HomeNorth CarolinaDare CountySouthern Shores town
Southern Shores town, North Carolina: commercial real estate data.
Southern Shores town is a Census town of 3,139 people across 3.95 square miles of land, in Dare County. Median household income is $131,429, 91.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.
69 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Southern Shores
What Southern Shores is
- Census place typetown
- Land area3.95 sq mi
- Water area0.2 sq mi
- Population per square mile of land795
- County holding the largest share of its areaDare County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southern Shores
How many people live in Southern Shores
- Population3,139
- Median age58.7
- Population under 18376 plus or minus 131
- Share under 1812.0 percent plus or minus 4.2
- Population 65 and over996
- Share 65 and over31.7 percent
- Households1,306
- Family households1,053
- Share of households that are families80.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southern Shores
Income and work in Southern Shores
- Median household income$131,429
- Per capita income$64,777
- Civilian labor force1,608
- Employed1,395
- Unemployed213 plus or minus 159
- Unemployment rate13.2 percent plus or minus 9.8
- Adults 25 and over2,609
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher59.1 percent
- Adults 25 and over with a graduate degree23.5 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southern Shores
Housing in Southern Shores
- Housing units2,544
- Occupied units1,306
- Vacant units1,238
- Vacancy rate48.7 percent
- Owner occupied1,193
- Renter occupied113 plus or minus 60
- Ownership rate91.3 percent
- Median owner-occupied home value$712,300
- Single family units2,517
- Share single family98.9 percent
- Units in buildings of two or more7 plus or minus 18
- Share in buildings of two or more0.3 percent plus or minus 0.7
- Mobile homes20 plus or minus 30
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southern Shores
How Southern Shores gets to work
- Workers 16 and over who commute1,042
- Commuting under 15 minutes267 plus or minus 115
- Share commuting under 15 minutes25.6 percent plus or minus 10.1
- Commuting 30 minutes or more390 plus or minus 138
- Share commuting 30 minutes or more37.4 percent plus or minus 11.5
- Drove alone70.5 percent
- Carpooled4.1 percent plus or minus 4.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home23.9 percent plus or minus 8.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southern Shores
SBA loans in Southern Shores (7(a))
- Approvals1
- Gross approval$150,000
- Average approval$150,000
- Median approval$150,000
- Ninetieth percentile approval$150,000
- Largest approval$150,000
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Southern Shores
Flood risk in Southern Shores
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number370430
- Currently effective map date06/19/20
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dare County, not Southern Shores
Dare County context, not Southern Shores figures
These are Dare County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Southern Shores measurements.
- Establishments in Dare County2,079
- Employment at those establishments, Dare County16,320
- Covered employment, Dare County20,359
- Average annual pay, Dare County$46,480
- Average weekly wage, Dare County$894
- Housing units permitted, Dare County371
- Of those, single family, Dare County371
- County product, 2024, Dare County$3,087,278,000
- County product change over the prior year, Dare County2.6 percent
- Average income of an arriving household, Dare County$125,532
Every figure in this section is published for Dare County as a whole and is not a measurement of Southern Shores. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Southern Shores questions, answered from the record.
How many people live in Southern Shores, North Carolina?
3,139, in 1,306 households. Southern Shores town covers 3.95 square miles of land, which is 795 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Southern Shores in?
Dare County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Southern Shores?
$131,429. The median owner-occupied home is valued at $712,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Southern Shores businesses?
1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Southern Shores, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Southern Shores borrowers get paid back?
No rate is published for Southern Shores. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Southern Shores in the National Flood Insurance Program?
Yes. Southern Shores appears in the FEMA Community Status Book as community 370430, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Southern Shores figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dare County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Southern Shores.
Is zoning published for Southern Shores?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.