HomeNorth CarolinaRowan CountyChina Grove town
China Grove town, North Carolina: commercial real estate data.
China Grove town is a Census town of 4,530 people across 4.55 square miles of land, in Rowan County. Median household income is $54,083, 65.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
China Grove
What China Grove is
- Census place typetown
- Land area4.55 sq mi
- Water area0 sq mi
- Population per square mile of land996
- County holding the largest share of its areaRowan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
China Grove
How many people live in China Grove
- Population4,530
- Median age39.2 plus or minus 11.1
- Population under 18996 plus or minus 352
- Share under 1822.0 percent plus or minus 7.8
- Population 65 and over708 plus or minus 223
- Share 65 and over15.6 percent plus or minus 4.9
- Households1,881
- Family households1,401
- Share of households that are families74.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
China Grove
Income and work in China Grove
- Median household income$54,083 plus or minus $18,936
- Per capita income$27,449
- Civilian labor force1,951
- Employed1,833
- Unemployed118 plus or minus 105
- Unemployment rate6.0 percent plus or minus 5.3
- Adults 25 and over3,265
- Adults 25 and over with a high school diploma or higher82.6 percent
- Adults 25 and over with a bachelor degree or higher12.3 percent plus or minus 5.0
- Adults 25 and over with a graduate degree4.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
China Grove
Housing in China Grove
- Housing units2,016
- Occupied units1,881
- Vacant units135 plus or minus 125
- Vacancy rate6.7 percent plus or minus 6.1
- Owner occupied1,229
- Renter occupied652 plus or minus 285
- Ownership rate65.3 percent
- Median owner-occupied home value$225,800
- Median gross rent, monthly$993 plus or minus $229
- Annual rent as a share of median income22.0 percent plus or minus 9.2
- Single family units1,579 plus or minus 349
- Share single family78.3 percent
- Units in buildings of two or more255 plus or minus 167
- Share in buildings of two or more12.6 percent plus or minus 8.1
- Mobile homes182 plus or minus 136
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
China Grove
How China Grove gets to work
- Workers 16 and over who commute1,651
- Commuting under 15 minutes132 plus or minus 105
- Share commuting under 15 minutes8.0 percent plus or minus 6.2
- Commuting 30 minutes or more738 plus or minus 273
- Share commuting 30 minutes or more44.7 percent plus or minus 14.3
- Drove alone84.6 percent
- Carpooled8.0 percent plus or minus 7.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
China Grove
SBA loans in China Grove (7(a))
- Approvals2
- Gross approval$1,830,000
- Average approval$915,000
- Median approval$1,800,000
- Ninetieth percentile approval$1,800,000
- Largest approval$1,800,000
- Jobs supported10
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
China Grove
SBA loans in China Grove (504)
- Approvals2
- Gross approval$1,264,000
- Average approval$632,000
- Median approval$1,016,000
- Largest approval$1,016,000
- Jobs supported4
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
China Grove
Flood risk in China Grove
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370210
- Currently effective map date06/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rowan County, not China Grove
Rowan County context, not China Grove figures
These are Rowan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as China Grove measurements.
- Establishments in Rowan County2,908
- Employment at those establishments, Rowan County49,366
- Covered employment, Rowan County50,595
- Average annual pay, Rowan County$57,503
- Average weekly wage, Rowan County$1,106
- Housing units permitted, Rowan County592
- Of those, single family, Rowan County585
- County product, 2024, Rowan County$7,886,078,000
- County product change over the prior year, Rowan County4.0 percent
- Average income of an arriving household, Rowan County$55,121
Every figure in this section is published for Rowan County as a whole and is not a measurement of China Grove. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
China Grove questions, answered from the record.
How many people live in China Grove, North Carolina?
4,530, in 1,881 households. China Grove town covers 4.55 square miles of land, which is 996 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is China Grove in?
Rowan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in China Grove?
$54,083. The median owner-occupied home is valued at $225,800. Median gross rent is $993 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to China Grove businesses?
2 7(a) approvals totalling $1.8 m, across 2 lenders, median approval $1,800,000, plus 2 504 approvals worth $1.3 m. These count approvals to borrowers whose address is in China Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to China Grove borrowers get paid back?
No rate is published for China Grove. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is China Grove in the National Flood Insurance Program?
Yes. China Grove appears in the FEMA Community Status Book as community 370210, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page China Grove figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rowan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of China Grove.
Is zoning published for China Grove?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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