HomeNorth CarolinaRowan CountySalisbury city
Salisbury city, North Carolina: commercial real estate data.
Salisbury city is a Census city of 35,825 people across 23.10 square miles of land, in Rowan County. Median household income is $53,716, 51.8 percent of occupied homes are owned, and the SBA record carries 39 7(a) approvals to borrowers here worth $30.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Salisbury
What Salisbury is
- Census place typecity
- Land area23.1 sq mi
- Water area0 sq mi
- Population per square mile of land1,551
- County holding the largest share of its areaRowan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Salisbury
How many people live in Salisbury
- Population35,825
- Median age36.5
- Population under 187,861
- Share under 1821.9 percent
- Population 65 and over6,127
- Share 65 and over17.1 percent
- Households14,043
- Family households8,233
- Share of households that are families58.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Salisbury
Income and work in Salisbury
- Median household income$53,716
- Per capita income$32,043
- Civilian labor force15,863
- Employed14,936
- Unemployed927 plus or minus 288
- Unemployment rate5.8 percent plus or minus 1.8
- Adults 25 and over23,855
- Adults 25 and over with a high school diploma or higher87.1 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree12.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Salisbury
Housing in Salisbury
- Housing units15,637
- Occupied units14,043
- Vacant units1,594 plus or minus 344
- Vacancy rate10.2 percent plus or minus 2.2
- Owner occupied7,275
- Renter occupied6,768
- Ownership rate51.8 percent
- Median owner-occupied home value$242,500
- Median gross rent, monthly$1,071
- Annual rent as a share of median income23.9 percent
- Single family units10,163
- Share single family65.0 percent
- Units in buildings of two or more5,008
- Share in buildings of two or more32.0 percent
- Mobile homes444 plus or minus 168
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Salisbury
How Salisbury gets to work
- Workers 16 and over who commute13,316
- Commuting under 15 minutes5,331
- Share commuting under 15 minutes40.0 percent
- Commuting 30 minutes or more3,576
- Share commuting 30 minutes or more26.9 percent
- Drove alone72.2 percent
- Carpooled11.7 percent plus or minus 2.9
- Public transport1.9 percent plus or minus 1.7
- Walked1.8 percent plus or minus 1.0
- Worked from home8.7 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Salisbury
SBA loans in Salisbury (7(a))
- Approvals39
- Gross approval$30,121,100
- Average approval$772,336
- Median approval$372,000
- Ninetieth percentile approval$2,530,000
- Largest approval$3,763,400
- Jobs supported355
- Jobs per approval9.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.8 percent
- Share to franchises23.1 percent
- Distinct lenders22
- Distinct industries by NAICS29
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Salisbury
SBA loans in Salisbury (504)
- Approvals13
- Gross approval$19,673,000
- Average approval$1,513,308
- Median approval$1,110,000
- Largest approval$5,000,000
- Jobs supported132
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Salisbury
Flood risk in Salisbury
- Listed NFIP communities1
- Of those, participating1
- NFIP community number370215
- Currently effective map date06/16/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Rowan County, not Salisbury
Rowan County context, not Salisbury figures
These are Rowan County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Salisbury measurements.
- Establishments in Rowan County2,908
- Employment at those establishments, Rowan County49,366
- Covered employment, Rowan County50,595
- Average annual pay, Rowan County$57,503
- Average weekly wage, Rowan County$1,106
- Housing units permitted, Rowan County592
- Of those, single family, Rowan County585
- County product, 2024, Rowan County$7,886,078,000
- County product change over the prior year, Rowan County4.0 percent
- Average income of an arriving household, Rowan County$55,121
Every figure in this section is published for Rowan County as a whole and is not a measurement of Salisbury. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Salisbury questions, answered from the record.
How many people live in Salisbury, North Carolina?
35,825, in 14,043 households. Salisbury city covers 23.10 square miles of land, which is 1,551 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Salisbury in?
Rowan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Salisbury?
$53,716. The median owner-occupied home is valued at $242,500. Median gross rent is $1,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Salisbury businesses?
39 7(a) approvals totalling $30.1 m, across 22 lenders, median approval $372,000, plus 13 504 approvals worth $19.7 m. These count approvals to borrowers whose address is in Salisbury, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Salisbury borrowers get paid back?
No rate is published for Salisbury. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Salisbury in the National Flood Insurance Program?
Yes. Salisbury appears in the FEMA Community Status Book as community 370215, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Salisbury figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rowan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Salisbury.
Is zoning published for Salisbury?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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