HomeNew YorkUlster CountySaugerties
Saugerties, New York: commercial real estate data.
Saugerties is a Census village of 3,884 people across 1.78 square miles of land, in Ulster County. Median household income is $57,778, 36.3 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $12.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saugerties
What Saugerties is
- Census place typevillage
- Land area1.78 sq mi
- Water area0.48 sq mi
- Population per square mile of land2,178
- County holding the largest share of its areaUlster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugerties
How many people live in Saugerties
- Population3,884
- Median age45.1 plus or minus 11.6
- Population under 18714 plus or minus 234
- Share under 1818.4 percent plus or minus 6.0
- Population 65 and over1,004 plus or minus 234
- Share 65 and over25.8 percent plus or minus 6.0
- Households1,958
- Family households694
- Share of households that are families35.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugerties
Income and work in Saugerties
- Median household income$57,778 plus or minus $16,517
- Per capita income$36,638
- Civilian labor force1,909
- Employed1,769
- Unemployed140 plus or minus 100
- Unemployment rate7.3 percent plus or minus 5.2
- Adults 25 and over2,891
- Adults 25 and over with a high school diploma or higher86.3 percent
- Adults 25 and over with a bachelor degree or higher26.0 percent plus or minus 6.4
- Adults 25 and over with a graduate degree10.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugerties
Housing in Saugerties
- Housing units2,047
- Occupied units1,958
- Vacant units89 plus or minus 74
- Vacancy rate4.3 percent plus or minus 3.6
- Owner occupied711
- Renter occupied1,247
- Ownership rate36.3 percent
- Median owner-occupied home value$374,100
- Median gross rent, monthly$1,164
- Annual rent as a share of median income24.2 percent plus or minus 7.2
- Single family units715
- Share single family34.9 percent
- Units in buildings of two or more1,332 plus or minus 306
- Share in buildings of two or more65.1 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugerties
How Saugerties gets to work
- Workers 16 and over who commute1,497
- Commuting under 15 minutes589 plus or minus 207
- Share commuting under 15 minutes39.3 percent plus or minus 12.3
- Commuting 30 minutes or more272 plus or minus 140
- Share commuting 30 minutes or more18.2 percent plus or minus 8.9
- Drove alone70.4 percent plus or minus 15.4
- Carpooled12.4 percent plus or minus 8.7
- Public transport0.0 percent
- Walked5.5 percent plus or minus 4.8
- Worked from home11.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugerties
SBA loans in Saugerties (7(a))
- Approvals26
- Gross approval$12,349,000
- Average approval$474,962
- Median approval$124,000
- Ninetieth percentile approval$1,448,500
- Largest approval$4,866,000
- Jobs supported326
- Jobs per approval12.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises0.0 percent
- Distinct lenders13
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Saugerties, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saugerties
SBA loans in Saugerties (504)
- Approvals10
- Gross approval$5,633,000
- Average approval$563,300
- Median approval$427,000
- Largest approval$2,030,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Saugerties, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saugerties
Flood risk in Saugerties
- NFIP communityTown of Saugerties
- NFIP community number360863
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/16
The Town of Saugerties participates in the National Flood Insurance Program as community 360863 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ulster County, not Saugerties
Ulster County context, not Saugerties figures
- Establishments in Ulster County5,065
- Covered employment, Ulster County59,330
- Average annual pay, Ulster County$61,154
- Housing units permitted, Ulster County521
Every figure in this section is published for Ulster County as a whole and is not a measurement of Saugerties.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saugerties questions, answered from the record.
How many people live in Saugerties, New York?
3,884, in 1,958 households. Saugerties village covers 1.78 square miles of land, which is 2,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saugerties in?
Ulster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saugerties?
$57,778. The median owner-occupied home is valued at $374,100. Median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saugerties businesses?
26 7(a) approvals totaling $12.3 m since FY2020, across 13 lenders, median approval $124,000, plus 10 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in Saugerties, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saugerties borrowers get paid back?
No rate is published for Saugerties. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saugerties in the National Flood Insurance Program?
Yes. Saugerties appears in the FEMA Community Status Book as Saugerties, town of, community 360863, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saugerties figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ulster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saugerties.
Is zoning published for Saugerties?
No. Nothing on this page presents parcel level zoning.