HomeNorth CarolinaRowan CountyCleveland town
Cleveland town, North Carolina: commercial real estate data.
Cleveland town is a Census town of 1,080 people across 1.55 square miles of land, in Rowan County. Median household income is $58,750, 79.0 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.7 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cleveland
What Cleveland is
- Census place typetown
- Land area1.55 sq mi
- Water area0 sq mi
- Population per square mile of land697 plus or minus 181
- County holding the largest share of its areaRowan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How many people live in Cleveland
- Population1,080 plus or minus 280
- Median age37.0 plus or minus 10.7
- Population under 18251 plus or minus 89
- Share under 1823.2 percent plus or minus 5.6
- Population 65 and over161 plus or minus 88
- Share 65 and over14.9 percent plus or minus 7.2
- Households424 plus or minus 113
- Family households306 plus or minus 82
- Share of households that are families72.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Income and work in Cleveland
- Median household income$58,750 plus or minus $12,288
- Per capita income$30,351
- Civilian labor force535 plus or minus 140
- Employed475 plus or minus 128
- Unemployed60 plus or minus 40
- Unemployment rate11.2 percent plus or minus 6.9
- Adults 25 and over737 plus or minus 192
- Adults 25 and over with a high school diploma or higher93.1 percent plus or minus 31.5
- Adults 25 and over with a bachelor degree or higher24.2 percent plus or minus 5.4
- Adults 25 and over with a graduate degree4.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
Housing in Cleveland
- Housing units495 plus or minus 125
- Occupied units424 plus or minus 113
- Vacant units71 plus or minus 39
- Vacancy rate14.3 percent plus or minus 7.0
- Owner occupied335 plus or minus 98
- Renter occupied89 plus or minus 54
- Ownership rate79.0 percent
- Median owner-occupied home value$242,600
- Median gross rent, monthly$739 plus or minus $150
- Annual rent as a share of median income15.1 percent plus or minus 4.4
- Single family units398 plus or minus 108
- Share single family80.4 percent
- Units in buildings of two or more47 plus or minus 39
- Share in buildings of two or more9.5 percent plus or minus 7.5
- Mobile homes50 plus or minus 44
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
How Cleveland gets to work
- Workers 16 and over who commute420 plus or minus 127
- Commuting under 15 minutes54 plus or minus 30
- Share commuting under 15 minutes12.9 percent plus or minus 5.9
- Commuting 30 minutes or more210 plus or minus 67
- Share commuting 30 minutes or more50.0 percent
- Drove alone67.5 percent
- Carpooled23.1 percent plus or minus 11.1
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home9.5 percent plus or minus 11.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cleveland
SBA loans in Cleveland (7(a))
- Approvals6
- Gross approval$5,658,000
- Average approval$943,000
- Median approval$350,000
- Ninetieth percentile approval$3,542,000
- Largest approval$3,542,000
- Jobs supported32
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cleveland
Flood risk in Cleveland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370097
- Currently effective map date06/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rowan County, not Cleveland
Rowan County context, not Cleveland figures
These are Rowan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cleveland measurements.
- Establishments in Rowan County2,908
- Employment at those establishments, Rowan County49,366
- Covered employment, Rowan County50,595
- Average annual pay, Rowan County$57,503
- Average weekly wage, Rowan County$1,106
- Housing units permitted, Rowan County592
- Of those, single family, Rowan County585
- County product, 2024, Rowan County$7,886,078,000
- County product change over the prior year, Rowan County4.0 percent
- Average income of an arriving household, Rowan County$55,121
Every figure in this section is published for Rowan County as a whole and is not a measurement of Cleveland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cleveland questions, answered from the record.
How many people live in Cleveland, North Carolina?
1,080, in 424 households. Cleveland town covers 1.55 square miles of land, which is 697 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cleveland in?
Rowan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cleveland?
$58,750. The median owner-occupied home is valued at $242,600. Median gross rent is $739 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cleveland businesses?
6 7(a) approvals totalling $5.7 m, across 4 lenders, median approval $350,000. These count approvals to borrowers whose address is in Cleveland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cleveland borrowers get paid back?
No rate is published for Cleveland. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cleveland in the National Flood Insurance Program?
Yes. Cleveland appears in the FEMA Community Status Book as community 370097, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cleveland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rowan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cleveland.
Is zoning published for Cleveland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby