HomeNorth CarolinaCraven CountyNew Bern
New Bern, North Carolina: commercial real estate data.
New Bern is a Census city of 32,734 people across 28.69 square miles of land, in Craven County. Median household income is $61,031, 59.7 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $34.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
New Bern
What New Bern is
- Census place typecity
- Land area28.69 sq mi
- Water area1.48 sq mi
- Population per square mile of land1,141
- County holding the largest share of its areaCraven County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Bern
How many people live in New Bern
- Population32,734
- Median age38.9
- Population under 187,322
- Share under 1822.4 percent
- Population 65 and over8,036
- Share 65 and over24.5 percent
- Households14,673
- Family households8,400
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Bern
Income and work in New Bern
- Median household income$61,031
- Per capita income$38,196
- Civilian labor force14,838
- Employed14,154
- Unemployed684 plus or minus 208
- Unemployment rate4.6 percent plus or minus 1.4
- Adults 25 and over22,954
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree13.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Bern
Housing in New Bern
- Housing units16,816
- Occupied units14,673
- Vacant units2,143
- Vacancy rate12.7 percent
- Owner occupied8,765
- Renter occupied5,908
- Ownership rate59.7 percent
- Median owner-occupied home value$240,100
- Median gross rent, monthly$1,081
- Annual rent as a share of median income21.3 percent
- Single family units11,568
- Share single family68.8 percent
- Units in buildings of two or more4,521
- Share in buildings of two or more26.9 percent
- Mobile homes686 plus or minus 259
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Bern
How New Bern gets to work
- Workers 16 and over who commute13,304
- Commuting under 15 minutes6,981
- Share commuting under 15 minutes52.5 percent
- Commuting 30 minutes or more3,020
- Share commuting 30 minutes or more22.7 percent
- Drove alone77.3 percent
- Carpooled9.5 percent plus or minus 2.8
- Public transport0.1 percent plus or minus 0.1
- Walked1.6 percent plus or minus 0.9
- Worked from home8.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
New Bern
SBA loans in New Bern (7(a))
- Approvals41
- Gross approval$34,772,900
- Average approval$848,120
- Median approval$497,000
- Ninetieth percentile approval$2,110,000
- Largest approval$5,000,000
- Jobs supported860
- Jobs per approval21.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.1 percent
- Share to franchises19.5 percent
- Distinct lenders21
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in New Bern, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
New Bern
SBA loans in New Bern (504)
- Approvals4
- Gross approval$2,048,000
- Average approval$512,000
- Median approval$555,000
- Largest approval$686,000
- Jobs supported21
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in New Bern, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
New Bern
Flood risk in New Bern
- NFIP communityCity of New Bern
- NFIP community number370074
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date06/15/22
The City of New Bern participates in the National Flood Insurance Program as community 370074 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Craven County, not New Bern
Craven County context, not New Bern figures
- Establishments in Craven County2,224
- Covered employment, Craven County40,890
- Average annual pay, Craven County$55,634
- Housing units permitted, Craven County485
Every figure in this section is published for Craven County as a whole and is not a measurement of New Bern.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
New Bern questions, answered from the record.
How many people live in New Bern, North Carolina?
32,734, in 14,673 households. New Bern city covers 28.69 square miles of land, which is 1,141 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is New Bern in?
Craven County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in New Bern?
$61,031. The median owner-occupied home is valued at $240,100. Median gross rent is $1,081 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to New Bern businesses?
41 7(a) approvals totaling $34.8 m since FY2020, across 21 lenders, median approval $497,000, plus 4 504 approvals worth $2.0 m since FY2010. These count approvals to borrowers whose address is in New Bern, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to New Bern borrowers get paid back?
No rate is published for New Bern. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is New Bern in the National Flood Insurance Program?
Yes. New Bern appears in the FEMA Community Status Book as New Bern, city of, community 370074, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page New Bern figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Craven County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of New Bern.
Is zoning published for New Bern?
No. Nothing on this page presents parcel level zoning.