HomeNorth CarolinaCabarrus CountyConcord
Concord, North Carolina: commercial real estate data.
Concord is a Census city of 108,719 people across 64.70 square miles of land, in Cabarrus County. Median household income is $86,921, 65.2 percent of occupied homes are owned, and the SBA record carries 150 7(a) approvals to borrowers here worth $98.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Concord
What Concord is
- Census place typecity
- Land area64.7 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,680
- County holding the largest share of its areaCabarrus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How many people live in Concord
- Population108,719
- Median age36.5
- Population under 1829,158
- Share under 1826.8 percent
- Population 65 and over13,011
- Share 65 and over12.0 percent
- Households38,669
- Family households27,452
- Share of households that are families71.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Income and work in Concord
- Median household income$86,921
- Per capita income$42,090
- Civilian labor force58,255
- Employed55,030
- Unemployed3,225
- Unemployment rate5.5 percent
- Adults 25 and over70,789
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher40.9 percent
- Adults 25 and over with a graduate degree16.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
Housing in Concord
- Housing units43,142
- Occupied units38,669
- Vacant units4,473
- Vacancy rate10.4 percent
- Owner occupied25,226
- Renter occupied13,443
- Ownership rate65.2 percent
- Median owner-occupied home value$353,700
- Median gross rent, monthly$1,451
- Annual rent as a share of median income20.0 percent
- Single family units32,642
- Share single family75.7 percent
- Units in buildings of two or more9,213
- Share in buildings of two or more21.4 percent
- Mobile homes1,287 plus or minus 278
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
How Concord gets to work
- Workers 16 and over who commute44,952
- Commuting under 15 minutes9,492
- Share commuting under 15 minutes21.1 percent
- Commuting 30 minutes or more18,836
- Share commuting 30 minutes or more41.9 percent
- Drove alone71.7 percent
- Carpooled7.9 percent
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.5
- Worked from home17.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concord
SBA loans in Concord (7(a))
- Approvals150
- Gross approval$98,409,700
- Average approval$656,065
- Median approval$305,000
- Ninetieth percentile approval$1,820,300
- Largest approval$5,000,000
- Jobs supported1,722
- Jobs per approval11.5
- Loans with a final outcome23
- Paid in full20
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises23.3 percent
- Distinct lenders44
- Distinct industries by NAICS86
Counted by borrower city: approvals to borrowers whose address is in Concord, in any county, FY2020 to FY2026. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concord
SBA loans in Concord (504)
- Approvals20
- Gross approval$14,641,000
- Average approval$732,050
- Median approval$551,000
- Largest approval$2,203,000
- Jobs supported233
- Loans with a final outcome11
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Concord, in any county, FY2010 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Concord
Flood risk in Concord
- NFIP communityCity of Concord
- NFIP community number370037
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date11/16/18
The City of Concord participates in the National Flood Insurance Program as community 370037 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cabarrus County, not Concord
Cabarrus County context, not Concord figures
- Establishments in Cabarrus County5,279
- Covered employment, Cabarrus County87,725
- Average annual pay, Cabarrus County$56,529
- Housing units permitted, Cabarrus County2,485
Every figure in this section is published for Cabarrus County as a whole and is not a measurement of Concord.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Concord questions, answered from the record.
How many people live in Concord, North Carolina?
108,719, in 38,669 households. Concord city covers 64.70 square miles of land, which is 1,680 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concord in?
Cabarrus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concord?
$86,921. The median owner-occupied home is valued at $353,700. Median gross rent is $1,451 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concord businesses?
150 7(a) approvals totaling $98.4 m since FY2020, across 44 lenders, median approval $305,000, plus 20 504 approvals worth $14.6 m since FY2010. These count approvals to borrowers whose address is in Concord, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concord borrowers get paid back?
No rate is published for Concord. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Concord in the National Flood Insurance Program?
Yes. Concord appears in the FEMA Community Status Book as Concord, city of, community 370037, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Concord figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cabarrus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concord.
Is zoning published for Concord?
No. Nothing on this page presents parcel level zoning.
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