HomeOhioAshtabula CountyGeneva city
Geneva city, Ohio: commercial real estate data.
Geneva city is a Census city of 5,886 people across 4.00 square miles of land, in Ashtabula County. Median household income is $53,557, 69.5 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $7.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Geneva
What Geneva is
- Census place typecity
- Land area4 sq mi
- Water area0 sq mi
- Population per square mile of land1,471
- County holding the largest share of its areaAshtabula County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How many people live in Geneva
- Population5,886
- Median age48.6
- Population under 18918 plus or minus 231
- Share under 1815.6 percent plus or minus 3.9
- Population 65 and over1,565
- Share 65 and over26.6 percent
- Households2,656
- Family households1,344
- Share of households that are families50.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Income and work in Geneva
- Median household income$53,557
- Per capita income$31,051
- Civilian labor force2,874
- Employed2,791
- Unemployed83 plus or minus 93
- Unemployment rate2.9 percent plus or minus 3.2
- Adults 25 and over4,248
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher17.5 percent plus or minus 4.6
- Adults 25 and over with a graduate degree6.4 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Housing in Geneva
- Housing units2,698
- Occupied units2,656
- Vacant units42 plus or minus 43
- Vacancy rate1.6 percent plus or minus 1.6
- Owner occupied1,847
- Renter occupied809 plus or minus 233
- Ownership rate69.5 percent
- Median owner-occupied home value$148,300
- Median gross rent, monthly$808
- Annual rent as a share of median income18.1 percent
- Single family units1,785
- Share single family66.2 percent
- Units in buildings of two or more672 plus or minus 190
- Share in buildings of two or more24.9 percent plus or minus 6.8
- Mobile homes241 plus or minus 145
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How Geneva gets to work
- Workers 16 and over who commute2,701
- Commuting under 15 minutes740 plus or minus 212
- Share commuting under 15 minutes27.4 percent plus or minus 7.2
- Commuting 30 minutes or more1,123 plus or minus 298
- Share commuting 30 minutes or more41.6 percent plus or minus 10.0
- Drove alone91.0 percent
- Carpooled6.0 percent plus or minus 5.3
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.3
- Worked from home2.1 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
SBA loans in Geneva (7(a))
- Approvals42
- Gross approval$7,377,500
- Average approval$175,655
- Median approval$60,000
- Ninetieth percentile approval$300,000
- Largest approval$1,930,000
- Jobs supported321
- Jobs per approval7.6
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises4.8 percent
- Distinct lenders9
- Distinct industries by NAICS23
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva
SBA loans in Geneva (504)
- Approvals3
- Gross approval$1,213,000
- Average approval$404,333
- Median approval$300,000
- Largest approval$667,000
- Jobs supported27
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geneva
Flood risk in Geneva
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390013
- Currently effective map date12/18/07
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Ashtabula County, not Geneva
Ashtabula County context, not Geneva figures
These are Ashtabula County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Geneva measurements.
- Establishments in Ashtabula County1,843
- Employment at those establishments, Ashtabula County24,616
- Covered employment, Ashtabula County29,406
- Average annual pay, Ashtabula County$47,141
- Average weekly wage, Ashtabula County$907
- Housing units permitted, Ashtabula County155
- Of those, single family, Ashtabula County140
- County product, 2024, Ashtabula County$4,396,048,000
- County product change over the prior year, Ashtabula County5.8 percent
- Average income of an arriving household, Ashtabula County$55,432
Every figure in this section is published for Ashtabula County as a whole and is not a measurement of Geneva. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Geneva questions, answered from the record.
How many people live in Geneva, Ohio?
5,886, in 2,656 households. Geneva city covers 4.00 square miles of land, which is 1,471 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Geneva in?
Ashtabula County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Geneva?
$53,557. The median owner-occupied home is valued at $148,300. Median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Geneva businesses?
42 7(a) approvals totalling $7.4 m, across 9 lenders, median approval $60,000, plus 3 504 approvals worth $1.2 m. These count approvals to borrowers whose address is in Geneva, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Geneva borrowers get paid back?
No rate is published for Geneva. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Geneva in the National Flood Insurance Program?
Yes. Geneva appears in the FEMA Community Status Book as community 390013, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Geneva figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ashtabula County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Geneva.
Is zoning published for Geneva?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.