HomeOhioAllen CountyLima city
Lima city, Ohio: commercial real estate data.
Lima city is a Census city of 35,010 people across 13.62 square miles of land, in Allen County. Median household income is $46,240, 45.6 percent of occupied homes are owned, and the SBA record carries 64 7(a) approvals to borrowers here worth $24.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lima
What Lima is
- Census place typecity
- Land area13.62 sq mi
- Water area0.18 sq mi
- Population per square mile of land2,571
- County holding the largest share of its areaAllen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lima
How many people live in Lima
- Population35,010
- Median age36.8
- Population under 188,081
- Share under 1823.1 percent
- Population 65 and over5,615
- Share 65 and over16.0 percent
- Households14,273
- Family households8,001
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lima
Income and work in Lima
- Median household income$46,240
- Per capita income$24,787
- Civilian labor force16,061
- Employed14,697
- Unemployed1,364 plus or minus 334
- Unemployment rate8.5 percent plus or minus 2.1
- Adults 25 and over23,159
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent
- Adults 25 and over with a graduate degree4.6 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lima
Housing in Lima
- Housing units15,950
- Occupied units14,273
- Vacant units1,677
- Vacancy rate10.5 percent
- Owner occupied6,510
- Renter occupied7,763
- Ownership rate45.6 percent
- Median owner-occupied home value$107,200
- Median gross rent, monthly$903
- Annual rent as a share of median income23.4 percent
- Single family units11,665
- Share single family73.1 percent
- Units in buildings of two or more4,061
- Share in buildings of two or more25.5 percent
- Mobile homes224 plus or minus 113
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lima
How Lima gets to work
- Workers 16 and over who commute13,948
- Commuting under 15 minutes7,067
- Share commuting under 15 minutes50.7 percent
- Commuting 30 minutes or more2,455
- Share commuting 30 minutes or more17.6 percent
- Drove alone79.9 percent
- Carpooled11.6 percent
- Public transport1.2 percent plus or minus 0.6
- Walked1.3 percent plus or minus 0.6
- Worked from home2.8 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lima
SBA loans in Lima (7(a))
- Approvals64
- Gross approval$24,422,400
- Average approval$381,600
- Median approval$150,000
- Ninetieth percentile approval$845,000
- Largest approval$5,000,000
- Jobs supported565
- Jobs per approval8.8
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.9 percent
- Share to franchises9.4 percent
- Distinct lenders16
- Distinct industries by NAICS35
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lima
SBA loans in Lima (504)
- Approvals16
- Gross approval$14,470,000
- Average approval$904,375
- Median approval$717,000
- Largest approval$3,466,000
- Jobs supported227
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lima
Flood risk in Lima
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390006
- Currently effective map date06/20/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Allen County, not Lima
Allen County context, not Lima figures
These are Allen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lima measurements.
- Establishments in Allen County2,239
- Employment at those establishments, Allen County44,251
- Covered employment, Allen County49,690
- Average annual pay, Allen County$58,790
- Average weekly wage, Allen County$1,131
- Housing units permitted, Allen County100
- Of those, single family, Allen County94
- County product, 2024, Allen County$11,166,792,000
- County product change over the prior year, Allen County4.5 percent
- Average income of an arriving household, Allen County$50,651
Every figure in this section is published for Allen County as a whole and is not a measurement of Lima. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lima questions, answered from the record.
How many people live in Lima, Ohio?
35,010, in 14,273 households. Lima city covers 13.62 square miles of land, which is 2,571 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lima in?
Allen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lima?
$46,240. The median owner-occupied home is valued at $107,200. Median gross rent is $903 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lima businesses?
64 7(a) approvals totalling $24.4 m, across 16 lenders, median approval $150,000, plus 16 504 approvals worth $14.5 m. These count approvals to borrowers whose address is in Lima, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lima borrowers get paid back?
No rate is published for Lima. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Lima in the National Flood Insurance Program?
Yes. Lima appears in the FEMA Community Status Book as community 390006, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lima figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Allen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lima.
Is zoning published for Lima?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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