HomeOhioAllen CountySpencerville village
Spencerville village, Ohio: commercial real estate data.
Spencerville village is a Census village of 2,107 people across 0.96 square miles of land, in Allen County. Median household income is $54,883, 66.9 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $271,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Spencerville
What Spencerville is
- Census place typevillage
- Land area0.96 sq mi
- Water area0 sq mi
- Population per square mile of land2,184
- County holding the largest share of its areaAllen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
How many people live in Spencerville
- Population2,107
- Median age34.3
- Population under 18670 plus or minus 171
- Share under 1831.8 percent plus or minus 6.9
- Population 65 and over338 plus or minus 90
- Share 65 and over16.0 percent plus or minus 3.6
- Households853 plus or minus 183
- Family households470
- Share of households that are families55.1 percent plus or minus 16.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
Income and work in Spencerville
- Median household income$54,883 plus or minus $13,571
- Per capita income$28,292 plus or minus $5,841
- Civilian labor force852
- Employed781 plus or minus 161
- Unemployed71 plus or minus 49
- Unemployment rate8.3 percent plus or minus 5.5
- Adults 25 and over1,304
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher13.5 percent plus or minus 5.1
- Adults 25 and over with a graduate degree3.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
Housing in Spencerville
- Housing units947
- Occupied units853 plus or minus 183
- Vacant units94 plus or minus 57
- Vacancy rate9.9 percent plus or minus 5.7
- Owner occupied571 plus or minus 177
- Renter occupied282 plus or minus 93
- Ownership rate66.9 percent plus or minus 15.0
- Median owner-occupied home value$137,100 plus or minus $39,027
- Median gross rent, monthly$932 plus or minus $191
- Annual rent as a share of median income20.4 percent plus or minus 6.5
- Single family units646
- Share single family68.2 percent
- Units in buildings of two or more95 plus or minus 58
- Share in buildings of two or more10.0 percent plus or minus 5.9
- Mobile homes206 plus or minus 152
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
How Spencerville gets to work
- Workers 16 and over who commute764 plus or minus 162
- Commuting under 15 minutes129 plus or minus 53
- Share commuting under 15 minutes16.9 percent plus or minus 5.9
- Commuting 30 minutes or more249 plus or minus 74
- Share commuting 30 minutes or more32.6 percent plus or minus 6.8
- Drove alone85.3 percent plus or minus 24.9
- Carpooled9.7 percent plus or minus 6.4
- Public transport2.7 percent plus or minus 3.7
- Walked0.0 percent
- Worked from home1.4 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Spencerville
SBA loans in Spencerville (7(a))
- Approvals6
- Gross approval$271,500
- Average approval$45,250
- Median approval$50,000
- Ninetieth percentile approval$127,000
- Largest approval$127,000
- Jobs supported4
- Jobs per approval0.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Spencerville
Flood risk in Spencerville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390957
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Allen County, not Spencerville
Allen County context, not Spencerville figures
These are Allen County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Spencerville measurements.
- Establishments in Allen County2,239
- Employment at those establishments, Allen County44,251
- Covered employment, Allen County49,690
- Average annual pay, Allen County$58,790
- Average weekly wage, Allen County$1,131
- Housing units permitted, Allen County100
- Of those, single family, Allen County94
- County product, 2024, Allen County$11,166,792,000
- County product change over the prior year, Allen County4.5 percent
- Average income of an arriving household, Allen County$50,651
Every figure in this section is published for Allen County as a whole and is not a measurement of Spencerville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Spencerville questions, answered from the record.
How many people live in Spencerville, Ohio?
2,107, in 853 households. Spencerville village covers 0.96 square miles of land, which is 2,184 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Spencerville in?
Allen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Spencerville?
$54,883. The median owner-occupied home is valued at $137,100. Median gross rent is $932 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Spencerville businesses?
6 7(a) approvals totalling $271,500, across 3 lenders, median approval $50,000. These count approvals to borrowers whose address is in Spencerville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Spencerville borrowers get paid back?
No rate is published for Spencerville. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Spencerville in the National Flood Insurance Program?
Yes. Spencerville appears in the FEMA Community Status Book as community 390957, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Spencerville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Allen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Spencerville.
Is zoning published for Spencerville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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