HomeOhioRichland CountyOntario city
Ontario city, Ohio: commercial real estate data.
Ontario city is a Census city of 6,667 people across 11.08 square miles of land, in Richland County. Median household income is $68,539, 59.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.1 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ontario
What Ontario is
- Census place typecity
- Land area11.08 sq mi
- Water area0.02 sq mi
- Population per square mile of land602
- County holding the largest share of its areaRichland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How many people live in Ontario
- Population6,667
- Median age39.9
- Population under 181,473
- Share under 1822.1 percent
- Population 65 and over1,199 plus or minus 267
- Share 65 and over18.0 percent plus or minus 4.0
- Households2,732
- Family households1,619
- Share of households that are families59.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Income and work in Ontario
- Median household income$68,539
- Per capita income$31,799
- Civilian labor force3,622
- Employed3,393
- Unemployed229 plus or minus 190
- Unemployment rate6.3 percent plus or minus 5.2
- Adults 25 and over4,658
- Adults 25 and over with a high school diploma or higher92.2 percent
- Adults 25 and over with a bachelor degree or higher23.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree9.0 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Housing in Ontario
- Housing units2,858
- Occupied units2,732
- Vacant units126 plus or minus 105
- Vacancy rate4.4 percent plus or minus 3.6
- Owner occupied1,616
- Renter occupied1,116 plus or minus 290
- Ownership rate59.2 percent
- Median owner-occupied home value$174,500
- Median gross rent, monthly$1,093
- Annual rent as a share of median income19.1 percent
- Single family units2,114
- Share single family74.0 percent
- Units in buildings of two or more744 plus or minus 291
- Share in buildings of two or more26.0 percent plus or minus 9.9
- Mobile homes0
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How Ontario gets to work
- Workers 16 and over who commute3,293
- Commuting under 15 minutes1,477 plus or minus 341
- Share commuting under 15 minutes44.9 percent plus or minus 9.3
- Commuting 30 minutes or more697 plus or minus 319
- Share commuting 30 minutes or more21.2 percent plus or minus 9.5
- Drove alone81.1 percent
- Carpooled13.5 percent plus or minus 6.8
- Public transport1.3 percent plus or minus 2.1
- Walked2.4 percent plus or minus 2.4
- Worked from home1.6 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
SBA loans in Ontario (7(a))
- Approvals11
- Gross approval$2,084,800
- Average approval$189,527
- Median approval$140,000
- Ninetieth percentile approval$350,000
- Largest approval$672,700
- Jobs supported55
- Jobs per approval5.0
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ontario
SBA loans in Ontario (504)
- Approvals2
- Gross approval$1,381,000
- Average approval$690,500
- Median approval$947,000
- Largest approval$947,000
- Jobs supported19
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ontario
Flood risk in Ontario
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390478
- Currently effective map date04/04/11(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Richland County, not Ontario
Richland County context, not Ontario figures
These are Richland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ontario measurements.
- Establishments in Richland County2,616
- Employment at those establishments, Richland County39,131
- Covered employment, Richland County48,954
- Average annual pay, Richland County$50,804
- Average weekly wage, Richland County$977
- Housing units permitted, Richland County143
- Of those, single family, Richland County122
- County product, 2024, Richland County$6,004,518,000
- County product change over the prior year, Richland County3.0 percent
- Average income of an arriving household, Richland County$46,866
Every figure in this section is published for Richland County as a whole and is not a measurement of Ontario. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ontario questions, answered from the record.
How many people live in Ontario, Ohio?
6,667, in 2,732 households. Ontario city covers 11.08 square miles of land, which is 602 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ontario in?
Richland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ontario?
$68,539. The median owner-occupied home is valued at $174,500. Median gross rent is $1,093 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ontario businesses?
11 7(a) approvals totalling $2.1 m, across 6 lenders, median approval $140,000, plus 2 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in Ontario, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ontario borrowers get paid back?
No rate is published for Ontario. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ontario in the National Flood Insurance Program?
Yes. Ontario appears in the FEMA Community Status Book as community 390478, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ontario figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Richland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ontario.
Is zoning published for Ontario?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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