HomeNorth CarolinaCraven CountyHavelock
Havelock, North Carolina: commercial real estate data.
Havelock is a Census city of 17,691 people across 17.10 square miles of land, in Craven County. Median household income is $58,408, 41.3 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $17.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Havelock
What Havelock is
- Census place typecity
- Land area17.1 sq mi
- Water area1.07 sq mi
- Population per square mile of land1,035
- County holding the largest share of its areaCraven County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
How many people live in Havelock
- Population17,691
- Median age24.7
- Population under 184,142
- Share under 1823.4 percent
- Population 65 and over1,069
- Share 65 and over6.0 percent
- Households6,000
- Family households4,369
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
Income and work in Havelock
- Median household income$58,408
- Per capita income$29,099
- Civilian labor force6,349
- Employed6,039
- Unemployed310 plus or minus 158
- Unemployment rate4.9 percent plus or minus 2.5
- Adults 25 and over8,701
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree6.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
Housing in Havelock
- Housing units6,631
- Occupied units6,000
- Vacant units631 plus or minus 175
- Vacancy rate9.5 percent plus or minus 2.6
- Owner occupied2,477
- Renter occupied3,523
- Ownership rate41.3 percent
- Median owner-occupied home value$207,700
- Median gross rent, monthly$1,280
- Annual rent as a share of median income26.3 percent
- Single family units5,337
- Share single family80.5 percent
- Units in buildings of two or more1,049 plus or minus 266
- Share in buildings of two or more15.8 percent plus or minus 3.9
- Mobile homes245 plus or minus 129
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
How Havelock gets to work
- Workers 16 and over who commute9,675
- Commuting under 15 minutes5,222
- Share commuting under 15 minutes54.0 percent
- Commuting 30 minutes or more2,016 plus or minus 404
- Share commuting 30 minutes or more20.8 percent
- Drove alone70.4 percent
- Carpooled16.9 percent
- Public transport2.0 percent plus or minus 2.5
- Walked5.9 percent plus or minus 3.2
- Worked from home3.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
SBA loans in Havelock (7(a))
- Approvals17
- Gross approval$17,198,500
- Average approval$1,011,676
- Median approval$754,000
- Largest approval$3,440,000
- Jobs supported179
- Jobs per approval10.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term249 months
- Share on real estate terms of 20 years or more52.9 percent
- Share to franchises29.4 percent
- Distinct lenders10
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Havelock, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Havelock
SBA loans in Havelock (504)
- Approvals1
- Gross approval$1,014,000
- Average approval$1,014,000
- Median approval$1,014,000
- Largest approval$1,014,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Havelock, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Havelock
Flood risk in Havelock
- NFIP communityCity of Havelock
- NFIP community number370265
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/19/20
The City of Havelock participates in the National Flood Insurance Program as community 370265 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Craven County, not Havelock
Craven County context, not Havelock figures
- Establishments in Craven County2,224
- Covered employment, Craven County40,890
- Average annual pay, Craven County$55,634
- Housing units permitted, Craven County485
Every figure in this section is published for Craven County as a whole and is not a measurement of Havelock.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Havelock questions, answered from the record.
How many people live in Havelock, North Carolina?
17,691, in 6,000 households. Havelock city covers 17.10 square miles of land, which is 1,035 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Havelock in?
Craven County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Havelock?
$58,408. The median owner-occupied home is valued at $207,700. Median gross rent is $1,280 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Havelock businesses?
17 7(a) approvals totaling $17.2 m since FY2020, across 10 lenders, median approval $754,000, plus 1 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Havelock, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Havelock borrowers get paid back?
No rate is published for Havelock. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Havelock in the National Flood Insurance Program?
Yes. Havelock appears in the FEMA Community Status Book as Havelock, city of, community 370265, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Havelock figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Craven County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Havelock.
Is zoning published for Havelock?
No. Nothing on this page presents parcel level zoning.