HomeOhioAshtabula CountyAshtabula
Ashtabula, Ohio: commercial real estate data.
Ashtabula is a Census city of 17,856 people across 7.70 square miles of land, in Ashtabula County. Median household income is $44,120, 58.1 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $8.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ashtabula
What Ashtabula is
- Census place typecity
- Land area7.7 sq mi
- Water area0.17 sq mi
- Population per square mile of land2,317
- County holding the largest share of its areaAshtabula County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashtabula
How many people live in Ashtabula
- Population17,856
- Median age41.2
- Population under 183,757
- Share under 1821.0 percent
- Population 65 and over3,400
- Share 65 and over19.0 percent
- Households7,891
- Family households4,274
- Share of households that are families54.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashtabula
Income and work in Ashtabula
- Median household income$44,120
- Per capita income$26,026
- Civilian labor force8,551
- Employed7,539
- Unemployed1,012 plus or minus 267
- Unemployment rate11.8 percent plus or minus 3.0
- Adults 25 and over12,557
- Adults 25 and over with a high school diploma or higher83.9 percent
- Adults 25 and over with a bachelor degree or higher11.8 percent
- Adults 25 and over with a graduate degree4.4 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashtabula
Housing in Ashtabula
- Housing units9,014
- Occupied units7,891
- Vacant units1,123 plus or minus 258
- Vacancy rate12.5 percent plus or minus 2.8
- Owner occupied4,581
- Renter occupied3,310
- Ownership rate58.1 percent
- Median owner-occupied home value$105,900
- Median gross rent, monthly$793
- Annual rent as a share of median income21.6 percent
- Single family units6,491
- Share single family72.0 percent
- Units in buildings of two or more2,210
- Share in buildings of two or more24.5 percent
- Mobile homes313 plus or minus 118
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashtabula
How Ashtabula gets to work
- Workers 16 and over who commute7,230
- Commuting under 15 minutes3,443
- Share commuting under 15 minutes47.6 percent
- Commuting 30 minutes or more1,641 plus or minus 368
- Share commuting 30 minutes or more22.7 percent plus or minus 4.9
- Drove alone80.7 percent
- Carpooled11.0 percent plus or minus 2.9
- Public transport1.2 percent plus or minus 1.0
- Walked1.1 percent plus or minus 0.8
- Worked from home2.4 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ashtabula
SBA loans in Ashtabula (7(a))
- Approvals41
- Gross approval$8,718,200
- Average approval$212,639
- Median approval$60,000
- Ninetieth percentile approval$650,000
- Largest approval$1,940,000
- Jobs supported252
- Jobs per approval6.1
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.6 percent
- Share to franchises4.9 percent
- Distinct lenders7
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Ashtabula, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ashtabula
SBA loans in Ashtabula (504)
- Approvals3
- Gross approval$896,000
- Average approval$298,667
- Median approval$218,000
- Largest approval$475,000
- Jobs supported30
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ashtabula, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ashtabula
Flood risk in Ashtabula
- NFIP communityCity of Ashtabula
- NFIP community number390011
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/28/19
The City of Ashtabula participates in the National Flood Insurance Program as community 390011 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ashtabula County, not Ashtabula
Ashtabula County context, not Ashtabula figures
- Establishments in Ashtabula County1,843
- Covered employment, Ashtabula County29,406
- Average annual pay, Ashtabula County$47,141
- Housing units permitted, Ashtabula County155
Every figure in this section is published for Ashtabula County as a whole and is not a measurement of Ashtabula.
All Ashtabula County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ashtabula questions, answered from the record.
How many people live in Ashtabula, Ohio?
17,856, in 7,891 households. Ashtabula city covers 7.70 square miles of land, which is 2,317 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ashtabula in?
Ashtabula County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ashtabula?
$44,120. The median owner-occupied home is valued at $105,900. Median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ashtabula businesses?
41 7(a) approvals totaling $8.7 m since FY2020, across 7 lenders, median approval $60,000, plus 3 504 approvals worth $896,000 since FY2010. These count approvals to borrowers whose address is in Ashtabula, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ashtabula borrowers get paid back?
No rate is published for Ashtabula. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ashtabula in the National Flood Insurance Program?
Yes. Ashtabula appears in the FEMA Community Status Book as Ashtabula, city of, community 390011, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ashtabula figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ashtabula County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ashtabula.
Is zoning published for Ashtabula?
No. Nothing on this page presents parcel level zoning.