HomeOhioRichland CountyShelby
Shelby, Ohio: commercial real estate data.
Shelby is a Census city of 8,865 people across 6.33 square miles of land, in Richland County. Median household income is $58,351, 61.2 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shelby
What Shelby is
- Census place typecity
- Land area6.33 sq mi
- Water area0.14 sq mi
- Population per square mile of land1,401
- County holding the largest share of its areaRichland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How many people live in Shelby
- Population8,865
- Median age39.1
- Population under 182,206 plus or minus 451
- Share under 1824.9 percent
- Population 65 and over1,849
- Share 65 and over20.9 percent
- Households3,633
- Family households2,300
- Share of households that are families63.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Income and work in Shelby
- Median household income$58,351
- Per capita income$29,248
- Civilian labor force4,147
- Employed3,973
- Unemployed174 plus or minus 116
- Unemployment rate4.2 percent plus or minus 2.8
- Adults 25 and over6,082
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher15.7 percent plus or minus 3.6
- Adults 25 and over with a graduate degree5.3 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
Housing in Shelby
- Housing units3,975
- Occupied units3,633
- Vacant units342 plus or minus 174
- Vacancy rate8.6 percent plus or minus 4.3
- Owner occupied2,224
- Renter occupied1,409 plus or minus 305
- Ownership rate61.2 percent
- Median owner-occupied home value$122,200
- Median gross rent, monthly$780
- Annual rent as a share of median income16.0 percent
- Single family units2,968
- Share single family74.7 percent
- Units in buildings of two or more954 plus or minus 266
- Share in buildings of two or more24.0 percent plus or minus 6.3
- Mobile homes53 plus or minus 55
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
How Shelby gets to work
- Workers 16 and over who commute3,644
- Commuting under 15 minutes987 plus or minus 264
- Share commuting under 15 minutes27.1 percent plus or minus 6.4
- Commuting 30 minutes or more818 plus or minus 251
- Share commuting 30 minutes or more22.4 percent plus or minus 6.3
- Drove alone85.1 percent
- Carpooled5.9 percent plus or minus 3.2
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.8
- Worked from home7.8 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelby
SBA loans in Shelby (7(a))
- Approvals8
- Gross approval$5,151,300
- Average approval$643,913
- Median approval$74,950
- Largest approval$4,500,000
- Jobs supported125
- Jobs per approval15.6
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises12.5 percent
- Distinct lenders6
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Shelby, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelby
SBA loans in Shelby (504)
- Approvals1
- Gross approval$846,000
- Average approval$846,000
- Median approval$846,000
- Largest approval$846,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Shelby, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shelby
Flood risk in Shelby
- NFIP communityCity of Shelby
- NFIP community number390479
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date08/15/19
The City of Shelby participates in the National Flood Insurance Program as community 390479 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Richland County, not Shelby
Richland County context, not Shelby figures
- Establishments in Richland County2,616
- Covered employment, Richland County48,954
- Average annual pay, Richland County$50,804
- Housing units permitted, Richland County143
Every figure in this section is published for Richland County as a whole and is not a measurement of Shelby.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shelby questions, answered from the record.
How many people live in Shelby, Ohio?
8,865, in 3,633 households. Shelby city covers 6.33 square miles of land, which is 1,401 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelby in?
Richland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelby?
$58,351. The median owner-occupied home is valued at $122,200. Median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelby businesses?
8 7(a) approvals totaling $5.2 m since FY2020, across 6 lenders, median approval $74,950, plus 1 504 approvals worth $846,000 since FY2010. These count approvals to borrowers whose address is in Shelby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelby borrowers get paid back?
No rate is published for Shelby. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shelby in the National Flood Insurance Program?
Yes. Shelby appears in the FEMA Community Status Book as Shelby, city of, community 390479, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shelby figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Richland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelby.
Is zoning published for Shelby?
No. Nothing on this page presents parcel level zoning.
Nearby