HomeOhioClinton CountyWilmington
Wilmington, Ohio: commercial real estate data.
Wilmington is a Census city of 12,620 people across 12.94 square miles of land, in Clinton County. Median household income is $57,199, 58.2 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $4.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wilmington
What Wilmington is
- Census place typecity
- Land area12.94 sq mi
- Water area0.15 sq mi
- Population per square mile of land975
- County holding the largest share of its areaClinton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
How many people live in Wilmington
- Population12,620
- Median age36.3
- Population under 182,708
- Share under 1821.5 percent
- Population 65 and over2,610
- Share 65 and over20.7 percent
- Households5,567
- Family households2,650
- Share of households that are families47.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
Income and work in Wilmington
- Median household income$57,199
- Per capita income$30,590
- Civilian labor force5,937
- Employed5,685
- Unemployed252 plus or minus 114
- Unemployment rate4.2 percent plus or minus 1.9
- Adults 25 and over8,258
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent
- Adults 25 and over with a graduate degree7.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
Housing in Wilmington
- Housing units5,943
- Occupied units5,567
- Vacant units376 plus or minus 147
- Vacancy rate6.3 percent plus or minus 2.5
- Owner occupied3,238
- Renter occupied2,329
- Ownership rate58.2 percent
- Median owner-occupied home value$174,400
- Median gross rent, monthly$909
- Annual rent as a share of median income19.1 percent
- Single family units4,043
- Share single family68.0 percent
- Units in buildings of two or more1,741
- Share in buildings of two or more29.3 percent
- Mobile homes159 plus or minus 104
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
How Wilmington gets to work
- Workers 16 and over who commute5,202
- Commuting under 15 minutes3,006
- Share commuting under 15 minutes57.8 percent
- Commuting 30 minutes or more1,183 plus or minus 260
- Share commuting 30 minutes or more22.7 percent plus or minus 4.8
- Drove alone78.9 percent
- Carpooled7.8 percent plus or minus 3.0
- Public transport0.0 percent
- Walked3.6 percent plus or minus 2.0
- Worked from home5.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
SBA loans in Wilmington (7(a))
- Approvals28
- Gross approval$4,406,300
- Average approval$157,368
- Median approval$49,000
- Ninetieth percentile approval$411,490
- Largest approval$1,225,000
- Jobs supported173
- Jobs per approval6.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.1 percent
- Share to franchises0.0 percent
- Distinct lenders8
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Wilmington, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wilmington
SBA loans in Wilmington (504)
- Approvals5
- Gross approval$4,983,000
- Average approval$996,600
- Median approval$198,000
- Largest approval$4,200,000
- Jobs supported11
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Wilmington, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wilmington
Flood risk in Wilmington
- NFIP communityCity of Wilmington
- NFIP community number390075
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/19/21
The City of Wilmington participates in the National Flood Insurance Program as community 390075 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clinton County, not Wilmington
Clinton County context, not Wilmington figures
- Establishments in Clinton County712
- Covered employment, Clinton County19,140
- Average annual pay, Clinton County$62,998
- Housing units permitted, Clinton County120
Every figure in this section is published for Clinton County as a whole and is not a measurement of Wilmington.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wilmington questions, answered from the record.
How many people live in Wilmington, Ohio?
12,620, in 5,567 households. Wilmington city covers 12.94 square miles of land, which is 975 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wilmington in?
Clinton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wilmington?
$57,199. The median owner-occupied home is valued at $174,400. Median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wilmington businesses?
28 7(a) approvals totaling $4.4 m since FY2020, across 8 lenders, median approval $49,000, plus 5 504 approvals worth $5.0 m since FY2010. These count approvals to borrowers whose address is in Wilmington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wilmington borrowers get paid back?
No rate is published for Wilmington. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wilmington in the National Flood Insurance Program?
Yes. Wilmington appears in the FEMA Community Status Book as Wilmington, city of, community 390075, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wilmington figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clinton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wilmington.
Is zoning published for Wilmington?
No. Nothing on this page presents parcel level zoning.
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