Union County, Ohio: commercial real estate data.
Union County, Ohio had an estimated 71,721 residents on July 1, 2024, up 14.2 percent since the 2020 census base of 62,790, across 432 square miles. County output reached $6.20 bn in 2024, 1,240 establishments operate here, and the SBA record carries 104 7(a) approvals worth $42.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Union County
How many people live in Union County
- Population, American Community Survey 2020-202467,324
- Households24,232
- Average household size2.78
- Median household income$112,322
- Median age38.5
- Median gross rent$1,247 per month
- Median owner-occupied home value$344,900
- Home value to household income3.1 times
- Annual rent as a share of median income13.3 percent
- Adults 25 and over with a bachelor degree or higher39.2 percent
- Adults 25 and over with a graduate degree13.7 percent
- Adults 25 and over46,052
- Population under 1816,248
- Share under 1824.1 percent
- Population 65 and over8,889
- Share 65 and over13.2 percent
- Working age population, 18 to 6442,187
- Civilian labor force36,226
- Unemployment rate2.6 percent
- Labor force participation, adults 18 and over70.9 percent
- Rank by population among Ohio counties36th of 88
- Rank by population among US county-equivalents, Puerto Rico included814th of 3,222
Union County is the 36th largest of 88 Ohio counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.1 percent against 13.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Union County
Is Union County's population growing?
- Population, July 1, 202471,721
- Census 2020 base population62,790
- Population change since the 2020 census base14.22 percent
- Population change, 2023 to 20241,956
- Births, 2024731
- Deaths, 2024510
- Natural change, 2024221
- Net domestic migration, 20241,464
- Net international migration, 2024278
- Total net migration, 20241,742
- Cumulative net domestic migration, 2021 to 20247,131
- Rank by growth among US county-equivalents72nd of 3,144
The county has grown 14.22 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Union County
Where are people moving to Union County from?
- Tax returns filed by households arriving2,729
- People arriving, from those returns5,390
- Tax returns filed by households leaving1,955
- Net household movement774
- Adjusted gross income arriving$284.7 m
- Net adjusted gross income movement$98.4 m
- Average income of an arriving household$104,314
- Average income of a leaving household$95,272
- Largest single originFranklin County (1,133 households)
- Largest single destinationFranklin County (436 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Franklin County | 1,133 | 2,340 | $140.0 m |
| Delaware County | 250 | 503 | $34.0 m |
| Logan County | 135 | 238 | $8.6 m |
| Madison County | 110 | 210 | $10.2 m |
| Marion County | 69 | 123 | $3.2 m |
| Champaign County | 57 | 122 | $2.8 m |
| Hardin County | 28 | 51 | $1.4 m |
| Cuyahoga County | 22 | 35 | $3.1 m |
Households arriving report $9,042 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Franklin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Union County
What is the Union County economy?
- County GDP, 2024$6.20 bn
- County GDP, 2023$5.58 bn
- GDP change, 2023 to 202411.1 percent
- GDP change over five years35.1 percent
- Rank by GDP among the Ohio areas BEA publishes25th of 88
- Rank by GDP among the US county areas BEA publishes635th of 3,127
- GDP per resident$92,088
Output grew 11.1 percent in the latest year and 35.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Union County
Employment by industry in Union County
- Covered employment, annual average34,660
- Establishments reporting1,580
- Average annual pay$74,039
- Average weekly wage$1,424
- Manufacturing, employment8,337
- Manufacturing, average annual pay$100,124
- Administrative and support and waste management services, employment4,677
- Administrative and support and waste management services, average annual pay$42,990
- Retail trade, employment2,981
- Retail trade, average annual pay$40,666
- Accommodation and food services, employment2,004
- Accommodation and food services, average annual pay$22,135
- Construction, employment1,750
- Transportation and warehousing, employment1,674
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 8,337 | 80 | $100,124 |
| Administrative and support and waste management services | 4,677 | 115 | $42,990 |
| Retail trade | 2,981 | 131 | $40,666 |
| Accommodation and food services | 2,004 | 98 | $22,135 |
| Construction | 1,750 | 155 | $93,083 |
| Transportation and warehousing | 1,674 | 56 | $55,493 |
| Health care and social assistance | 1,551 | 115 | $60,894 |
| Wholesale trade | 919 | 120 | $82,092 |
Manufacturing is the largest private sector at 8,337 jobs, 24.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Union County
How many businesses are in Union County?
- Establishments, all industries1,240
- Employment at those establishments29,795
- Annual payroll$1.83 bn
- Establishments per 1,000 residents18.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Union County
Building permits in Union County
- Housing units authorized by permit, 20241,498
- Declared construction value permitted$361.2 m
- Single family units authorized646
- Multifamily units authorized852
- Multifamily share of units56.9 percent
- Average declared value per unit$241,093
- Units authorized per 1,000 households61.8
Multifamily is 56.9 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Union County
SBA loans in Union County (7(a) and 504)
- 7(a) approvals recorded104
- 7(a) gross approval dollars$42.0 m
- Average 7(a) approval$403,540
- Median 7(a) approval$100,000
- 10th percentile approval$15,000
- 90th percentile approval$751,170
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)496
- Jobs per approval4.8
- Distinct 7(a) lenders active26
- Distinct industries receiving approvals58
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer13.5 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter89
- Franchise loans9
- Franchise share of approvals8.7 percent
- Most active lenderThe Huntington National Bank (55)
- 504 approvals recorded11
- 504 gross approval dollars$9.0 m
- Average 504 approval$815,364
- Median 504 approval$539,000
- Distinct CDCs active3
- 504 jobs per approval13.1
- 504 jobs per million dollars approved16.1
- Most active CDCCommunity Capital Development Corporation (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$50.9 m
The average approval of $403,540 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 13.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Union County
SBA loan default and charge-off rates in Union County
Do SBA loans in Union County get paid back?
- Loans with a final outcome recorded16
- Paid in full16
- Charged off0
- Status: Paid in full16
- Status: Cancelled8
- Status: Exempt from disclosure78
- Status: Committed, not yet disbursed2
Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
SBA lending by place in Union County
- Borrower cities with recorded lending8
- Marysville, approvals71
- Plain City, approvals20
- Ostrander, approvals5
- Raymond, approvals2
- Marsyville, approvals2
- Dublin, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Marysville | 71 | $33,916,200 |
| Plain City | 20 | $6,609,500 |
| Ostrander | 5 | $76,400 |
| Raymond | 2 | $605,000 |
| Marsyville | 2 | $499,000 |
| Dublin | 2 | $105,000 |
| Richwood | 1 | $80,000 |
| West Mansfield | 1 | $77,100 |
Marysville accounts for 71 approvals against 20 in Plain City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union County
How large is Union County?
- Land area432 sq mi
- Rank by land area among Ohio counties45th of 88
- Width, east to west20.1 mi
- Height, north to south27.6 mi
- Geographies sharing a boundary7
- Residents per square mile of land156
- Establishments per square mile2.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Union County
Flood risk in Union County
- Participation of the county's own NFIP community Union County, unincorporated areasParticipating, community 390808
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Union County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Union County (community 390808), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Union County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Union County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Union County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202467,324
- Households24,232
- Average household size2.78
- Median household income$112,322
- Median age38.5
Common questions
Union County questions, answered from the record.
How many people live in Union County, Ohio?
The Census Bureau estimates 71,721 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 67,324, in 24,232 households, ranking 36th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Union County's population growing?
The population has grown 14.22 percent since the 2020 census base of 62,790, to 71,721 on July 1, 2024. In 2024 there were 731 births against 510 deaths, with net migration of 1,742. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Union County?
$112,322. The median owner-occupied home is valued at $344,900, which is 3.1 times income, and median gross rent is $1,247 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Union County?
1,240 establishments, employing 29,795 people with an annual payroll of $1.83 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Union County?
Manufacturing is the largest private sector at 8,337 jobs, 24.1 percent of covered employment. Covered employment averages 34,660 jobs at an average annual pay of $74,039, or $1,424 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Union County?
104 7(a) approvals totaling $42.0 m since FY2020, across 26 lenders, with a median approval of $100,000, plus 11 504 approvals worth $9.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Union County?
1,498 housing units were authorized by permit in 2024, with a declared construction value of $361.2 m. Multifamily was 56.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Union County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Union County come from?
The largest single origin is Franklin County, with 1,133 households. Arriving households report an average income of $104,314 against $95,272 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Union County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Union County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Union County
Cities and places in Union.
9 Census places lie wholly or partly in Union County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dublin | city | 49,294 | 2 | 7.9 percent here, 84.4 percent Franklin County, 7.7 percent Delaware County |
| Marysville | city | 27,518 | 71 | Wholly in this county |
| Plain City | village | 3,829 | 20 | 33.4 percent here, 66.6 percent Madison County |
| Richwood | village | 2,332 | 1 | Wholly in this county |
| New California | CDP | 1,672 | None recorded | Wholly in this county |
| Milford Center | village | 770 | None recorded | Wholly in this county |
| Raymond | CDP | 415 | 2 | Wholly in this county |
| Magnetic Springs | village | 359 | None recorded | Wholly in this county |
| Unionville Center | village | 269 | None recorded | Wholly in this county |
A further 8 of the county's 104 SBA 7(a) approvals are to borrowers in cities that match no Census place in Union County, the largest being Ostrander (5), Marsyville (2), West Mansfield (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.