HomeNew YorkWashington CountyCambridge
Cambridge, New York: commercial real estate data.
Cambridge is a Census village of 2,262 people across 1.73 square miles of land, in Washington County. Median household income is $72,612, 73.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $595,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cambridge
What Cambridge is
- Census place typevillage
- Land area1.73 sq mi
- Water area0 sq mi
- Population per square mile of land1,311
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How many people live in Cambridge
- Population2,262
- Median age46.9
- Population under 18479 plus or minus 149
- Share under 1821.2 percent plus or minus 5.8
- Population 65 and over390 plus or minus 123
- Share 65 and over17.2 percent plus or minus 4.8
- Households955
- Family households564
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Income and work in Cambridge
- Median household income$72,612 plus or minus $22,070
- Per capita income$37,835
- Civilian labor force1,045
- Employed969
- Unemployed76 plus or minus 93
- Unemployment rate7.3 percent plus or minus 8.8
- Adults 25 and over1,446
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent plus or minus 6.7
- Adults 25 and over with a graduate degree17.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Housing in Cambridge
- Housing units1,069
- Occupied units955
- Vacant units114 plus or minus 76
- Vacancy rate10.7 percent plus or minus 6.9
- Owner occupied706
- Renter occupied249 plus or minus 120
- Ownership rate73.9 percent
- Median owner-occupied home value$193,800
- Median gross rent, monthly$1,164
- Annual rent as a share of median income19.2 percent plus or minus 6.3
- Single family units685
- Share single family64.1 percent
- Units in buildings of two or more272 plus or minus 117
- Share in buildings of two or more25.4 percent plus or minus 10.1
- Mobile homes112 plus or minus 62
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How Cambridge gets to work
- Workers 16 and over who commute838 plus or minus 168
- Commuting under 15 minutes183 plus or minus 87
- Share commuting under 15 minutes21.8 percent plus or minus 9.4
- Commuting 30 minutes or more519 plus or minus 143
- Share commuting 30 minutes or more61.9 percent
- Drove alone79.3 percent
- Carpooled6.1 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.3
- Worked from home13.5 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
SBA loans in Cambridge (7(a))
- Approvals3
- Gross approval$595,000
- Average approval$198,333
- Median approval$40,000
- Largest approval$525,000
- Jobs supported9
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Cambridge, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambridge
SBA loans in Cambridge (504)
- Approvals1
- Gross approval$1,335,000
- Average approval$1,335,000
- Median approval$1,335,000
- Largest approval$1,335,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cambridge, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cambridge
Flood risk in Cambridge
- NFIP communityVillage of Cambridge
- NFIP community number360883
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/21/26
The Village of Cambridge participates in the National Flood Insurance Program as community 360883 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Washington County, not Cambridge
Washington County context, not Cambridge figures
- Establishments in Washington County1,065
- Covered employment, Washington County14,838
- Average annual pay, Washington County$62,139
- Housing units permitted, Washington County100
Every figure in this section is published for Washington County as a whole and is not a measurement of Cambridge.
All Washington County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cambridge questions, answered from the record.
How many people live in Cambridge, New York?
2,262, in 955 households. Cambridge village covers 1.73 square miles of land, which is 1,311 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambridge in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambridge?
$72,612. The median owner-occupied home is valued at $193,800. Median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambridge businesses?
3 7(a) approvals totaling $595,000 since FY2020, across 2 lenders, median approval $40,000, plus 1 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Cambridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambridge borrowers get paid back?
No rate is published for Cambridge. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cambridge in the National Flood Insurance Program?
Yes. Cambridge appears in the FEMA Community Status Book as Cambridge, village of, community 360883, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cambridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambridge.
Is zoning published for Cambridge?
No. Nothing on this page presents parcel level zoning.
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