Harrison County, Ohio: commercial real estate data.
Harrison County, Ohio had an estimated 14,042 residents on July 1, 2024, down 3.1 percent since the 2020 census base of 14,485, across 402 square miles. County output reached $1.58 bn in 2024, 254 establishments operate here, and the SBA record carries 23 7(a) approvals worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrison County
How many people live in Harrison County
- Population, American Community Survey 2020-202414,306
- Households5,948
- Average household size2.41
- Median household income$54,414
- Median age45.5
- Median gross rent$785 per month
- Median owner-occupied home value$121,500
- Home value to household income2.2 times
- Annual rent as a share of median income17.3 percent
- Adults 25 and over with a bachelor degree or higher11.5 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over10,320
- Population under 183,001
- Share under 1821.0 percent
- Population 65 and over3,264
- Share 65 and over22.8 percent
- Working age population, 18 to 648,041
- Civilian labor force5,952
- Unemployment rate4.6 percent
- Labor force participation, adults 18 and over52.6 percent
- Rank by population among Ohio counties84th of 88
- Rank by population among US county-equivalents, Puerto Rico included2200th of 3,222
Harrison County is the 84th largest of 88 Ohio counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.8 percent against 21.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harrison County
Is Harrison County's population growing?
- Population, July 1, 202414,042
- Census 2020 base population14,485
- Population change since the 2020 census base-3.06 percent
- Population change, 2023 to 2024-141
- Births, 2024127
- Deaths, 2024211
- Natural change, 2024-84
- Net domestic migration, 2024-62
- Net international migration, 20245
- Total net migration, 2024-57
- Cumulative net domestic migration, 2021 to 2024-59
- Rank by growth among US county-equivalents2751st of 3,144
The county has lost 3.06 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harrison County
Where are people moving to Harrison County from?
- Tax returns filed by households arriving294
- People arriving, from those returns565
- Tax returns filed by households leaving355
- Net household movement-61
- Adjusted gross income arriving$15.5 m
- Net adjusted gross income movement$-1.6 m
- Average income of an arriving household$52,735
- Average income of a leaving household$48,262
- Largest single originTuscarawas County (55 households)
- Largest single destinationTuscarawas County (76 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Tuscarawas County | 55 | 110 | $2.0 m |
| Jefferson County | 50 | 83 | $2.4 m |
| Belmont County | 36 | 63 | $1.3 m |
Households arriving report $4,473 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Tuscarawas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harrison County
What is the Harrison County economy?
- County GDP, 2024$1.58 bn
- County GDP, 2023$1.43 bn
- GDP change, 2023 to 202410.6 percent
- GDP change over five years85.6 percent
- Rank by GDP among the Ohio areas BEA publishes73rd of 88
- Rank by GDP among the US county areas BEA publishes1475th of 3,127
- GDP per resident$110,146
Output grew 10.6 percent in the latest year and 85.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harrison County
Employment by industry in Harrison County
- Covered employment, annual average3,804
- Establishments reporting346
- Average annual pay$62,183
- Average weekly wage$1,196
- Health care and social assistance, employment410
- Health care and social assistance, average annual pay$42,968
- Manufacturing, employment303
- Manufacturing, average annual pay$97,507
- Retail trade, employment294
- Retail trade, average annual pay$25,553
- Transportation and warehousing, employment280
- Transportation and warehousing, average annual pay$124,372
- Construction, employment217
- Other services, except public administration, employment169
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 410 | 25 | $42,968 |
| Manufacturing | 303 | 14 | $97,507 |
| Retail trade | 294 | 33 | $25,553 |
| Transportation and warehousing | 280 | 17 | $124,372 |
| Construction | 217 | 36 | $74,286 |
| Other services, except public administration | 169 | 20 | $68,355 |
| Real estate and rental and leasing | 113 | 9 | $66,288 |
| Information | 81 | 6 | $76,673 |
Health care and social assistance is the largest private sector at 410 jobs, 10.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harrison County
How many businesses are in Harrison County?
- Establishments, all industries254
- Employment at those establishments2,866
- Annual payroll$157.3 m
- Establishments per 1,000 residents17.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Harrison County
Building permits in Harrison County
- Housing units authorized by permit, 20240
- Declared construction value permitted$0
- Single family units authorized0
- Multifamily units authorized0
No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.
US Census Bureau, Building Permits Survey, 2024 annual.
Harrison County
SBA loans in Harrison County (7(a) and 504)
- 7(a) approvals recorded23
- 7(a) gross approval dollars$2.8 m
- Average 7(a) approval$120,413
- Median 7(a) approval$25,000
- 10th percentile approval$8,560
- 90th percentile approval$100,000
- Largest single approval$1,945,000
- Jobs reported supported, 7(a)71
- Jobs per approval3.1
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.3 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter22
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderThe Huntington National Bank (20)
The average approval of $120,413 sits well above the median of $25,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 4.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA loan default and charge-off rates in Harrison County
Do SBA loans in Harrison County get paid back?
- Loans with a final outcome recorded5
- Paid in full5
- Charged off0
- Status: Paid in full5
- Status: Cancelled2
- Status: Exempt from disclosure15
- Status: Committed, not yet disbursed1
Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
SBA lending by place in Harrison County
- Borrower cities with recorded lending7
- Cadiz, approvals11
- Scio, approvals6
- New Athens, approvals2
- Hopedale, approvals1
- Deersville, approvals1
- Freeport, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cadiz | 11 | $2,363,300 |
| Scio | 6 | $212,200 |
| New Athens | 2 | $29,000 |
| Hopedale | 1 | $65,000 |
| Deersville | 1 | $50,000 |
| Freeport | 1 | $30,000 |
| Harrisville | 1 | $20,000 |
Cadiz accounts for 11 approvals against 6 in Scio. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrison County
How large is Harrison County?
- Land area402 sq mi
- Rank by land area among Ohio counties78th of 88
- Width, east to west25 mi
- Height, north to south18.9 mi
- Geographies sharing a boundary5
- Residents per square mile of land36
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harrison County
Flood risk in Harrison County
- Participation of the county's own NFIP community Harrison County, unincorporated areasParticipating, community 390255
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Harrison County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Harrison County (community 390255), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Harrison County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Harrison County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harrison County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202414,306
- Households5,948
- Average household size2.41
- Median household income$54,414
- Median age45.5
Common questions
Harrison County questions, answered from the record.
How many people live in Harrison County, Ohio?
The Census Bureau estimates 14,042 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 14,306, in 5,948 households, ranking 84th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harrison County's population growing?
The population has fallen 3.06 percent since the 2020 census base of 14,485, to 14,042 on July 1, 2024. In 2024 there were 127 births against 211 deaths, with net migration of -57. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harrison County?
$54,414. The median owner-occupied home is valued at $121,500, which is 2.2 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Harrison County?
254 establishments, employing 2,866 people with an annual payroll of $157.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Harrison County?
Health care and social assistance is the largest private sector at 410 jobs, 10.8 percent of covered employment. Covered employment averages 3,804 jobs at an average annual pay of $62,183, or $1,196 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harrison County?
23 7(a) approvals totaling $2.8 m since FY2020, across 3 lenders, with a median approval of $25,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Harrison County?
No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harrison County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Harrison County come from?
The largest single origin is Tuscarawas County, with 55 households. Arriving households report an average income of $52,735 against $48,262 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Harrison County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harrison County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Harrison County
Cities and places in Harrison.
11 Census places lie wholly or partly in Harrison County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cadiz | village | 2,988 | 11 | Wholly in this county |
| Hopedale | village | 898 | 1 | Wholly in this county |
| Adena | village | 716 | None recorded | 25.7 percent here, 74.3 percent Jefferson County |
| Scio | village | 703 | 6 | Wholly in this county |
| Freeport | village | 469 | 1 | Wholly in this county |
| Bowerston | village | 420 | None recorded | Wholly in this county |
| Jewett | village | 402 | None recorded | Wholly in this county |
| New Athens | village | 267 | 2 | Wholly in this county |
| Harrisville | village | 185 | 1 | Wholly in this county |
| Tippecanoe | CDP | 144 | None recorded | Wholly in this county |
| Deersville | village | 72 | 1 | Wholly in this county |
Nearby