HomeOhioJefferson CountyRayland
Rayland, Ohio: commercial real estate data.
Rayland is a Census village of 507 people across 0.47 square miles of land, in Jefferson County. Median household income is $57,188, 81.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $540,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rayland
What Rayland is
- Census place typevillage
- Land area0.47 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,073 plus or minus 300
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rayland
How many people live in Rayland
- Population507 plus or minus 142
- Median age47.7
- Population under 1898 plus or minus 33
- Share under 1819.3 percent
- Population 65 and over154 plus or minus 54
- Share 65 and over30.4 percent plus or minus 6.4
- Households199 plus or minus 54
- Family households154 plus or minus 51
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rayland
Income and work in Rayland
- Median household income$57,188
- Per capita income$29,274 plus or minus $6,568
- Civilian labor force225 plus or minus 72
- Employed203 plus or minus 68
- Unemployed22 plus or minus 14
- Unemployment rate9.8 percent plus or minus 5.4
- Adults 25 and over384 plus or minus 124
- Adults 25 and over with a high school diploma or higher93.8 percent plus or minus 39.8
- Adults 25 and over with a bachelor degree or higher13.8 percent plus or minus 5.5
- Adults 25 and over with a graduate degree2.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rayland
Housing in Rayland
- Housing units258 plus or minus 76
- Occupied units199 plus or minus 54
- Vacant units59 plus or minus 47
- Vacancy rate22.9 percent plus or minus 16.9
- Owner occupied162 plus or minus 51
- Renter occupied37 plus or minus 22
- Ownership rate81.4 percent
- Median owner-occupied home value$118,000 plus or minus $24,008
- Median gross rent, monthly$496 plus or minus $184
- Annual rent as a share of median income10.4 percent plus or minus 4.1
- Single family units238 plus or minus 75
- Share single family92.2 percent
- Units in buildings of two or more13 plus or minus 20
- Share in buildings of two or more5.0 percent plus or minus 7.5
- Mobile homes7 plus or minus 9
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rayland
How Rayland gets to work
- Workers 16 and over who commute189 plus or minus 66
- Commuting under 15 minutes45 plus or minus 22
- Share commuting under 15 minutes23.8 percent plus or minus 8.4
- Commuting 30 minutes or more70 plus or minus 38
- Share commuting 30 minutes or more37.0 percent plus or minus 15.5
- Drove alone82.8 percent
- Carpooled3.4 percent plus or minus 3.2
- Public transport1.0 percent plus or minus 1.4
- Walked5.9 percent plus or minus 4.5
- Worked from home6.9 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rayland
SBA loans in Rayland (7(a))
- Approvals4
- Gross approval$540,000
- Average approval$135,000
- Median approval$162,500
- Largest approval$200,000
- Jobs supported3
- Jobs per approval0.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Rayland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rayland
Flood risk in Rayland
- NFIP communityVillage of Rayland
- NFIP community number390301
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/05/06
The Village of Rayland participates in the National Flood Insurance Program as community 390301 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Rayland
Jefferson County context, not Rayland figures
- Establishments in Jefferson County1,163
- Covered employment, Jefferson County19,779
- Average annual pay, Jefferson County$51,142
- Housing units permitted, Jefferson County3
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Rayland.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rayland questions, answered from the record.
How many people live in Rayland, Ohio?
507, in 199 households. Rayland village covers 0.47 square miles of land, which is 1,073 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rayland in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rayland?
$57,188. The median owner-occupied home is valued at $118,000. Median gross rent is $496 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rayland businesses?
4 7(a) approvals totaling $540,000 since FY2020, across 1 lenders, median approval $162,500. These count approvals to borrowers whose address is in Rayland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rayland borrowers get paid back?
No rate is published for Rayland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rayland in the National Flood Insurance Program?
Yes. Rayland appears in the FEMA Community Status Book as Rayland, village of, community 390301, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rayland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rayland.
Is zoning published for Rayland?
No. Nothing on this page presents parcel level zoning.