HomeNorth CarolinaOnslow CountyHolly Ridge town
Holly Ridge town, North Carolina: commercial real estate data.
Holly Ridge town is a Census town of 4,904 people across 4.23 square miles of land, in Onslow County. Median household income is $104,788, 88.6 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $9.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Holly Ridge
What Holly Ridge is
- Census place typetown
- Land area4.23 sq mi
- Water area0 sq mi
- Population per square mile of land1,160
- County holding the largest share of its areaOnslow County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Ridge
How many people live in Holly Ridge
- Population4,904
- Median age38.1 plus or minus 7.9
- Population under 181,014 plus or minus 402
- Share under 1820.7 percent plus or minus 8.2
- Population 65 and over593 plus or minus 231
- Share 65 and over12.1 percent plus or minus 4.7
- Households1,913
- Family households1,372
- Share of households that are families71.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Ridge
Income and work in Holly Ridge
- Median household income$104,788 plus or minus $21,971
- Per capita income$62,669 plus or minus $16,502
- Civilian labor force2,620 plus or minus 571
- Employed2,578 plus or minus 572
- Unemployed42 plus or minus 75
- Unemployment rate1.6 percent plus or minus 2.8
- Adults 25 and over3,878
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher51.4 percent plus or minus 11.2
- Adults 25 and over with a graduate degree19.2 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Ridge
Housing in Holly Ridge
- Housing units2,361
- Occupied units1,913
- Vacant units448 plus or minus 265
- Vacancy rate19.0 percent plus or minus 10.8
- Owner occupied1,695
- Renter occupied218 plus or minus 179
- Ownership rate88.6 percent
- Median owner-occupied home value$360,300
- Median gross rent, monthly$1,315 plus or minus $632
- Annual rent as a share of median income15.1 percent plus or minus 7.9
- Single family units2,138
- Share single family90.6 percent
- Units in buildings of two or more86 plus or minus 104
- Share in buildings of two or more3.6 percent plus or minus 4.4
- Mobile homes137 plus or minus 205
- Median year structure built2015
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Ridge
How Holly Ridge gets to work
- Workers 16 and over who commute2,034 plus or minus 510
- Commuting under 15 minutes151 plus or minus 127
- Share commuting under 15 minutes7.4 percent plus or minus 6.0
- Commuting 30 minutes or more1,249 plus or minus 476
- Share commuting 30 minutes or more61.4 percent plus or minus 17.6
- Drove alone63.4 percent plus or minus 13.4
- Carpooled3.9 percent plus or minus 4.6
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.5
- Worked from home32.4 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Holly Ridge
SBA loans in Holly Ridge (7(a))
- Approvals17
- Gross approval$9,011,400
- Average approval$530,082
- Median approval$350,000
- Ninetieth percentile approval$913,000
- Largest approval$2,169,000
- Jobs supported339
- Jobs per approval19.9
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more23.5 percent
- Share to franchises11.8 percent
- Distinct lenders10
- Distinct industries by NAICS10
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Holly Ridge
SBA loans in Holly Ridge (504)
- Approvals1
- Gross approval$403,000
- Average approval$403,000
- Median approval$403,000
- Largest approval$403,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Holly Ridge
Flood risk in Holly Ridge
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370575
- Currently effective map date01/17/25
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Onslow County, not Holly Ridge
Onslow County context, not Holly Ridge figures
These are Onslow County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Holly Ridge measurements.
- Establishments in Onslow County3,080
- Employment at those establishments, Onslow County38,655
- Covered employment, Onslow County54,121
- Average annual pay, Onslow County$46,885
- Average weekly wage, Onslow County$902
- Housing units permitted, Onslow County1,246
- Of those, single family, Onslow County1,213
- County product, 2024, Onslow County$12,501,720,000
- County product change over the prior year, Onslow County6.5 percent
- Average income of an arriving household, Onslow County$55,358
Every figure in this section is published for Onslow County as a whole and is not a measurement of Holly Ridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Holly Ridge questions, answered from the record.
How many people live in Holly Ridge, North Carolina?
4,904, in 1,913 households. Holly Ridge town covers 4.23 square miles of land, which is 1,160 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Holly Ridge in?
Onslow County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Holly Ridge?
$104,788. The median owner-occupied home is valued at $360,300. Median gross rent is $1,315 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Holly Ridge businesses?
17 7(a) approvals totalling $9.0 m, across 10 lenders, median approval $350,000, plus 1 504 approvals worth $403,000. These count approvals to borrowers whose address is in Holly Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Holly Ridge borrowers get paid back?
No rate is published for Holly Ridge. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Holly Ridge in the National Flood Insurance Program?
Yes. Holly Ridge appears in the FEMA Community Status Book as community 370575, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Holly Ridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Onslow County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Holly Ridge.
Is zoning published for Holly Ridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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