HomeNorth CarolinaOnslow CountyRichlands
Richlands, North Carolina: commercial real estate data.
Richlands is a Census town of 2,335 people across 1.65 square miles of land, in Onslow County. Median household income is $65,163, 66.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $250,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richlands
What Richlands is
- Census place typetown
- Land area1.65 sq mi
- Water area0 sq mi
- Population per square mile of land1,414 plus or minus 500
- County holding the largest share of its areaOnslow County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richlands
How many people live in Richlands
- Population2,335 plus or minus 825
- Median age29.5 plus or minus 6.4
- Population under 18792 plus or minus 273
- Share under 1833.9 percent plus or minus 16.7
- Population 65 and over165 plus or minus 62
- Share 65 and over7.1 percent
- Households807 plus or minus 215
- Family households510 plus or minus 156
- Share of households that are families63.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richlands
Income and work in Richlands
- Median household income$65,163 plus or minus $18,171
- Per capita income$29,159
- Civilian labor force1,038 plus or minus 390
- Employed937 plus or minus 333
- Unemployed101 plus or minus 94
- Unemployment rate9.7 percent plus or minus 8.3
- Adults 25 and over1,421 plus or minus 441
- Adults 25 and over with a high school diploma or higher91.6 percent plus or minus 36.5
- Adults 25 and over with a bachelor degree or higher38.1 percent plus or minus 12.4
- Adults 25 and over with a graduate degree18.7 percent plus or minus 14.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richlands
Housing in Richlands
- Housing units951 plus or minus 231
- Occupied units807 plus or minus 215
- Vacant units144 plus or minus 75
- Vacancy rate15.1 percent plus or minus 7.0
- Owner occupied535 plus or minus 139
- Renter occupied272 plus or minus 151
- Ownership rate66.3 percent plus or minus 24.7
- Median owner-occupied home value$248,800
- Median gross rent, monthly$798 plus or minus $536
- Annual rent as a share of median income14.7 percent plus or minus 10.7
- Single family units842 plus or minus 218
- Share single family88.5 percent
- Units in buildings of two or more68 plus or minus 47
- Share in buildings of two or more7.2 percent plus or minus 4.6
- Mobile homes41 plus or minus 38
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richlands
How Richlands gets to work
- Workers 16 and over who commute905 plus or minus 268
- Commuting under 15 minutes172 plus or minus 81
- Share commuting under 15 minutes19.0 percent plus or minus 7.0
- Commuting 30 minutes or more476 plus or minus 206
- Share commuting 30 minutes or more52.6 percent plus or minus 16.7
- Drove alone80.9 percent plus or minus 37.3
- Carpooled3.9 percent plus or minus 3.4
- Public transport0.0 percent
- Walked1.1 percent plus or minus 1.2
- Worked from home10.7 percent plus or minus 12.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richlands
SBA loans in Richlands (7(a))
- Approvals3
- Gross approval$250,000
- Average approval$83,333
- Median approval$100,000
- Largest approval$100,000
- Jobs supported12
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Richlands, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richlands
SBA loans in Richlands (504)
- Approvals2
- Gross approval$1,309,000
- Average approval$654,500
- Median approval$654,500
- Largest approval$1,001,000
- Jobs supported10
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Richlands, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richlands
Flood risk in Richlands
- NFIP communityTown of Richlands
- NFIP community number370341
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/20
The Town of Richlands participates in the National Flood Insurance Program as community 370341 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Onslow County, not Richlands
Onslow County context, not Richlands figures
- Establishments in Onslow County3,080
- Covered employment, Onslow County54,121
- Average annual pay, Onslow County$46,885
- Housing units permitted, Onslow County1,246
Every figure in this section is published for Onslow County as a whole and is not a measurement of Richlands.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Richlands questions, answered from the record.
How many people live in Richlands, North Carolina?
2,335, in 807 households. Richlands town covers 1.65 square miles of land, which is 1,414 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richlands in?
Onslow County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richlands?
$65,163. The median owner-occupied home is valued at $248,800. Median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richlands businesses?
3 7(a) approvals totaling $250,000 since FY2020, across 3 lenders, median approval $100,000, plus 2 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Richlands, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richlands borrowers get paid back?
No rate is published for Richlands. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Richlands in the National Flood Insurance Program?
Yes. Richlands appears in the FEMA Community Status Book as Richlands, town of, community 370341, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richlands figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Onslow County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richlands.
Is zoning published for Richlands?
No. Nothing on this page presents parcel level zoning.
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