HomeNorth CarolinaCabarrus CountyHarrisburg town
Harrisburg town, North Carolina: commercial real estate data.
Harrisburg town is a Census town of 19,633 people across 12.57 square miles of land, in Cabarrus County. Median household income is $148,254, 91.5 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $14.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harrisburg
What Harrisburg is
- Census place typetown
- Land area12.57 sq mi
- Water area0 sq mi
- Population per square mile of land1,562
- County holding the largest share of its areaCabarrus County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How many people live in Harrisburg
- Population19,633
- Median age40.1
- Population under 185,326
- Share under 1827.1 percent
- Population 65 and over2,094
- Share 65 and over10.7 percent
- Households6,176
- Family households5,166
- Share of households that are families83.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Income and work in Harrisburg
- Median household income$148,254
- Per capita income$54,237
- Civilian labor force10,505
- Employed10,193
- Unemployed312 plus or minus 112
- Unemployment rate3.0 percent plus or minus 1.1
- Adults 25 and over12,487
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher56.5 percent
- Adults 25 and over with a graduate degree21.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
Housing in Harrisburg
- Housing units6,571
- Occupied units6,176
- Vacant units395 plus or minus 221
- Vacancy rate6.0 percent plus or minus 3.3
- Owner occupied5,652
- Renter occupied524 plus or minus 170
- Ownership rate91.5 percent
- Median owner-occupied home value$478,000
- Median gross rent, monthly$2,640
- Annual rent as a share of median income21.4 percent
- Single family units6,456
- Share single family98.2 percent
- Units in buildings of two or more106 plus or minus 90
- Share in buildings of two or more1.6 percent plus or minus 1.4
- Mobile homes9 plus or minus 14
- Median year structure built2006
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
How Harrisburg gets to work
- Workers 16 and over who commute7,285
- Commuting under 15 minutes850 plus or minus 237
- Share commuting under 15 minutes11.7 percent plus or minus 3.1
- Commuting 30 minutes or more3,073
- Share commuting 30 minutes or more42.2 percent
- Drove alone64.1 percent
- Carpooled5.1 percent plus or minus 1.9
- Public transport2.9 percent plus or minus 1.7
- Walked0.6 percent plus or minus 0.6
- Worked from home26.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrisburg
SBA loans in Harrisburg (7(a))
- Approvals24
- Gross approval$14,730,300
- Average approval$613,763
- Median approval$278,500
- Ninetieth percentile approval$1,445,000
- Largest approval$4,560,000
- Jobs supported161
- Jobs per approval6.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.8 percent
- Share to franchises25.0 percent
- Distinct lenders20
- Distinct industries by NAICS18
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrisburg
SBA loans in Harrisburg (504)
- Approvals4
- Gross approval$905,000
- Average approval$226,250
- Median approval$160,000
- Largest approval$537,000
- Jobs supported6
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrisburg
Flood risk in Harrisburg
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370038
- Currently effective map date11/16/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cabarrus County, not Harrisburg
Cabarrus County context, not Harrisburg figures
These are Cabarrus County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harrisburg measurements.
- Establishments in Cabarrus County5,279
- Employment at those establishments, Cabarrus County77,218
- Covered employment, Cabarrus County87,725
- Average annual pay, Cabarrus County$56,529
- Average weekly wage, Cabarrus County$1,087
- Housing units permitted, Cabarrus County2,485
- Of those, single family, Cabarrus County1,768
- County product, 2024, Cabarrus County$12,962,218,000
- County product change over the prior year, Cabarrus County9.8 percent
- Average income of an arriving household, Cabarrus County$65,542
Every figure in this section is published for Cabarrus County as a whole and is not a measurement of Harrisburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harrisburg questions, answered from the record.
How many people live in Harrisburg, North Carolina?
19,633, in 6,176 households. Harrisburg town covers 12.57 square miles of land, which is 1,562 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrisburg in?
Cabarrus County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrisburg?
$148,254. The median owner-occupied home is valued at $478,000. Median gross rent is $2,640 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrisburg businesses?
24 7(a) approvals totalling $14.7 m, across 20 lenders, median approval $278,500, plus 4 504 approvals worth $905,000. These count approvals to borrowers whose address is in Harrisburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrisburg borrowers get paid back?
No rate is published for Harrisburg. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Harrisburg in the National Flood Insurance Program?
Yes. Harrisburg appears in the FEMA Community Status Book as community 370038, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harrisburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cabarrus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrisburg.
Is zoning published for Harrisburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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