Gallia County, Ohio: commercial real estate data.
Gallia County, Ohio had an estimated 28,886 residents on July 1, 2024, down 1.1 percent since the 2020 census base of 29,222, across 467 square miles. County output reached $2.34 bn in 2024, 572 establishments operate here, and the SBA record carries 7 7(a) approvals worth $6.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gallia County
How many people live in Gallia County
- Population, American Community Survey 2020-202429,068
- Households11,614
- Average household size2.50
- Median household income$56,830
- Median age41.4
- Median gross rent$813 per month
- Median owner-occupied home value$155,600
- Home value to household income2.7 times
- Annual rent as a share of median income17.2 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent
- Adults 25 and over with a graduate degree9.1 percent
- Adults 25 and over19,843
- Population under 186,857
- Share under 1823.6 percent
- Population 65 and over5,790
- Share 65 and over19.9 percent
- Working age population, 18 to 6416,421
- Civilian labor force12,156
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over54.7 percent
- Rank by population among Ohio counties73rd of 88
- Rank by population among US county-equivalents, Puerto Rico included1503rd of 3,222
Gallia County is the 73rd largest of 88 Ohio counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 19.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gallia County
Is Gallia County's population growing?
- Population, July 1, 202428,886
- Census 2020 base population29,222
- Population change since the 2020 census base-1.15 percent
- Population change, 2023 to 2024-78
- Births, 2024302
- Deaths, 2024429
- Natural change, 2024-127
- Net domestic migration, 202437
- Net international migration, 202412
- Total net migration, 202449
- Cumulative net domestic migration, 2021 to 202465
- Rank by growth among US county-equivalents2247th of 3,144
The county has lost 1.15 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gallia County
Where are people moving to Gallia County from?
- Tax returns filed by households arriving462
- People arriving, from those returns901
- Tax returns filed by households leaving483
- Net household movement-21
- Adjusted gross income arriving$22.2 m
- Net adjusted gross income movement$-48,000
- Average income of an arriving household$47,989
- Average income of a leaving household$46,002
- Largest single originJackson County (58 households)
- Largest single destinationJackson County (49 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County | 58 | 102 | $2.2 m |
| Mason County | 43 | 98 | $1.9 m |
| Meigs County | 38 | 62 | $1.1 m |
| Franklin County | 37 | 62 | $1.7 m |
| Lawrence County | 27 | 57 | $1.6 m |
Households arriving report $1,987 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jackson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gallia County
What is the Gallia County economy?
- County GDP, 2024$2.34 bn
- County GDP, 2023$2.62 bn
- GDP change, 2023 to 2024-10.7 percent
- GDP change over five years9.4 percent
- Rank by GDP among the Ohio areas BEA publishes59th of 88
- Rank by GDP among the US county areas BEA publishes1156th of 3,127
- GDP per resident$80,371
Output grew -10.7 percent in the latest year and 9.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gallia County
Employment by industry in Gallia County
- Covered employment, annual average11,265
- Establishments reporting757
- Average annual pay$48,285
- Average weekly wage$929
- Retail trade, employment1,378
- Retail trade, average annual pay$34,233
- Accommodation and food services, employment930
- Accommodation and food services, average annual pay$19,199
- Construction, employment553
- Construction, average annual pay$50,827
- Utilities, employment514
- Utilities, average annual pay$122,046
- Manufacturing, employment505
- Finance and insurance, employment328
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 1,378 | 120 | $34,233 |
| Accommodation and food services | 930 | 54 | $19,199 |
| Construction | 553 | 63 | $50,827 |
| Utilities | 514 | 7 | $122,046 |
| Manufacturing | 505 | 22 | $55,341 |
| Finance and insurance | 328 | 39 | $83,241 |
| Transportation and warehousing | 291 | 27 | $50,997 |
| Other services, except public administration | 264 | 99 | $34,014 |
Retail trade is the largest private sector at 1,378 jobs, 12.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gallia County
How many businesses are in Gallia County?
- Establishments, all industries572
- Employment at those establishments9,393
- Annual payroll$424.9 m
- Establishments per 1,000 residents19.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gallia County
Building permits in Gallia County
- Housing units authorized by permit, 20247
- Declared construction value permitted$1.6 m
- Single family units authorized4
- Multifamily units authorized3
- Multifamily share of units42.9 percent
- Average declared value per unit$226,177
- Units authorized per 1,000 households0.6
Multifamily is 42.9 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Gallia County
SBA loans in Gallia County (7(a) and 504)
- 7(a) approvals recorded7
- 7(a) gross approval dollars$6.4 m
- Average 7(a) approval$909,300
- Median 7(a) approval$350,000
- Largest single approval$4,175,000
- Jobs reported supported, 7(a)34
- Jobs per approval4.9
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals7
- Median 7(a) term85 months
- Share of loans on real estate terms, 240 months or longer28.6 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter5
- Franchise loans2
- Franchise share of approvals28.6 percent
- 504 approvals recorded2
- 504 gross approval dollars$291,000
- Average 504 approval$145,500
- Median 504 approval$145,500
- Distinct CDCs active1
- 504 jobs per approval2.5
- 504 jobs per million dollars approved17.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gallia County
SBA loan default and charge-off rates in Gallia County
Do SBA loans in Gallia County get paid back?
- Loans with a final outcome recorded2
- Paid in full1
- Charged off1
- Status: Charged off1
- Status: Exempt from disclosure4
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallia County
SBA lending by place in Gallia County
- Borrower cities with recorded lending3
- Gallipolis, approvals5
- Patriot, approvals1
- Bidwell, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Gallipolis | 5 | $6,305,900 |
| Patriot | 1 | $44,200 |
| Bidwell | 1 | $15,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallia County
How large is Gallia County?
- Land area467 sq mi
- Rank by land area among Ohio counties34th of 88
- Width, east to west26.3 mi
- Height, north to south31.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land62
- Establishments per square mile1.22
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gallia County
Flood risk in Gallia County
- Participation of the county's own NFIP community Gallia County, unincorporated areasParticipating, community 390185
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP6
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Gallia County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Gallia County (community 390185), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gallia County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gallia County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gallia County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202429,068
- Households11,614
- Average household size2.50
- Median household income$56,830
- Median age41.4
Common questions
Gallia County questions, answered from the record.
How many people live in Gallia County, Ohio?
The Census Bureau estimates 28,886 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 29,068, in 11,614 households, ranking 73rd of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gallia County's population growing?
The population has fallen 1.15 percent since the 2020 census base of 29,222, to 28,886 on July 1, 2024. In 2024 there were 302 births against 429 deaths, with net migration of 49. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gallia County?
$56,830. The median owner-occupied home is valued at $155,600, which is 2.7 times income, and median gross rent is $813 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gallia County?
572 establishments, employing 9,393 people with an annual payroll of $424.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gallia County?
Retail trade is the largest private sector at 1,378 jobs, 12.2 percent of covered employment. Covered employment averages 11,265 jobs at an average annual pay of $48,285, or $929 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gallia County?
7 7(a) approvals totaling $6.4 m since FY2020, across 5 lenders, with a median approval of $350,000, plus 2 504 approvals worth $291,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Gallia County?
7 housing units were authorized by permit in 2024, with a declared construction value of $1.6 m. Multifamily was 42.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gallia County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gallia County come from?
The largest single origin is Jackson County, with 58 households. Arriving households report an average income of $47,989 against $46,002 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gallia County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gallia County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gallia County
Cities and places in Gallia.
8 Census places lie wholly or partly in Gallia County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Gallipolis | village | 3,130 | 5 | Wholly in this county |
| Bidwell | CDP | 904 | 1 | Wholly in this county |
| Rio Grande | village | 739 | None recorded | Wholly in this county |
| Crown City | village | 484 | None recorded | Wholly in this county |
| Kanauga | CDP | 270 | None recorded | Wholly in this county |
| Vinton | village | 251 | None recorded | Wholly in this county |
| Cheshire | village | 109 | None recorded | Wholly in this county |
| Centerville (Thurman) | village | 49 | None recorded | Wholly in this county |
A further 1 of the county's 7 SBA 7(a) approvals are to borrowers in cities that match no Census place in Gallia County, the largest being Patriot (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.