HomeNorth CarolinaCabarrus CountyKannapolis
Kannapolis, North Carolina: commercial real estate data.
Kannapolis is a Census city of 57,890 people across 34.94 square miles of land, lying across Cabarrus County and Rowan County. Median household income is $73,836, 65.6 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $11.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kannapolis
What Kannapolis is
- Census place typecity
- Land area34.94 sq mi
- Water area0.79 sq mi
- Population per square mile of land1,657
- County holding the largest share of its areaCabarrus County, 79.7 percent
- Counties this place lies inCabarrus County 79.7 percent, Rowan County 20.3 percent
Kannapolis crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kannapolis
How many people live in Kannapolis
- Population57,890
- Median age36.9
- Population under 1812,931
- Share under 1822.3 percent
- Population 65 and over8,403
- Share 65 and over14.5 percent
- Households22,509
- Family households15,581
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kannapolis
Income and work in Kannapolis
- Median household income$73,836
- Per capita income$37,838
- Civilian labor force31,180
- Employed29,916
- Unemployed1,264 plus or minus 311
- Unemployment rate4.1 percent plus or minus 1.0
- Adults 25 and over40,640
- Adults 25 and over with a high school diploma or higher90.3 percent
- Adults 25 and over with a bachelor degree or higher29.7 percent
- Adults 25 and over with a graduate degree10.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kannapolis
Housing in Kannapolis
- Housing units25,395
- Occupied units22,509
- Vacant units2,886
- Vacancy rate11.4 percent
- Owner occupied14,777
- Renter occupied7,732
- Ownership rate65.6 percent
- Median owner-occupied home value$276,400
- Median gross rent, monthly$1,319
- Annual rent as a share of median income21.4 percent
- Single family units20,179
- Share single family79.5 percent
- Units in buildings of two or more4,332
- Share in buildings of two or more17.1 percent
- Mobile homes884 plus or minus 275
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kannapolis
How Kannapolis gets to work
- Workers 16 and over who commute26,108
- Commuting under 15 minutes5,551
- Share commuting under 15 minutes21.3 percent
- Commuting 30 minutes or more10,597
- Share commuting 30 minutes or more40.6 percent
- Drove alone76.3 percent
- Carpooled9.6 percent
- Public transport0.8 percent plus or minus 0.5
- Walked0.4 percent plus or minus 0.3
- Worked from home11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kannapolis
SBA loans in Kannapolis (7(a))
- Approvals29
- Gross approval$11,886,900
- Average approval$409,893
- Median approval$150,000
- Ninetieth percentile approval$909,180
- Largest approval$2,925,000
- Jobs supported331
- Jobs per approval11.4
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.3 percent
- Share to franchises20.7 percent
- Distinct lenders17
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Kannapolis, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kannapolis
SBA loans in Kannapolis (504)
- Approvals9
- Gross approval$9,080,000
- Average approval$1,008,889
- Median approval$873,000
- Largest approval$2,750,000
- Jobs supported93
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Kannapolis, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kannapolis
Flood risk in Kannapolis
- NFIP communityCity of Kannapolis
- NFIP community number370469
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/16/18
The City of Kannapolis participates in the National Flood Insurance Program as community 370469 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cabarrus County, not Kannapolis
Cabarrus County context, not Kannapolis figures
- Establishments in Cabarrus County5,279
- Covered employment, Cabarrus County87,725
- Average annual pay, Cabarrus County$56,529
- Housing units permitted, Cabarrus County2,485
Every figure in this section is published for Cabarrus County as a whole and is not a measurement of Kannapolis.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kannapolis questions, answered from the record.
How many people live in Kannapolis, North Carolina?
57,890, in 22,509 households. Kannapolis city covers 34.94 square miles of land, which is 1,657 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kannapolis in?
Kannapolis lies in more than one. By area it is 79.7 percent in Cabarrus County, 20.3 percent in Rowan County. This page sits under Cabarrus County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Kannapolis?
$73,836. The median owner-occupied home is valued at $276,400. Median gross rent is $1,319 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kannapolis businesses?
29 7(a) approvals totaling $11.9 m since FY2020, across 17 lenders, median approval $150,000, plus 9 504 approvals worth $9.1 m since FY2010. These count approvals to borrowers whose address is in Kannapolis, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kannapolis borrowers get paid back?
No rate is published for Kannapolis. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kannapolis in the National Flood Insurance Program?
Yes. Kannapolis appears in the FEMA Community Status Book as Kannapolis, city of, community 370469, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kannapolis figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cabarrus County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kannapolis.
Is zoning published for Kannapolis?
No. Nothing on this page presents parcel level zoning.
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