate is published for Saugerties. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Saugerties in the National Flood Insurance Program?

Yes. Saugerties appears in the FEMA Community Status Book as community 360863, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Saugerties figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ulster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saugerties.

Is zoning published for Saugerties?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.