HomeNew YorkWashington CountyCambridge village
Cambridge village, New York: commercial real estate data.
Cambridge village is a Census village of 2,262 people across 1.73 square miles of land, in Washington County. Median household income is $72,612, 73.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $595,000.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cambridge
What Cambridge is
- Census place typevillage
- Land area1.73 sq mi
- Water area0 sq mi
- Population per square mile of land1,311
- County holding the largest share of its areaWashington County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How many people live in Cambridge
- Population2,262
- Median age46.9
- Population under 18479 plus or minus 149
- Share under 1821.2 percent plus or minus 5.8
- Population 65 and over390 plus or minus 123
- Share 65 and over17.2 percent plus or minus 4.8
- Households955
- Family households564
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Income and work in Cambridge
- Median household income$72,612 plus or minus $22,070
- Per capita income$37,835
- Civilian labor force1,045
- Employed969
- Unemployed76 plus or minus 93
- Unemployment rate7.3 percent plus or minus 8.8
- Adults 25 and over1,446
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent plus or minus 6.7
- Adults 25 and over with a graduate degree17.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
Housing in Cambridge
- Housing units1,069
- Occupied units955
- Vacant units114 plus or minus 76
- Vacancy rate10.7 percent plus or minus 6.9
- Owner occupied706
- Renter occupied249 plus or minus 120
- Ownership rate73.9 percent
- Median owner-occupied home value$193,800
- Median gross rent, monthly$1,164
- Annual rent as a share of median income19.2 percent plus or minus 6.3
- Single family units685
- Share single family64.1 percent
- Units in buildings of two or more272 plus or minus 117
- Share in buildings of two or more25.4 percent plus or minus 10.1
- Mobile homes112 plus or minus 62
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
How Cambridge gets to work
- Workers 16 and over who commute838 plus or minus 168
- Commuting under 15 minutes183 plus or minus 87
- Share commuting under 15 minutes21.8 percent plus or minus 9.4
- Commuting 30 minutes or more519 plus or minus 143
- Share commuting 30 minutes or more61.9 percent
- Drove alone79.3 percent
- Carpooled6.1 percent plus or minus 5.0
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.3
- Worked from home13.5 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cambridge
SBA loans in Cambridge (7(a))
- Approvals3
- Gross approval$595,000
- Average approval$198,333
- Median approval$40,000
- Ninetieth percentile approval$525,000
- Largest approval$525,000
- Jobs supported9
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cambridge
SBA loans in Cambridge (504)
- Approvals1
- Gross approval$1,335,000
- Average approval$1,335,000
- Median approval$1,335,000
- Largest approval$1,335,000
- Jobs supported22
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cambridge
Flood risk in Cambridge
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360883
- Currently effective map date07/21/26
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Washington County, not Cambridge
Washington County context, not Cambridge figures
These are Washington County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cambridge measurements.
- Establishments in Washington County1,065
- Employment at those establishments, Washington County10,696
- Covered employment, Washington County14,838
- Average annual pay, Washington County$62,139
- Average weekly wage, Washington County$1,195
- Housing units permitted, Washington County100
- Of those, single family, Washington County100
- County product, 2024, Washington County$2,640,686,000
- County product change over the prior year, Washington County2.2 percent
- Average income of an arriving household, Washington County$57,912
Every figure in this section is published for Washington County as a whole and is not a measurement of Cambridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cambridge questions, answered from the record.
How many people live in Cambridge, New York?
2,262, in 955 households. Cambridge village covers 1.73 square miles of land, which is 1,311 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cambridge in?
Washington County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cambridge?
$72,612. The median owner-occupied home is valued at $193,800. Median gross rent is $1,164 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cambridge businesses?
3 7(a) approvals totalling $595,000, across 2 lenders, median approval $40,000, plus 1 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in Cambridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cambridge borrowers get paid back?
No rate is published for Cambridge. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cambridge in the National Flood Insurance Program?
Yes. Cambridge appears in the FEMA Community Status Book as community 360883, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cambridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Washington County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cambridge.
Is zoning published for Cambridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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