HomeNew YorkWyoming CountyWarsaw
Warsaw, New York: commercial real estate data.
Warsaw is a Census village of 3,048 people across 4.15 square miles of land, in Wyoming County. Median household income is $55,406, 51.6 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $497,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Warsaw
What Warsaw is
- Census place typevillage
- Land area4.15 sq mi
- Water area0 sq mi
- Population per square mile of land734
- County holding the largest share of its areaWyoming County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How many people live in Warsaw
- Population3,048
- Median age50.3
- Population under 18470 plus or minus 164
- Share under 1815.4 percent plus or minus 4.8
- Population 65 and over798 plus or minus 219
- Share 65 and over26.2 percent plus or minus 6.0
- Households1,513
- Family households698 plus or minus 176
- Share of households that are families46.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Income and work in Warsaw
- Median household income$55,406
- Per capita income$31,866
- Civilian labor force1,419 plus or minus 297
- Employed1,291 plus or minus 275
- Unemployed128 plus or minus 84
- Unemployment rate9.0 percent plus or minus 5.6
- Adults 25 and over2,357
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher19.5 percent plus or minus 6.3
- Adults 25 and over with a graduate degree10.8 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
Housing in Warsaw
- Housing units1,714
- Occupied units1,513
- Vacant units201 plus or minus 153
- Vacancy rate11.7 percent plus or minus 8.7
- Owner occupied781 plus or minus 176
- Renter occupied732 plus or minus 186
- Ownership rate51.6 percent
- Median owner-occupied home value$105,100
- Median gross rent, monthly$940
- Annual rent as a share of median income20.4 percent plus or minus 4.7
- Single family units1,062 plus or minus 213
- Share single family62.0 percent
- Units in buildings of two or more638 plus or minus 205
- Share in buildings of two or more37.2 percent plus or minus 10.5
- Mobile homes14 plus or minus 24
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
How Warsaw gets to work
- Workers 16 and over who commute1,220 plus or minus 279
- Commuting under 15 minutes605 plus or minus 200
- Share commuting under 15 minutes49.6 percent plus or minus 11.8
- Commuting 30 minutes or more265 plus or minus 140
- Share commuting 30 minutes or more21.7 percent plus or minus 10.3
- Drove alone78.7 percent
- Carpooled3.6 percent plus or minus 3.4
- Public transport0.8 percent plus or minus 1.9
- Walked8.4 percent plus or minus 5.6
- Worked from home5.5 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Warsaw
SBA loans in Warsaw (7(a))
- Approvals14
- Gross approval$497,200
- Average approval$35,514
- Median approval$30,200
- Largest approval$75,000
- Jobs supported24
- Jobs per approval1.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warsaw
SBA loans in Warsaw (504)
- Approvals2
- Gross approval$546,000
- Average approval$273,000
- Median approval$273,000
- Largest approval$315,000
- Jobs supported9
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Warsaw, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warsaw
Flood risk in Warsaw
- NFIP communityTown of Warsaw
- NFIP community number360950
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/23/83(M)
The Town of Warsaw participates in the National Flood Insurance Program as community 360950 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wyoming County, not Warsaw
Wyoming County context, not Warsaw figures
- Establishments in Wyoming County754
- Covered employment, Wyoming County12,534
- Average annual pay, Wyoming County$63,261
- Housing units permitted, Wyoming County48
Every figure in this section is published for Wyoming County as a whole and is not a measurement of Warsaw.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Warsaw questions, answered from the record.
How many people live in Warsaw, New York?
3,048, in 1,513 households. Warsaw village covers 4.15 square miles of land, which is 734 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Warsaw in?
Wyoming County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Warsaw?
$55,406. The median owner-occupied home is valued at $105,100. Median gross rent is $940 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Warsaw businesses?
14 7(a) approvals totaling $497,200 since FY2020, across 4 lenders, median approval $30,200, plus 2 504 approvals worth $546,000 since FY2010. These count approvals to borrowers whose address is in Warsaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Warsaw borrowers get paid back?
No rate is published for Warsaw. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Warsaw in the National Flood Insurance Program?
Yes. Warsaw appears in the FEMA Community Status Book as Warsaw, town of, community 360950, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Warsaw figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wyoming County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Warsaw.
Is zoning published for Warsaw?
No. Nothing on this page presents parcel level zoning.
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