HomeOhioLake CountyWilloughby Hills
Willoughby Hills, Ohio: commercial real estate data.
Willoughby Hills is a Census city of 9,975 people across 10.76 square miles of land, in Lake County. Median household income is $67,214, 42.2 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Willoughby Hills
What Willoughby Hills is
- Census place typecity
- Land area10.76 sq mi
- Water area0.08 sq mi
- Population per square mile of land927
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willoughby Hills
How many people live in Willoughby Hills
- Population9,975
- Median age40.4
- Population under 181,739 plus or minus 369
- Share under 1817.4 percent plus or minus 3.7
- Population 65 and over1,991
- Share 65 and over20.0 percent
- Households5,084
- Family households2,719
- Share of households that are families53.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willoughby Hills
Income and work in Willoughby Hills
- Median household income$67,214
- Per capita income$47,797
- Civilian labor force6,175
- Employed5,944
- Unemployed231 plus or minus 116
- Unemployment rate3.7 percent plus or minus 1.9
- Adults 25 and over7,277
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher41.4 percent
- Adults 25 and over with a graduate degree15.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willoughby Hills
Housing in Willoughby Hills
- Housing units5,409
- Occupied units5,084
- Vacant units325 plus or minus 167
- Vacancy rate6.0 percent plus or minus 3.1
- Owner occupied2,143
- Renter occupied2,941
- Ownership rate42.2 percent
- Median owner-occupied home value$328,600
- Median gross rent, monthly$1,116
- Annual rent as a share of median income19.9 percent
- Single family units2,344
- Share single family43.3 percent
- Units in buildings of two or more3,065
- Share in buildings of two or more56.7 percent
- Mobile homes0
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willoughby Hills
How Willoughby Hills gets to work
- Workers 16 and over who commute4,624
- Commuting under 15 minutes934 plus or minus 276
- Share commuting under 15 minutes20.2 percent plus or minus 5.6
- Commuting 30 minutes or more1,080 plus or minus 308
- Share commuting 30 minutes or more23.4 percent plus or minus 6.2
- Drove alone72.7 percent
- Carpooled5.6 percent plus or minus 4.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home20.9 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willoughby Hills
SBA loans in Willoughby Hills (7(a))
- Approvals15
- Gross approval$3,361,800
- Average approval$224,120
- Median approval$127,800
- Largest approval$1,047,000
- Jobs supported60
- Jobs per approval4.0
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more13.3 percent
- Share to franchises6.7 percent
- Distinct lenders6
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Willoughby Hills, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Willoughby Hills
SBA loans in Willoughby Hills (504)
- Approvals1
- Gross approval$516,000
- Average approval$516,000
- Median approval$516,000
- Largest approval$516,000
- Jobs supported42
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Willoughby Hills, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Willoughby Hills
Flood risk in Willoughby Hills
- NFIP communityCity of Willoughby Hills
- NFIP community number390323
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/03/10
The City of Willoughby Hills participates in the National Flood Insurance Program as community 390323 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Willoughby Hills
Lake County context, not Willoughby Hills figures
- Establishments in Lake County5,504
- Covered employment, Lake County98,558
- Average annual pay, Lake County$59,040
- Housing units permitted, Lake County428
Every figure in this section is published for Lake County as a whole and is not a measurement of Willoughby Hills.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Willoughby Hills questions, answered from the record.
How many people live in Willoughby Hills, Ohio?
9,975, in 5,084 households. Willoughby Hills city covers 10.76 square miles of land, which is 927 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Willoughby Hills in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Willoughby Hills?
$67,214. The median owner-occupied home is valued at $328,600. Median gross rent is $1,116 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Willoughby Hills businesses?
15 7(a) approvals totaling $3.4 m since FY2020, across 6 lenders, median approval $127,800, plus 1 504 approvals worth $516,000 since FY2010. These count approvals to borrowers whose address is in Willoughby Hills, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Willoughby Hills borrowers get paid back?
No rate is published for Willoughby Hills. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Willoughby Hills in the National Flood Insurance Program?
Yes. Willoughby Hills appears in the FEMA Community Status Book as Willoughby Hills, city of, community 390323, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Willoughby Hills figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Willoughby Hills.
Is zoning published for Willoughby Hills?
No. Nothing on this page presents parcel level zoning.