HomeNorth CarolinaCraven CountyCove City
Cove City, North Carolina: commercial real estate data.
Cove City is a Census town of 504 people across 0.64 square miles of land, in Craven County. Median household income is $41,522, 65.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $103,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cove City
What Cove City is
- Census place typetown
- Land area0.64 sq mi
- Water area0 sq mi
- Population per square mile of land790 plus or minus 343
- County holding the largest share of its areaCraven County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove City
How many people live in Cove City
- Population504 plus or minus 219
- Median age58.0
- Population under 18107 plus or minus 53
- Share under 1821.2 percent plus or minus 5.2
- Population 65 and over157 plus or minus 80
- Share 65 and over31.2 percent plus or minus 8.3
- Households202 plus or minus 78
- Family households147 plus or minus 73
- Share of households that are families72.8 percent plus or minus 22.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove City
Income and work in Cove City
- Median household income$41,522 plus or minus $15,078
- Per capita income$26,505 plus or minus $6,805
- Civilian labor force160 plus or minus 64
- Employed160 plus or minus 64
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over393 plus or minus 187
- Adults 25 and over with a high school diploma or higher90.1 percent plus or minus 51.9
- Adults 25 and over with a bachelor degree or higher29.0 percent plus or minus 12.9
- Adults 25 and over with a graduate degree13.5 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove City
Housing in Cove City
- Housing units210 plus or minus 78
- Occupied units202 plus or minus 78
- Vacant units8 plus or minus 9
- Vacancy rate3.8 percent plus or minus 4.0
- Owner occupied132 plus or minus 58
- Renter occupied70 plus or minus 44
- Ownership rate65.3 percent plus or minus 13.7
- Median owner-occupied home value$81,700 plus or minus $62,649
- Median gross rent, monthly$1,016 plus or minus $320
- Annual rent as a share of median income29.4 percent plus or minus 14.1
- Single family units144 plus or minus 66
- Share single family68.6 percent plus or minus 18.8
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes66 plus or minus 41
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove City
How Cove City gets to work
- Workers 16 and over who commute148 plus or minus 60
- Commuting under 15 minutes50 plus or minus 40
- Share commuting under 15 minutes33.8 percent plus or minus 23.4
- Commuting 30 minutes or more52 plus or minus 32
- Share commuting 30 minutes or more35.1 percent plus or minus 16.6
- Drove alone70.0 percent plus or minus 17.7
- Carpooled21.9 percent plus or minus 16.6
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.2
- Worked from home7.5 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cove City
SBA loans in Cove City (7(a))
- Approvals1
- Gross approval$103,500
- Average approval$103,500
- Median approval$103,500
- Largest approval$103,500
- Jobs supported7
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cove City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cove City
Flood risk in Cove City
- NFIP communityTown of Cove City
- NFIP community number370601
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The Town of Cove City participates in the National Flood Insurance Program as community 370601 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Craven County, not Cove City
Craven County context, not Cove City figures
- Establishments in Craven County2,224
- Covered employment, Craven County40,890
- Average annual pay, Craven County$55,634
- Housing units permitted, Craven County485
Every figure in this section is published for Craven County as a whole and is not a measurement of Cove City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cove City questions, answered from the record.
How many people live in Cove City, North Carolina?
504, in 202 households. Cove City town covers 0.64 square miles of land, which is 790 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cove City in?
Craven County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cove City?
$41,522. The median owner-occupied home is valued at $81,700. Median gross rent is $1,016 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cove City businesses?
1 7(a) approvals totaling $103,500 since FY2020, across 1 lenders, median approval $103,500. These count approvals to borrowers whose address is in Cove City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cove City borrowers get paid back?
No rate is published for Cove City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cove City in the National Flood Insurance Program?
Yes. Cove City appears in the FEMA Community Status Book as Cove City, town of, community 370601, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cove City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Craven County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cove City.
Is zoning published for Cove City?
No. Nothing on this page presents parcel level zoning.