Delaware County, Ohio: commercial real estate data.
Delaware County, Ohio had an estimated 237,966 residents on July 1, 2024, up 11.1 percent since the 2020 census base of 214,123, across 443 square miles. County output reached $19.13 bn in 2024, 5,365 establishments operate here, and the SBA record carries 657 7(a) approvals worth $221.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Delaware County
How many people live in Delaware County
- Population, American Community Survey 2020-2024226,834
- Households82,287
- Average household size2.76
- Median household income$133,540
- Median age40.1
- Median gross rent$1,492 per month
- Median owner-occupied home value$445,500
- Home value to household income3.3 times
- Annual rent as a share of median income13.4 percent
- Adults 25 and over with a bachelor degree or higher59.4 percent
- Adults 25 and over with a graduate degree24.0 percent
- Adults 25 and over152,109
- Population under 1856,264
- Share under 1824.8 percent
- Population 65 and over34,165
- Share 65 and over15.1 percent
- Working age population, 18 to 64136,405
- Civilian labor force123,902
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over72.6 percent
- Rank by population among Ohio counties12th of 88
- Rank by population among US county-equivalents, Puerto Rico included315th of 3,222
Delaware County is the 12th largest of 88 Ohio counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.8 percent against 15.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Delaware County
Is Delaware County's population growing?
- Population, July 1, 2024237,966
- Census 2020 base population214,123
- Population change since the 2020 census base11.14 percent
- Population change, 2023 to 20245,234
- Births, 20242,136
- Deaths, 20241,455
- Natural change, 2024681
- Net domestic migration, 20242,801
- Net international migration, 20241,752
- Total net migration, 20244,553
- Cumulative net domestic migration, 2021 to 202415,856
- Rank by growth among US county-equivalents127th of 3,144
The county has grown 11.14 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Delaware County
Where are people moving to Delaware County from?
- Tax returns filed by households arriving8,396
- People arriving, from those returns15,697
- Tax returns filed by households leaving6,898
- Net household movement1,498
- Adjusted gross income arriving$900.8 m
- Net adjusted gross income movement$-5.7 m
- Average income of an arriving household$107,289
- Average income of a leaving household$131,421
- Largest single originFranklin County (4,271 households)
- Largest single destinationFranklin County (2,734 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Franklin County | 4,271 | 8,006 | $466.9 m |
| Licking County | 163 | 323 | $12.9 m |
| Union County | 162 | 322 | $36.6 m |
| Marion County | 150 | 256 | $7.8 m |
| Morrow County | 132 | 245 | $6.6 m |
| Cuyahoga County | 106 | 190 | $11.1 m |
| Fairfield County | 106 | 197 | $9.3 m |
| Knox County | 92 | 171 | $6.5 m |
Households arriving report $24,132 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Franklin County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Delaware County
What is the Delaware County economy?
- County GDP, 2024$19.13 bn
- County GDP, 2023$17.78 bn
- GDP change, 2023 to 20247.6 percent
- GDP change over five years42.2 percent
- Rank by GDP among the Ohio areas BEA publishes9th of 88
- Rank by GDP among the US county areas BEA publishes269th of 3,127
- GDP per resident$84,347
Output grew 7.6 percent in the latest year and 42.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Delaware County
Employment by industry in Delaware County
- Covered employment, annual average98,182
- Establishments reporting7,248
- Average annual pay$72,243
- Average weekly wage$1,389
- Retail trade, employment12,409
- Retail trade, average annual pay$36,357
- Accommodation and food services, employment12,032
- Accommodation and food services, average annual pay$26,939
- Management of companies and enterprises, employment11,982
- Management of companies and enterprises, average annual pay$142,285
- Health care and social assistance, employment11,232
- Health care and social assistance, average annual pay$59,605
- Manufacturing, employment7,216
- Professional, scientific and technical services, employment6,558
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 12,409 | 671 | $36,357 |
| Accommodation and food services | 12,032 | 569 | $26,939 |
| Management of companies and enterprises | 11,982 | 82 | $142,285 |
| Health care and social assistance | 11,232 | 732 | $59,605 |
| Manufacturing | 7,216 | 191 | $84,254 |
| Professional, scientific and technical services | 6,558 | 1,412 | $104,258 |
| Finance and insurance | 4,544 | 470 | $125,958 |
| Construction | 3,820 | 519 | $91,284 |
Retail trade is the largest private sector at 12,409 jobs, 12.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Delaware County
How many businesses are in Delaware County?
- Establishments, all industries5,365
- Employment at those establishments94,895
- Annual payroll$6.35 bn
- Establishments per 1,000 residents23.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Delaware County
Building permits in Delaware County
- Housing units authorized by permit, 20242,747
- Declared construction value permitted$930.6 m
- Single family units authorized1,979
- Multifamily units authorized768
- Multifamily share of units28.0 percent
- Average declared value per unit$338,760
- Units authorized per 1,000 households33.4
Single-family homes are 72.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Delaware County
SBA loans in Delaware County (7(a) and 504)
- 7(a) approvals recorded657
- 7(a) gross approval dollars$221.8 m
- Average 7(a) approval$337,523
- Median 7(a) approval$111,000
- 10th percentile approval$25,000
- 90th percentile approval$758,220
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)6,234
- Jobs per approval9.5
- Distinct 7(a) lenders active63
- Distinct industries receiving approvals194
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.2 percent
- Loans on real estate terms41
- Loans on working capital terms, 120 months or shorter589
- Franchise loans115
- Franchise share of approvals17.5 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (26)
- Most active lenderThe Huntington National Bank (380)
- 504 approvals recorded93
- 504 gross approval dollars$51.4 m
- Average 504 approval$552,860
- Median 504 approval$313,000
- Distinct CDCs active6
- 504 jobs per approval4.7
- 504 jobs per million dollars approved8.4
- Most active CDCCommunity Capital Development Corporation (50)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$273.2 m
The average approval of $337,523 sits well above the median of $111,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 6.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Delaware County
SBA loan default and charge-off rates in Delaware County
Do SBA loans in Delaware County get paid back?
- Loans with a final outcome recorded148
- Paid in full144
- Charged off4
- Charge-off rate on resolved loans2.7 percent
- Status: Paid in full144
- Status: Exempt from disclosure387
- Status: Cancelled72
- Status: Charged off4
- Status: Committed, not yet disbursed50
Of the 148 loans that have reached a final outcome, 2.7 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delaware County
SBA lending by place in Delaware County
- Borrower cities with recorded lending18
- Powell, approvals151
- Delaware, approvals129
- Westerville, approvals95
- Lewis Center, approvals91
- Columbus, approvals69
- Sunbury, approvals44
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Powell | 151 | $55,365,400 |
| Delaware | 129 | $46,522,600 |
| Westerville | 95 | $31,898,100 |
| Lewis Center | 91 | $33,005,200 |
| Columbus | 69 | $17,226,800 |
| Sunbury | 44 | $25,260,900 |
| Galena | 37 | $4,937,600 |
| Ostrander | 12 | $4,433,800 |
| 10 other borrower cities | 29 | $3,101,900 |
Powell accounts for 151 approvals against 129 in Delaware. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delaware County
How large is Delaware County?
- Land area443 sq mi
- Rank by land area among Ohio counties43rd of 88
- Width, east to west26.6 mi
- Height, north to south22 mi
- Geographies sharing a boundary6
- Residents per square mile of land512
- Establishments per square mile12.11
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Delaware County
Flood risk in Delaware County
- Participation of the county's own NFIP community Delaware County, unincorporated areasParticipating, community 390146
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Delaware County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Delaware County (community 390146), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Delaware County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Delaware County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Delaware County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024226,834
- Households82,287
- Average household size2.76
- Median household income$133,540
- Median age40.1
Common questions
Delaware County questions, answered from the record.
How many people live in Delaware County, Ohio?
The Census Bureau estimates 237,966 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 226,834, in 82,287 households, ranking 12th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Delaware County's population growing?
The population has grown 11.14 percent since the 2020 census base of 214,123, to 237,966 on July 1, 2024. In 2024 there were 2,136 births against 1,455 deaths, with net migration of 4,553. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Delaware County?
$133,540. The median owner-occupied home is valued at $445,500, which is 3.3 times income, and median gross rent is $1,492 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Delaware County?
5,365 establishments, employing 94,895 people with an annual payroll of $6.35 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Delaware County?
Retail trade is the largest private sector at 12,409 jobs, 12.6 percent of covered employment. Covered employment averages 98,182 jobs at an average annual pay of $72,243, or $1,389 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Delaware County?
657 7(a) approvals totaling $221.8 m since FY2020, across 63 lenders, with a median approval of $111,000, plus 93 504 approvals worth $51.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Delaware County get paid back?
Of the 148 loans that have reached a final outcome, 144 were paid in full and 4 charged off, a charge-off rate of 2.7 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Delaware County?
2,747 housing units were authorized by permit in 2024, with a declared construction value of $930.6 m. Multifamily was 28.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Delaware County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Delaware County come from?
The largest single origin is Franklin County, with 4,271 households. Arriving households report an average income of $107,289 against $131,421 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Delaware County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Delaware County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Delaware County
Cities and places in Delaware.
11 Census places lie wholly or partly in Delaware County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Dublin | city | 49,294 | 1 | 7.7 percent here, 84.4 percent Franklin County, 7.9 percent Union County |
| Delaware | city | 44,589 | 129 | Wholly in this county |
| Westerville | city | 38,645 | 95 | 31.6 percent here, 68.4 percent Franklin County |
| Powell | city | 14,451 | 151 | Wholly in this county |
| Sunbury | city | 8,005 | 44 | Wholly in this county |
| Galena | village | 1,709 | 37 | Wholly in this county |
| Ashley | village | 1,593 | 6 | Wholly in this county |
| Ostrander | village | 1,008 | 12 | Wholly in this county |
| Shawnee Hills | village | 946 | None recorded | Wholly in this county |
| Radnor | CDP | 95 | 1 | Wholly in this county |
| Kilbourne | CDP | 43 | None recorded | Wholly in this county |
A further 181 of the county's 657 SBA 7(a) approvals are to borrowers in cities that match no Census place in Delaware County, the largest being Lewis Center (91), Columbus (69), Marysville (10). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby