HomeNew YorkWarren CountyChestertown CDP
Chestertown CDP, New York: commercial real estate data.
Chestertown CDP is a Census CDP of 499 people across 3.84 square miles of land, in Warren County. Median household income is $83,750, 64.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $865,200.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chestertown
What Chestertown is
- Census place typeCDP
- Land area3.84 sq mi
- Water area0.01 sq mi
- Population per square mile of land130 plus or minus 48
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
How many people live in Chestertown
- Population499 plus or minus 186
- Median age28.9 plus or minus 14.4
- Population under 1825 plus or minus 30
- Share under 185.0 percent plus or minus 5.7
- Population 65 and over52 plus or minus 33
- Share 65 and over10.4 percent plus or minus 5.4
- Households205 plus or minus 70
- Family households149 plus or minus 66
- Share of households that are families72.7 percent plus or minus 20.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
Income and work in Chestertown
- Median household income$83,750 plus or minus $28,992
- Per capita income$30,911 plus or minus $7,835
- Civilian labor force280 plus or minus 108
- Employed255 plus or minus 105
- Unemployed25 plus or minus 41
- Unemployment rate8.9 percent plus or minus 14.2
- Adults 25 and over354 plus or minus 125
- Adults 25 and over with a high school diploma or higher94.1 percent plus or minus 45.3
- Adults 25 and over with a bachelor degree or higher31.4 percent plus or minus 14.2
- Adults 25 and over with a graduate degree8.5 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
Housing in Chestertown
- Housing units304 plus or minus 90
- Occupied units205 plus or minus 70
- Vacant units99 plus or minus 68
- Vacancy rate32.6 percent plus or minus 20.2
- Owner occupied132 plus or minus 49
- Renter occupied73 plus or minus 60
- Ownership rate64.4 percent
- Median owner-occupied home value$210,000 plus or minus $82,404
- Median gross rent, monthly$647 plus or minus $236
- Annual rent as a share of median income9.3 percent plus or minus 4.7
- Single family units213 plus or minus 80
- Share single family70.1 percent plus or minus 16.3
- Units in buildings of two or more91 plus or minus 66
- Share in buildings of two or more29.9 percent plus or minus 19.7
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
How Chestertown gets to work
- Workers 16 and over who commute184 plus or minus 85
- Commuting under 15 minutes75 plus or minus 81
- Share commuting under 15 minutes40.8 percent plus or minus 39.5
- Commuting 30 minutes or more83 plus or minus 50
- Share commuting 30 minutes or more45.1 percent plus or minus 17.3
- Drove alone48.2 percent plus or minus 11.1
- Carpooled19.6 percent plus or minus 29.5
- Public transport0.0 percent
- Walked4.3 percent plus or minus 4.8
- Worked from home27.8 percent plus or minus 21.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chestertown
SBA loans in Chestertown (7(a))
- Approvals8
- Gross approval$865,200
- Average approval$108,150
- Median approval$100,000
- Ninetieth percentile approval$250,000
- Largest approval$250,000
- Jobs supported116
- Jobs per approval14.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chestertown
SBA loans in Chestertown (504)
- Approvals4
- Gross approval$1,790,000
- Average approval$447,500
- Median approval$671,000
- Largest approval$832,000
- Jobs supported0
- Loans with a final outcome4
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warren County, not Chestertown
Warren County context, not Chestertown figures
These are Warren County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chestertown measurements.
- Establishments in Warren County2,164
- Employment at those establishments, Warren County30,380
- Covered employment, Warren County36,956
- Average annual pay, Warren County$59,589
- Average weekly wage, Warren County$1,146
- Housing units permitted, Warren County255
- Of those, single family, Warren County143
- County product, 2024, Warren County$6,767,680,000
- County product change over the prior year, Warren County6.9 percent
- Average income of an arriving household, Warren County$76,137
Every figure in this section is published for Warren County as a whole and is not a measurement of Chestertown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chestertown questions, answered from the record.
How many people live in Chestertown, New York?
499, in 205 households. Chestertown CDP covers 3.84 square miles of land, which is 130 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chestertown in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chestertown?
$83,750. The median owner-occupied home is valued at $210,000. Median gross rent is $647 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chestertown businesses?
8 7(a) approvals totalling $865,200, across 3 lenders, median approval $100,000, plus 4 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Chestertown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chestertown borrowers get paid back?
No rate is published for Chestertown. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Chestertown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chestertown.
Is zoning published for Chestertown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.