Morgan County, Ohio: commercial real estate data.
Morgan County, Ohio had an estimated 13,532 residents on July 1, 2024, down 1.9 percent since the 2020 census base of 13,797, across 416 square miles. County output reached $516.1 m in 2024, 168 establishments operate here, and the SBA record carries 8 7(a) approvals worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Morgan County
How many people live in Morgan County
- Population, American Community Survey 2020-202413,651
- Households5,713
- Average household size2.39
- Median household income$59,351
- Median age44.6
- Median gross rent$742 per month
- Median owner-occupied home value$150,900
- Home value to household income2.5 times
- Annual rent as a share of median income15.0 percent
- Adults 25 and over with a bachelor degree or higher14.3 percent
- Adults 25 and over with a graduate degree3.7 percent
- Adults 25 and over9,817
- Population under 182,851
- Share under 1820.9 percent
- Population 65 and over3,074
- Share 65 and over22.5 percent
- Working age population, 18 to 647,726
- Civilian labor force5,691
- Unemployment rate3.5 percent
- Labor force participation, adults 18 and over52.7 percent
- Rank by population among Ohio counties86th of 88
- Rank by population among US county-equivalents, Puerto Rico included2249th of 3,222
Morgan County is the 86th largest of 88 Ohio counties by population. A median home costs 2.5 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 22.5 percent against 20.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Morgan County
Is Morgan County's population growing?
- Population, July 1, 202413,532
- Census 2020 base population13,797
- Population change since the 2020 census base-1.92 percent
- Population change, 2023 to 2024-94
- Births, 2024117
- Deaths, 2024223
- Natural change, 2024-106
- Net domestic migration, 202414
- Net international migration, 20240
- Total net migration, 202414
- Cumulative net domestic migration, 2021 to 2024187
- Rank by growth among US county-equivalents2480th of 3,144
The county has lost 1.92 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Morgan County
Where are people moving to Morgan County from?
- Tax returns filed by households arriving287
- People arriving, from those returns522
- Tax returns filed by households leaving265
- Net household movement22
- Adjusted gross income arriving$13.3 m
- Net adjusted gross income movement$2.5 m
- Average income of an arriving household$46,474
- Average income of a leaving household$41,015
- Largest single originMuskingum County (55 households)
- Largest single destinationMuskingum County (53 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Muskingum County | 55 | 90 | $1.8 m |
| Washington County | 38 | 69 | $1.7 m |
| Franklin County | 31 | 55 | $1.6 m |
| Athens County | 30 | 62 | $1.2 m |
| Perry County | 26 | 46 | $731,000 |
Households arriving report $5,459 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Muskingum County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Morgan County
What is the Morgan County economy?
- County GDP, 2024$516.1 m
- County GDP, 2023$495.8 m
- GDP change, 2023 to 20244.1 percent
- GDP change over five years41.1 percent
- Rank by GDP among the Ohio areas BEA publishes86th of 88
- Rank by GDP among the US county areas BEA publishes2387th of 3,127
- GDP per resident$37,807
Output grew 4.1 percent in the latest year and 41.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Morgan County
Employment by industry in Morgan County
- Covered employment, annual average2,992
- Establishments reporting235
- Average annual pay$47,594
- Average weekly wage$915
- Manufacturing, employment533
- Manufacturing, average annual pay$67,472
- Wholesale trade, employment324
- Wholesale trade, average annual pay$62,120
- Accommodation and food services, employment302
- Accommodation and food services, average annual pay$17,563
- Retail trade, employment261
- Retail trade, average annual pay$25,474
- Construction, employment88
- Administrative and support and waste management services, employment56
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 533 | 12 | $67,472 |
| Wholesale trade | 324 | 9 | $62,120 |
| Accommodation and food services | 302 | 19 | $17,563 |
| Retail trade | 261 | 30 | $25,474 |
| Construction | 88 | 27 | $51,816 |
| Administrative and support and waste management services | 56 | 7 | $59,661 |
| Professional, scientific and technical services | 30 | 10 | $57,287 |
| Arts, entertainment and recreation | 12 | 3 | $15,408 |
Manufacturing is the largest private sector at 533 jobs, 17.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Morgan County
How many businesses are in Morgan County?
- Establishments, all industries168
- Employment at those establishments2,066
- Annual payroll$90.7 m
- Establishments per 1,000 residents12.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Morgan County
Building permits in Morgan County
- Housing units authorized by permit, 202432
- Declared construction value permitted$9.6 m
- Single family units authorized32
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$299,062
- Units authorized per 1,000 households5.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Morgan County
SBA loans in Morgan County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$1.5 m
- Average 7(a) approval$187,063
- Median 7(a) approval$122,500
- Largest single approval$665,000
- Jobs reported supported, 7(a)34
- Jobs per approval4.3
- Distinct 7(a) lenders active3
- Distinct industries receiving approvals7
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.5 percent
- Loans on real estate terms1
- Loans on working capital terms, 120 months or shorter7
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderThe Huntington National Bank (5)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan County
SBA loan default and charge-off rates in Morgan County
Do SBA loans in Morgan County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Cancelled2
- Status: Exempt from disclosure4
- Status: Committed, not yet disbursed1
- Status: Paid in full1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan County
SBA lending by place in Morgan County
- Borrower cities with recorded lending2
- McConnelsville, approvals7
- Malta, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| McConnelsville | 7 | $1,291,800 |
| Malta | 1 | $204,700 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morgan County
How large is Morgan County?
- Land area416 sq mi
- Rank by land area among Ohio counties57th of 88
- Width, east to west26.1 mi
- Height, north to south22.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land33
- Establishments per square mile0.40
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Morgan County
Flood risk in Morgan County
- Participation of the county's own NFIP community Morgan County, unincorporated areasParticipating, community 390420
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Morgan County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Morgan County (community 390420), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Morgan County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Morgan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Morgan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,651
- Households5,713
- Average household size2.39
- Median household income$59,351
- Median age44.6
Common questions
Morgan County questions, answered from the record.
How many people live in Morgan County, Ohio?
The Census Bureau estimates 13,532 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,651, in 5,713 households, ranking 86th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Morgan County's population growing?
The population has fallen 1.92 percent since the 2020 census base of 13,797, to 13,532 on July 1, 2024. In 2024 there were 117 births against 223 deaths, with net migration of 14. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Morgan County?
$59,351. The median owner-occupied home is valued at $150,900, which is 2.5 times income, and median gross rent is $742 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Morgan County?
168 establishments, employing 2,066 people with an annual payroll of $90.7 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Morgan County?
Manufacturing is the largest private sector at 533 jobs, 17.8 percent of covered employment. Covered employment averages 2,992 jobs at an average annual pay of $47,594, or $915 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Morgan County?
8 7(a) approvals totaling $1.5 m since FY2020, across 3 lenders, with a median approval of $122,500. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Morgan County?
32 housing units were authorized by permit in 2024, with a declared construction value of $9.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Morgan County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Morgan County come from?
The largest single origin is Muskingum County, with 55 households. Arriving households report an average income of $46,474 against $41,015 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Morgan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Morgan County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Morgan County
Cities and places in Morgan.
5 Census places lie wholly or partly in Morgan County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| McConnelsville | village | 1,955 | 7 | Wholly in this county |
| Malta | village | 649 | 1 | Wholly in this county |
| Stockport | village | 617 | None recorded | Wholly in this county |
| Chesterhill | village | 326 | None recorded | Wholly in this county |
| Rose Farm | CDP | 77 | None recorded | 72.4 percent here, 27.6 percent Perry County |
Nearby