Philo, Ohio: commercial real estate data.
Philo is a Census village of 683 people across 0.51 square miles of land, in Muskingum County. Median household income is $42,344, 61.8 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Philo
What Philo is
- Census place typevillage
- Land area0.51 sq mi
- Water area0 sq mi
- Population per square mile of land1,333 plus or minus 355
- County holding the largest share of its areaMuskingum County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philo
How many people live in Philo
- Population683 plus or minus 182
- Median age39.4 plus or minus 9.9
- Population under 18152 plus or minus 49
- Share under 1822.3 percent
- Population 65 and over131 plus or minus 67
- Share 65 and over19.2 percent plus or minus 8.4
- Households301 plus or minus 87
- Family households171 plus or minus 44
- Share of households that are families56.8 percent plus or minus 22.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philo
Income and work in Philo
- Median household income$42,344 plus or minus $25,684
- Per capita income$27,137
- Civilian labor force317 plus or minus 105
- Employed302 plus or minus 98
- Unemployed15 plus or minus 22
- Unemployment rate4.7 percent plus or minus 6.8
- Adults 25 and over481 plus or minus 126
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 32.3
- Adults 25 and over with a bachelor degree or higher11.4 percent plus or minus 4.8
- Adults 25 and over with a graduate degree2.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philo
Housing in Philo
- Housing units336 plus or minus 89
- Occupied units301 plus or minus 87
- Vacant units35 plus or minus 27
- Vacancy rate10.4 percent plus or minus 7.5
- Owner occupied186 plus or minus 46
- Renter occupied115 plus or minus 71
- Ownership rate61.8 percent plus or minus 23.5
- Median owner-occupied home value$109,000
- Median gross rent, monthly$827
- Annual rent as a share of median income23.4 percent plus or minus 14.6
- Single family units298 plus or minus 87
- Share single family88.7 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes38 plus or minus 25
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philo
How Philo gets to work
- Workers 16 and over who commute305 plus or minus 98
- Commuting under 15 minutes39 plus or minus 28
- Share commuting under 15 minutes12.8 percent plus or minus 8.3
- Commuting 30 minutes or more144 plus or minus 46
- Share commuting 30 minutes or more47.2 percent plus or minus 21.3
- Drove alone85.3 percent
- Carpooled14.0 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.7 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philo
SBA loans in Philo (7(a))
- Approvals5
- Gross approval$1,192,400
- Average approval$238,480
- Median approval$94,500
- Largest approval$816,500
- Jobs supported33
- Jobs per approval6.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Philo, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Philo
Flood risk in Philo
- NFIP communityVillage of Philo
- NFIP community number390851
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date07/06/10
The Village of Philo does not participate in the National Flood Insurance Program as community 390851 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Muskingum County, not Philo
Muskingum County context, not Philo figures
- Establishments in Muskingum County1,737
- Covered employment, Muskingum County35,425
- Average annual pay, Muskingum County$52,271
- Housing units permitted, Muskingum County95
Every figure in this section is published for Muskingum County as a whole and is not a measurement of Philo.
All Muskingum County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Philo questions, answered from the record.
How many people live in Philo, Ohio?
683, in 301 households. Philo village covers 0.51 square miles of land, which is 1,333 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Philo in?
Muskingum County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Philo?
$42,344. The median owner-occupied home is valued at $109,000. Median gross rent is $827 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Philo businesses?
5 7(a) approvals totaling $1.2 m since FY2020, across 2 lenders, median approval $94,500. These count approvals to borrowers whose address is in Philo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Philo borrowers get paid back?
No rate is published for Philo. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Philo in the National Flood Insurance Program?
No, it is listed but not participating. Philo appears in the FEMA Community Status Book as Philo, village of, community 390851, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Philo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Muskingum County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Philo.
Is zoning published for Philo?
No. Nothing on this page presents parcel level zoning.