Muskingum County, Ohio: commercial real estate data.
Muskingum County, Ohio had an estimated 86,582 residents on July 1, 2024, up 0.2 percent since the 2020 census base of 86,413, across 665 square miles. County output reached $5.13 bn in 2024, 1,737 establishments operate here, and the SBA record carries 214 7(a) approvals worth $33.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Muskingum County
How many people live in Muskingum County
- Population, American Community Survey 2020-202486,411
- Households34,357
- Average household size2.52
- Median household income$60,780
- Median age40.3
- Median gross rent$833 per month
- Median owner-occupied home value$182,200
- Home value to household income3.0 times
- Annual rent as a share of median income16.4 percent
- Adults 25 and over with a bachelor degree or higher20.6 percent
- Adults 25 and over with a graduate degree7.7 percent
- Adults 25 and over59,472
- Population under 1819,589
- Share under 1822.7 percent
- Population 65 and over16,071
- Share 65 and over18.6 percent
- Working age population, 18 to 6450,751
- Civilian labor force40,889
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over61.2 percent
- Rank by population among Ohio counties31st of 88
- Rank by population among US county-equivalents, Puerto Rico included683rd of 3,222
Muskingum County is the 31st largest of 88 Ohio counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.7 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muskingum County
Is Muskingum County's population growing?
- Population, July 1, 202486,582
- Census 2020 base population86,413
- Population change since the 2020 census base0.20 percent
- Population change, 2023 to 2024270
- Births, 2024965
- Deaths, 20241,039
- Natural change, 2024-74
- Net domestic migration, 2024309
- Net international migration, 202433
- Total net migration, 2024342
- Cumulative net domestic migration, 2021 to 2024545
- Rank by growth among US county-equivalents1759th of 3,144
The county has grown 0.20 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muskingum County
Where are people moving to Muskingum County from?
- Tax returns filed by households arriving1,627
- People arriving, from those returns2,902
- Tax returns filed by households leaving1,579
- Net household movement48
- Adjusted gross income arriving$80.7 m
- Net adjusted gross income movement$5.3 m
- Average income of an arriving household$49,583
- Average income of a leaving household$47,709
- Largest single originLicking County (257 households)
- Largest single destinationLicking County (211 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Licking County | 257 | 498 | $14.1 m |
| Franklin County | 200 | 352 | $9.7 m |
| Perry County | 169 | 317 | $7.6 m |
| Guernsey County | 153 | 271 | $6.7 m |
| Coshocton County | 59 | 111 | $2.5 m |
| Fairfield County | 55 | 97 | $3.1 m |
| Morgan County | 53 | 79 | $2.1 m |
| Noble County | 25 | 30 | $859,000 |
Households arriving report $1,874 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Licking County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muskingum County
What is the Muskingum County economy?
- County GDP, 2024$5.13 bn
- County GDP, 2023$5.05 bn
- GDP change, 2023 to 20241.5 percent
- GDP change over five years31.4 percent
- Rank by GDP among the Ohio areas BEA publishes32nd of 88
- Rank by GDP among the US county areas BEA publishes708th of 3,127
- GDP per resident$59,354
Output grew 1.5 percent in the latest year and 31.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muskingum County
Employment by industry in Muskingum County
- Covered employment, annual average35,425
- Establishments reporting1,970
- Average annual pay$52,271
- Average weekly wage$1,005
- Health care and social assistance, employment7,136
- Health care and social assistance, average annual pay$63,992
- Retail trade, employment4,852
- Retail trade, average annual pay$33,744
- Accommodation and food services, employment3,577
- Accommodation and food services, average annual pay$20,442
- Manufacturing, employment3,257
- Manufacturing, average annual pay$64,020
- Transportation and warehousing, employment2,521
- Construction, employment1,466
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 7,136 | 222 | $63,992 |
| Retail trade | 4,852 | 297 | $33,744 |
| Accommodation and food services | 3,577 | 187 | $20,442 |
| Manufacturing | 3,257 | 79 | $64,020 |
| Transportation and warehousing | 2,521 | 76 | $57,851 |
| Construction | 1,466 | 194 | $62,603 |
| Other services, except public administration | 1,230 | 168 | $39,451 |
| Administrative and support and waste management services | 1,108 | 101 | $49,553 |
Health care and social assistance is the largest private sector at 7,136 jobs, 20.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muskingum County
How many businesses are in Muskingum County?
- Establishments, all industries1,737
- Employment at those establishments29,977
- Annual payroll$1.50 bn
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Muskingum County
Building permits in Muskingum County
- Housing units authorized by permit, 202495
- Declared construction value permitted$16.9 m
- Single family units authorized35
- Multifamily units authorized60
- Multifamily share of units63.2 percent
- Average declared value per unit$177,983
- Units authorized per 1,000 households2.8
Multifamily is 63.2 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Muskingum County
SBA loans in Muskingum County (7(a) and 504)
- 7(a) approvals recorded214
- 7(a) gross approval dollars$33.2 m
- Average 7(a) approval$155,272
- Median 7(a) approval$60,600
- 10th percentile approval$15,000
- 90th percentile approval$303,120
- Largest single approval$2,294,000
- Jobs reported supported, 7(a)1,078
- Jobs per approval5.0
- Distinct 7(a) lenders active18
- Distinct industries receiving approvals107
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer4.7 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter195
- Franchise loans5
- Franchise share of approvals2.3 percent
- Leading industry by approval countSpecialized Freight (except Used Goods) Trucking, Local (10)
- Most active lenderThe Community Bank (98)
- 504 approvals recorded23
- 504 gross approval dollars$12.5 m
- Average 504 approval$545,565
- Median 504 approval$362,000
- Distinct CDCs active6
- 504 jobs per approval2.8
- 504 jobs per million dollars approved5.1
- Most active CDCCommunity Capital Development Corporation (9)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$45.8 m
The average approval of $155,272 sits well above the median of $60,600, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 4.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muskingum County
SBA loan default and charge-off rates in Muskingum County
Do SBA loans in Muskingum County get paid back?
- Loans with a final outcome recorded57
- Paid in full56
- Charged off1
- Charge-off rate on resolved loans1.8 percent
- Status: Exempt from disclosure138
- Status: Paid in full56
- Status: Cancelled16
- Status: Charged off1
- Status: Committed, not yet disbursed3
Of the 57 loans that have reached a final outcome, 1.8 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskingum County
SBA lending by place in Muskingum County
- Borrower cities with recorded lending18
- Zanesville, approvals132
- Nashport, approvals20
- Dresden, approvals13
- Hopewell, approvals6
- Philo, approvals5
- Frazeysburg, approvals5
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Zanesville | 132 | $19,810,400 |
| Nashport | 20 | $7,315,100 |
| Dresden | 13 | $667,500 |
| Hopewell | 6 | $405,800 |
| Philo | 5 | $1,192,400 |
| Frazeysburg | 5 | $438,600 |
| New Concord | 5 | $191,200 |
| Blue Rock | 5 | $125,300 |
| 10 other borrower cities | 23 | $3,082,000 |
Zanesville accounts for 132 approvals against 20 in Nashport. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muskingum County
How large is Muskingum County?
- Land area665 sq mi
- Rank by land area among Ohio counties4th of 88
- Width, east to west28.6 mi
- Height, north to south28.4 mi
- Geographies sharing a boundary6
- Residents per square mile of land130
- Establishments per square mile2.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Muskingum County
Flood risk in Muskingum County
- Participation of the county's own NFIP community Muskingum County, unincorporated areasParticipating, community 390425
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Muskingum County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Muskingum County (community 390425), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Muskingum County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Muskingum County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muskingum County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202486,411
- Households34,357
- Average household size2.52
- Median household income$60,780
- Median age40.3
Common questions
Muskingum County questions, answered from the record.
How many people live in Muskingum County, Ohio?
The Census Bureau estimates 86,582 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 86,411, in 34,357 households, ranking 31st of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muskingum County's population growing?
The population has grown 0.20 percent since the 2020 census base of 86,413, to 86,582 on July 1, 2024. In 2024 there were 965 births against 1,039 deaths, with net migration of 342. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muskingum County?
$60,780. The median owner-occupied home is valued at $182,200, which is 3.0 times income, and median gross rent is $833 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Muskingum County?
1,737 establishments, employing 29,977 people with an annual payroll of $1.50 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Muskingum County?
Health care and social assistance is the largest private sector at 7,136 jobs, 20.1 percent of covered employment. Covered employment averages 35,425 jobs at an average annual pay of $52,271, or $1,005 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muskingum County?
214 7(a) approvals totaling $33.2 m since FY2020, across 18 lenders, with a median approval of $60,600, plus 23 504 approvals worth $12.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Muskingum County get paid back?
Of the 57 loans that have reached a final outcome, 56 were paid in full and 1 charged off, a charge-off rate of 1.8 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Muskingum County?
95 housing units were authorized by permit in 2024, with a declared construction value of $16.9 m. Multifamily was 63.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muskingum County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muskingum County come from?
The largest single origin is Licking County, with 257 households. Arriving households report an average income of $49,583 against $47,709 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muskingum County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muskingum County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Muskingum County
Cities and places in Muskingum.
17 Census places lie wholly or partly in Muskingum County. All 17 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Zanesville | city | 24,740 | 132 | Wholly in this county |
| North Zanesville | CDP | 2,758 | None recorded | Wholly in this county |
| New Concord | village | 2,657 | 5 | Wholly in this county |
| South Zanesville | village | 2,211 | None recorded | Wholly in this county |
| Roseville | village | 1,821 | 1 | 38.9 percent here, 61.1 percent Perry County |
| Dresden | village | 1,725 | 13 | Wholly in this county |
| Frazeysburg | village | 1,522 | 5 | Wholly in this county |
| Pleasant Grove | CDP | 1,436 | None recorded | Wholly in this county |
| Duncan Falls | CDP | 1,355 | 2 | Wholly in this county |
| Philo | village | 683 | 5 | Wholly in this county |
| Adamsville | village | 328 | 4 | Wholly in this county |
| Trinway | CDP | 286 | None recorded | Wholly in this county |
| Gratiot | village | 264 | None recorded | 41.2 percent here, 58.8 percent Licking County |
| Nashport | CDP | 206 | 20 | Wholly in this county |
| East Fultonham | CDP | 157 | None recorded | Wholly in this county |
| Fultonham | village | 116 | None recorded | Wholly in this county |
| Norwich | village | 85 | 4 | Wholly in this county |
A further 23 of the county's 214 SBA 7(a) approvals are to borrowers in cities that match no Census place in Muskingum County, the largest being Hopewell (6), Blue Rock (5), Chandlersville (4). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby