HomeNew YorkWarren CountyChestertown
Chestertown, New York: commercial real estate data.
Chestertown is a Census CDP of 499 people across 3.84 square miles of land, in Warren County. Median household income is $83,750, 64.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $865,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chestertown
What Chestertown is
- Census place typeCDP
- Land area3.84 sq mi
- Water area0.01 sq mi
- Population per square mile of land130 plus or minus 48
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
How many people live in Chestertown
- Population499 plus or minus 186
- Median age28.9 plus or minus 14.4
- Population under 1825 plus or minus 30
- Share under 185.0 percent plus or minus 5.7
- Population 65 and over52 plus or minus 33
- Share 65 and over10.4 percent plus or minus 5.4
- Households205 plus or minus 70
- Family households149 plus or minus 66
- Share of households that are families72.7 percent plus or minus 20.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
Income and work in Chestertown
- Median household income$83,750 plus or minus $28,992
- Per capita income$30,911 plus or minus $7,835
- Civilian labor force280 plus or minus 108
- Employed255 plus or minus 105
- Unemployed25 plus or minus 41
- Unemployment rate8.9 percent plus or minus 14.2
- Adults 25 and over354 plus or minus 125
- Adults 25 and over with a high school diploma or higher94.1 percent plus or minus 45.3
- Adults 25 and over with a bachelor degree or higher31.4 percent plus or minus 14.2
- Adults 25 and over with a graduate degree8.5 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
Housing in Chestertown
- Housing units304 plus or minus 90
- Occupied units205 plus or minus 70
- Vacant units99 plus or minus 68
- Vacancy rate32.6 percent plus or minus 20.2
- Owner occupied132 plus or minus 49
- Renter occupied73 plus or minus 60
- Ownership rate64.4 percent
- Median owner-occupied home value$210,000 plus or minus $82,404
- Median gross rent, monthly$647 plus or minus $236
- Annual rent as a share of median income9.3 percent plus or minus 4.7
- Single family units213 plus or minus 80
- Share single family70.1 percent plus or minus 16.3
- Units in buildings of two or more91 plus or minus 66
- Share in buildings of two or more29.9 percent plus or minus 19.7
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
How Chestertown gets to work
- Workers 16 and over who commute184 plus or minus 85
- Commuting under 15 minutes75 plus or minus 81
- Share commuting under 15 minutes40.8 percent plus or minus 39.5
- Commuting 30 minutes or more83 plus or minus 50
- Share commuting 30 minutes or more45.1 percent plus or minus 17.3
- Drove alone48.2 percent plus or minus 11.1
- Carpooled19.6 percent plus or minus 29.5
- Public transport0.0 percent
- Walked4.3 percent plus or minus 4.8
- Worked from home27.8 percent plus or minus 21.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
SBA loans in Chestertown (7(a))
- Approvals8
- Gross approval$865,200
- Average approval$108,150
- Median approval$87,500
- Largest approval$250,000
- Jobs supported116
- Jobs per approval14.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term90 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Chestertown, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chestertown
SBA loans in Chestertown (504)
- Approvals4
- Gross approval$1,790,000
- Average approval$447,500
- Median approval$418,000
- Largest approval$832,000
- Jobs supported0
- Loans with a final outcome4
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chestertown, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warren County, not Chestertown
Warren County context, not Chestertown figures
- Establishments in Warren County2,164
- Covered employment, Warren County36,956
- Average annual pay, Warren County$59,589
- Housing units permitted, Warren County255
Every figure in this section is published for Warren County as a whole and is not a measurement of Chestertown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chestertown questions, answered from the record.
How many people live in Chestertown, New York?
499, in 205 households. Chestertown CDP covers 3.84 square miles of land, which is 130 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chestertown in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chestertown?
$83,750. The median owner-occupied home is valued at $210,000. Median gross rent is $647 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chestertown businesses?
8 7(a) approvals totaling $865,200 since FY2020, across 3 lenders, median approval $87,500, plus 4 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Chestertown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chestertown borrowers get paid back?
No rate is published for Chestertown. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Chestertown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chestertown.
Is zoning published for Chestertown?
No. Nothing on this page presents parcel level zoning.