HomeNorth CarolinaOnslow CountySwansboro town
Swansboro town, North Carolina: commercial real estate data.
Swansboro town is a Census town of 3,997 people across 2.23 square miles of land, in Onslow County. Median household income is $114,425, 72.5 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $2.0 m.
80 sourced place values · tier FULL · 9 sections
Swansboro
What Swansboro is
- Census place typetown
- Land area2.23 sq mi
- Water area0.14 sq mi
- Population per square mile of land1,789
- County holding the largest share of its areaOnslow County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swansboro
How many people live in Swansboro
- Population3,997
- Median age44.7
- Population under 18949 plus or minus 265
- Share under 1823.7 percent plus or minus 6.6
- Population 65 and over895 plus or minus 354
- Share 65 and over22.4 percent plus or minus 8.9
- Households1,667
- Family households1,258
- Share of households that are families75.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swansboro
Income and work in Swansboro
- Median household income$114,425
- Per capita income$60,347 plus or minus $20,795
- Civilian labor force1,948
- Employed1,896
- Unemployed52 plus or minus 82
- Unemployment rate2.7 percent plus or minus 4.2
- Adults 25 and over2,899
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher39.8 percent plus or minus 12.3
- Adults 25 and over with a graduate degree20.3 percent plus or minus 10.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swansboro
Housing in Swansboro
- Housing units1,850
- Occupied units1,667
- Vacant units183 plus or minus 133
- Vacancy rate9.9 percent plus or minus 7.1
- Owner occupied1,208 plus or minus 262
- Renter occupied459 plus or minus 175
- Ownership rate72.5 percent
- Median owner-occupied home value$378,700
- Median gross rent, monthly$1,106 plus or minus $991
- Annual rent as a share of median income11.6 percent plus or minus 10.5
- Single family units1,564
- Share single family84.5 percent
- Units in buildings of two or more237 plus or minus 131
- Share in buildings of two or more12.8 percent plus or minus 7.0
- Mobile homes49 plus or minus 79
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swansboro
How Swansboro gets to work
- Workers 16 and over who commute1,674
- Commuting under 15 minutes535 plus or minus 282
- Share commuting under 15 minutes32.0 percent plus or minus 16.0
- Commuting 30 minutes or more764 plus or minus 316
- Share commuting 30 minutes or more45.6 percent plus or minus 17.3
- Drove alone69.4 percent
- Carpooled7.0 percent plus or minus 9.5
- Public transport0.0 percent
- Walked3.9 percent plus or minus 5.3
- Worked from home18.5 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swansboro
SBA 7(a) lending to Swansboro borrowers
- Approvals7
- Gross approval$1,953,000
- Average approval$279,000
- Median approval$345,000
- Ninetieth percentile approval$573,000
- Largest approval$573,000
- Jobs supported67
- Jobs per approval9.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises28.6 percent
- Distinct lenders6
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swansboro
SBA 504 lending to Swansboro borrowers
- Approvals1
- Gross approval$791,000
- Average approval$791,000
- Median approval$791,000
- Largest approval$791,000
- Jobs supported55
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Swansboro
Flood programme status in Swansboro
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370179
- Currently effective map date06/19/20
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Onslow County, not Swansboro
Onslow County context, not Swansboro figures
These are Onslow County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Swansboro measurements.
- Establishments in Onslow County3,080
- Employment at those establishments, Onslow County38,655
- Covered employment, Onslow County54,121
- Average annual pay, Onslow County$46,885
- Average weekly wage, Onslow County$902
- Housing units permitted, Onslow County1,246
- Of those, single family, Onslow County1,213
- County product, 2024, Onslow County$12,501,720,000
- County product change over the prior year, Onslow County6.5 percent
- Average income of an arriving household, Onslow County$55,358
Every figure in this section is published for Onslow County as a whole and is not a measurement of Swansboro. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Swansboro questions, answered from the record.
How many people live in Swansboro, North Carolina?
3,997, in 1,667 households. Swansboro town covers 2.23 square miles of land, which is 1,789 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swansboro in?
Onslow County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swansboro?
$114,425. The median owner-occupied home is valued at $378,700. Median gross rent is $1,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swansboro businesses?
7 7(a) approvals totalling $2.0 m, across 6 lenders, median approval $345,000, plus 1 504 approvals worth $791,000. These count approvals to borrowers whose address is in Swansboro, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swansboro borrowers get paid back?
No rate is published for Swansboro. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Swansboro in the National Flood Insurance Program?
Yes. Swansboro appears in the FEMA Community Status Book as community 370179, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swansboro figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Onslow County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swansboro.
Is zoning published for Swansboro?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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