HomeNorth CarolinaCraven CountyHavelock city
Havelock city, North Carolina: commercial real estate data.
Havelock city is a Census city of 17,691 people across 17.10 square miles of land, in Craven County. Median household income is $58,408, 41.3 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $17.2 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Havelock
What Havelock is
- Census place typecity
- Land area17.1 sq mi
- Water area1.07 sq mi
- Population per square mile of land1,035
- County holding the largest share of its areaCraven County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
How many people live in Havelock
- Population17,691
- Median age24.7
- Population under 184,142
- Share under 1823.4 percent
- Population 65 and over1,069
- Share 65 and over6.0 percent
- Households6,000
- Family households4,369
- Share of households that are families72.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
Income and work in Havelock
- Median household income$58,408
- Per capita income$29,099
- Civilian labor force6,349
- Employed6,039
- Unemployed310 plus or minus 158
- Unemployment rate4.9 percent plus or minus 2.5
- Adults 25 and over8,701
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher18.7 percent
- Adults 25 and over with a graduate degree6.6 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
Housing in Havelock
- Housing units6,631
- Occupied units6,000
- Vacant units631 plus or minus 175
- Vacancy rate9.5 percent plus or minus 2.6
- Owner occupied2,477
- Renter occupied3,523
- Ownership rate41.3 percent
- Median owner-occupied home value$207,700
- Median gross rent, monthly$1,280
- Annual rent as a share of median income26.3 percent
- Single family units5,337
- Share single family80.5 percent
- Units in buildings of two or more1,049 plus or minus 266
- Share in buildings of two or more15.8 percent plus or minus 3.9
- Mobile homes245 plus or minus 129
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
How Havelock gets to work
- Workers 16 and over who commute9,675
- Commuting under 15 minutes5,222
- Share commuting under 15 minutes54.0 percent
- Commuting 30 minutes or more2,016 plus or minus 404
- Share commuting 30 minutes or more20.8 percent
- Drove alone70.4 percent
- Carpooled16.9 percent
- Public transport2.0 percent plus or minus 2.5
- Walked5.9 percent plus or minus 3.2
- Worked from home3.3 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Havelock
SBA loans in Havelock (7(a))
- Approvals17
- Gross approval$17,198,500
- Average approval$1,011,676
- Median approval$754,000
- Ninetieth percentile approval$3,200,000
- Largest approval$3,440,000
- Jobs supported179
- Jobs per approval10.5
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term249 months
- Share on real estate terms of 20 years or more52.9 percent
- Share to franchises29.4 percent
- Distinct lenders10
- Distinct industries by NAICS8
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Havelock
SBA loans in Havelock (504)
- Approvals1
- Gross approval$1,014,000
- Average approval$1,014,000
- Median approval$1,014,000
- Largest approval$1,014,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Havelock
Flood risk in Havelock
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number370265
- Currently effective map date06/19/20
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Craven County, not Havelock
Craven County context, not Havelock figures
These are Craven County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Havelock measurements.
- Establishments in Craven County2,224
- Employment at those establishments, Craven County30,858
- Covered employment, Craven County40,890
- Average annual pay, Craven County$55,634
- Average weekly wage, Craven County$1,070
- Housing units permitted, Craven County485
- Of those, single family, Craven County466
- County product, 2024, Craven County$6,912,701,000
- County product change over the prior year, Craven County6.6 percent
- Average income of an arriving household, Craven County$62,608
Every figure in this section is published for Craven County as a whole and is not a measurement of Havelock. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Havelock questions, answered from the record.
How many people live in Havelock, North Carolina?
17,691, in 6,000 households. Havelock city covers 17.10 square miles of land, which is 1,035 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Havelock in?
Craven County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Havelock?
$58,408. The median owner-occupied home is valued at $207,700. Median gross rent is $1,280 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Havelock businesses?
17 7(a) approvals totalling $17.2 m, across 10 lenders, median approval $754,000, plus 1 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Havelock, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Havelock borrowers get paid back?
No rate is published for Havelock. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Havelock in the National Flood Insurance Program?
Yes. Havelock appears in the FEMA Community Status Book as community 370265, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Havelock figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Craven County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Havelock.
Is zoning published for Havelock?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.