HomeNew YorkWyoming CountyGainesville
Gainesville, New York: commercial real estate data.
Gainesville is a Census village of 224 people across 0.85 square miles of land, in Wyoming County. Median household income is $64,750, 76.8 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gainesville
What Gainesville is
- Census place typevillage
- Land area0.85 sq mi
- Water area0 sq mi
- Population per square mile of land262 plus or minus 69
- County holding the largest share of its areaWyoming County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How many people live in Gainesville
- Population224 plus or minus 59
- Median age47.8
- Population under 1846 plus or minus 20
- Share under 1820.5 percent plus or minus 7.1
- Population 65 and over50 plus or minus 24
- Share 65 and over22.3 percent plus or minus 9.1
- Households99 plus or minus 26
- Family households56 plus or minus 16
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Income and work in Gainesville
- Median household income$64,750 plus or minus $17,103
- Per capita income$37,893 plus or minus $16,839
- Civilian labor force121 plus or minus 40
- Employed117 plus or minus 39
- Unemployed4 plus or minus 6
- Unemployment rate3.3 percent plus or minus 4.8
- Adults 25 and over153 plus or minus 41
- Adults 25 and over with a high school diploma or higher99.3 percent plus or minus 36.9
- Adults 25 and over with a bachelor degree or higher17.6 percent plus or minus 10.4
- Adults 25 and over with a graduate degree8.5 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
Housing in Gainesville
- Housing units118 plus or minus 25
- Occupied units99 plus or minus 26
- Vacant units19 plus or minus 16
- Vacancy rate16.1 percent plus or minus 13.1
- Owner occupied76 plus or minus 22
- Renter occupied23 plus or minus 16
- Ownership rate76.8 percent
- Median owner-occupied home value$88,900 plus or minus $25,855
- Median gross rent, monthly$702
- Annual rent as a share of median income13.0 percent plus or minus 3.5
- Single family units87 plus or minus 27
- Share single family73.7 percent plus or minus 16.6
- Units in buildings of two or more20 plus or minus 23
- Share in buildings of two or more16.9 percent plus or minus 18.9
- Mobile homes11 plus or minus 12
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
How Gainesville gets to work
- Workers 16 and over who commute105 plus or minus 36
- Commuting under 15 minutes26 plus or minus 21
- Share commuting under 15 minutes24.8 percent plus or minus 17.8
- Commuting 30 minutes or more49 plus or minus 25
- Share commuting 30 minutes or more46.7 percent plus or minus 18.1
- Drove alone76.3 percent
- Carpooled4.4 percent plus or minus 4.1
- Public transport1.8 percent plus or minus 2.6
- Walked0.0 percent
- Worked from home7.9 percent plus or minus 12.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gainesville
SBA loans in Gainesville (7(a))
- Approvals9
- Gross approval$2,381,200
- Average approval$264,578
- Median approval$117,800
- Largest approval$750,000
- Jobs supported109
- Jobs per approval12.1
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Gainesville, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gainesville
Flood risk in Gainesville
- NFIP communityTown of Gainesville
- NFIP community number360944
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/23/83(M)
The Town of Gainesville participates in the National Flood Insurance Program as community 360944 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wyoming County, not Gainesville
Wyoming County context, not Gainesville figures
- Establishments in Wyoming County754
- Covered employment, Wyoming County12,534
- Average annual pay, Wyoming County$63,261
- Housing units permitted, Wyoming County48
Every figure in this section is published for Wyoming County as a whole and is not a measurement of Gainesville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gainesville questions, answered from the record.
How many people live in Gainesville, New York?
224, in 99 households. Gainesville village covers 0.85 square miles of land, which is 262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gainesville in?
Wyoming County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gainesville?
$64,750. The median owner-occupied home is valued at $88,900. Median gross rent is $702 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gainesville businesses?
9 7(a) approvals totaling $2.4 m since FY2020, across 1 lenders, median approval $117,800. These count approvals to borrowers whose address is in Gainesville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gainesville borrowers get paid back?
No rate is published for Gainesville. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gainesville in the National Flood Insurance Program?
Yes. Gainesville appears in the FEMA Community Status Book as Gainesville, town of, community 360944, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gainesville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wyoming County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gainesville.
Is zoning published for Gainesville?
No. Nothing on this page presents parcel level zoning.
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