HomeNorth CarolinaDare CountyNags Head
Nags Head, North Carolina: commercial real estate data.
Nags Head is a Census town of 3,160 people across 6.62 square miles of land, in Dare County. Median household income is $91,264, 82.8 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $8.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nags Head
What Nags Head is
- Census place typetown
- Land area6.62 sq mi
- Water area0.07 sq mi
- Population per square mile of land478
- County holding the largest share of its areaDare County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nags Head
How many people live in Nags Head
- Population3,160
- Median age58.4
- Population under 18359 plus or minus 148
- Share under 1811.4 percent plus or minus 4.7
- Population 65 and over1,264 plus or minus 300
- Share 65 and over40.0 percent plus or minus 9.5
- Households1,586
- Family households900
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nags Head
Income and work in Nags Head
- Median household income$91,264
- Per capita income$60,017
- Civilian labor force1,608
- Employed1,592
- Unemployed16 plus or minus 27
- Unemployment rate1.0 percent plus or minus 1.7
- Adults 25 and over2,574
- Adults 25 and over with a high school diploma or higher94.9 percent
- Adults 25 and over with a bachelor degree or higher50.9 percent plus or minus 12.8
- Adults 25 and over with a graduate degree15.1 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nags Head
Housing in Nags Head
- Housing units5,275
- Occupied units1,586
- Vacant units3,689
- Vacancy rate69.9 percent
- Owner occupied1,314
- Renter occupied272 plus or minus 129
- Ownership rate82.8 percent
- Median owner-occupied home value$490,800
- Median gross rent, monthly$1,005 plus or minus $428
- Annual rent as a share of median income13.2 percent plus or minus 6.1
- Single family units4,281
- Share single family81.2 percent
- Units in buildings of two or more994 plus or minus 293
- Share in buildings of two or more18.8 percent plus or minus 5.5
- Mobile homes0
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nags Head
How Nags Head gets to work
- Workers 16 and over who commute1,410
- Commuting under 15 minutes812 plus or minus 247
- Share commuting under 15 minutes57.6 percent plus or minus 13.3
- Commuting 30 minutes or more256 plus or minus 132
- Share commuting 30 minutes or more18.2 percent plus or minus 8.6
- Drove alone84.3 percent
- Carpooled4.4 percent plus or minus 3.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home10.9 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nags Head
SBA loans in Nags Head (7(a))
- Approvals12
- Gross approval$8,163,800
- Average approval$680,317
- Median approval$205,400
- Largest approval$4,140,000
- Jobs supported185
- Jobs per approval15.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders10
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Nags Head, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nags Head
SBA loans in Nags Head (504)
- Approvals12
- Gross approval$14,407,000
- Average approval$1,200,583
- Median approval$911,500
- Largest approval$5,000,000
- Jobs supported149
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Nags Head, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nags Head
Flood risk in Nags Head
- NFIP communityTown of Nags Head
- NFIP community number375356
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date06/19/20
The Town of Nags Head participates in the National Flood Insurance Program as community 375356 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dare County, not Nags Head
Dare County context, not Nags Head figures
- Establishments in Dare County2,079
- Covered employment, Dare County20,359
- Average annual pay, Dare County$46,480
- Housing units permitted, Dare County371
Every figure in this section is published for Dare County as a whole and is not a measurement of Nags Head.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Nags Head questions, answered from the record.
How many people live in Nags Head, North Carolina?
3,160, in 1,586 households. Nags Head town covers 6.62 square miles of land, which is 478 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nags Head in?
Dare County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nags Head?
$91,264. The median owner-occupied home is valued at $490,800. Median gross rent is $1,005 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nags Head businesses?
12 7(a) approvals totaling $8.2 m since FY2020, across 10 lenders, median approval $205,400, plus 12 504 approvals worth $14.4 m since FY2010. These count approvals to borrowers whose address is in Nags Head, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nags Head borrowers get paid back?
No rate is published for Nags Head. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Nags Head in the National Flood Insurance Program?
Yes. Nags Head appears in the FEMA Community Status Book as Nags Head, town of, community 375356, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Nags Head figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dare County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nags Head.
Is zoning published for Nags Head?
No. Nothing on this page presents parcel level zoning.