HomeNorth CarolinaDare CountyDuck
Duck, North Carolina: commercial real estate data.
Duck is a Census town of 669 people across 2.42 square miles of land, in Dare County. Median household income is $136,250, 89.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $695,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Duck
What Duck is
- Census place typetown
- Land area2.42 sq mi
- Water area1.3 sq mi
- Population per square mile of land277 plus or minus 56
- County holding the largest share of its areaDare County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duck
How many people live in Duck
- Population669 plus or minus 135
- Median age61.6
- Population under 1859 plus or minus 37
- Share under 188.8 percent plus or minus 5.3
- Population 65 and over270
- Share 65 and over40.4 percent plus or minus 11.2
- Households353 plus or minus 78
- Family households214 plus or minus 46
- Share of households that are families60.6 percent plus or minus 18.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duck
Income and work in Duck
- Median household income$136,250 plus or minus $48,364
- Per capita income$90,064
- Civilian labor force316 plus or minus 96
- Employed312 plus or minus 95
- Unemployed4 plus or minus 8
- Unemployment rate1.3 percent plus or minus 2.5
- Adults 25 and over596
- Adults 25 and over with a high school diploma or higher97.8 percent plus or minus 25.5
- Adults 25 and over with a bachelor degree or higher68.0 percent plus or minus 18.7
- Adults 25 and over with a graduate degree32.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duck
Housing in Duck
- Housing units2,813
- Occupied units353 plus or minus 78
- Vacant units2,460
- Vacancy rate87.5 percent
- Owner occupied314 plus or minus 73
- Renter occupied39 plus or minus 24
- Ownership rate89.0 percent
- Median owner-occupied home value$767,500
- Median gross rent, monthly$1,500 plus or minus $333
- Annual rent as a share of median income13.2 percent plus or minus 5.5
- Single family units2,418
- Share single family86.0 percent
- Units in buildings of two or more395 plus or minus 96
- Share in buildings of two or more14.0 percent plus or minus 3.1
- Mobile homes0
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duck
How Duck gets to work
- Workers 16 and over who commute152 plus or minus 63
- Commuting under 15 minutes56 plus or minus 31
- Share commuting under 15 minutes36.8 percent plus or minus 13.4
- Commuting 30 minutes or more62 plus or minus 33
- Share commuting 30 minutes or more40.8 percent plus or minus 13.4
- Drove alone42.0 percent plus or minus 10.7
- Carpooled2.6 percent plus or minus 4.5
- Public transport0.0 percent
- Walked2.9 percent plus or minus 4.5
- Worked from home50.5 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Duck
SBA loans in Duck (7(a))
- Approvals2
- Gross approval$695,000
- Average approval$347,500
- Median approval$347,500
- Largest approval$670,000
- Jobs supported26
- Jobs per approval13.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Duck, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Duck
Flood risk in Duck
- NFIP communityTown of Duck
- NFIP community number370632
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date06/19/20
The Town of Duck participates in the National Flood Insurance Program as community 370632 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dare County, not Duck
Dare County context, not Duck figures
- Establishments in Dare County2,079
- Covered employment, Dare County20,359
- Average annual pay, Dare County$46,480
- Housing units permitted, Dare County371
Every figure in this section is published for Dare County as a whole and is not a measurement of Duck.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Duck questions, answered from the record.
How many people live in Duck, North Carolina?
669, in 353 households. Duck town covers 2.42 square miles of land, which is 277 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Duck in?
Dare County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Duck?
$136,250. The median owner-occupied home is valued at $767,500. Median gross rent is $1,500 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Duck businesses?
2 7(a) approvals totaling $695,000 since FY2020, across 1 lenders, median approval $347,500. These count approvals to borrowers whose address is in Duck, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Duck borrowers get paid back?
No rate is published for Duck. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Duck in the National Flood Insurance Program?
Yes. Duck appears in the FEMA Community Status Book as Duck, town of, community 370632, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Duck figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dare County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Duck.
Is zoning published for Duck?
No. Nothing on this page presents parcel level zoning.