HomeOhioLake CountyKirtland city
Kirtland city, Ohio: commercial real estate data.
Kirtland city is a Census city of 6,911 people across 16.67 square miles of land, in Lake County. Median household income is $110,455, 91.4 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $1.6 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kirtland
What Kirtland is
- Census place typecity
- Land area16.67 sq mi
- Water area0.13 sq mi
- Population per square mile of land415
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirtland
How many people live in Kirtland
- Population6,911
- Median age51.0
- Population under 181,358
- Share under 1819.6 percent
- Population 65 and over1,897
- Share 65 and over27.4 percent
- Households2,802
- Family households1,887
- Share of households that are families67.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirtland
Income and work in Kirtland
- Median household income$110,455
- Per capita income$67,338
- Civilian labor force3,445
- Employed3,267
- Unemployed178 plus or minus 88
- Unemployment rate5.2 percent plus or minus 2.5
- Adults 25 and over5,107
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher47.8 percent
- Adults 25 and over with a graduate degree20.1 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirtland
Housing in Kirtland
- Housing units2,911
- Occupied units2,802
- Vacant units109 plus or minus 61
- Vacancy rate3.7 percent plus or minus 2.1
- Owner occupied2,562
- Renter occupied240 plus or minus 87
- Ownership rate91.4 percent
- Median owner-occupied home value$391,300
- Median gross rent, monthly$874 plus or minus $279
- Annual rent as a share of median income9.5 percent plus or minus 3.3
- Single family units2,712
- Share single family93.2 percent
- Units in buildings of two or more129 plus or minus 75
- Share in buildings of two or more4.4 percent plus or minus 2.6
- Mobile homes70 plus or minus 56
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirtland
How Kirtland gets to work
- Workers 16 and over who commute2,479
- Commuting under 15 minutes542 plus or minus 132
- Share commuting under 15 minutes21.9 percent plus or minus 4.8
- Commuting 30 minutes or more874 plus or minus 191
- Share commuting 30 minutes or more35.3 percent
- Drove alone69.5 percent
- Carpooled4.2 percent plus or minus 3.1
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home23.5 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirtland
SBA loans in Kirtland (7(a))
- Approvals16
- Gross approval$1,579,600
- Average approval$98,725
- Median approval$78,000
- Ninetieth percentile approval$250,000
- Largest approval$300,000
- Jobs supported48
- Jobs per approval3.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kirtland
SBA loans in Kirtland (504)
- Approvals1
- Gross approval$78,000
- Average approval$78,000
- Median approval$78,000
- Largest approval$78,000
- Jobs supported7
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kirtland
Flood risk in Kirtland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390616
- Currently effective map date02/03/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lake County, not Kirtland
Lake County context, not Kirtland figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kirtland measurements.
- Establishments in Lake County5,504
- Employment at those establishments, Lake County87,115
- Covered employment, Lake County98,558
- Average annual pay, Lake County$59,040
- Average weekly wage, Lake County$1,135
- Housing units permitted, Lake County428
- Of those, single family, Lake County402
- County product, 2024, Lake County$15,716,591,000
- County product change over the prior year, Lake County5.3 percent
- Average income of an arriving household, Lake County$63,913
Every figure in this section is published for Lake County as a whole and is not a measurement of Kirtland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kirtland questions, answered from the record.
How many people live in Kirtland, Ohio?
6,911, in 2,802 households. Kirtland city covers 16.67 square miles of land, which is 415 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kirtland in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kirtland?
$110,455. The median owner-occupied home is valued at $391,300. Median gross rent is $874 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kirtland businesses?
16 7(a) approvals totalling $1.6 m, across 6 lenders, median approval $78,000, plus 1 504 approvals worth $78,000. These count approvals to borrowers whose address is in Kirtland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kirtland borrowers get paid back?
No rate is published for Kirtland. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Kirtland in the National Flood Insurance Program?
Yes. Kirtland appears in the FEMA Community Status Book as community 390616, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kirtland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kirtland.
Is zoning published for Kirtland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.