Wood County, Ohio: commercial real estate data.
Wood County, Ohio had an estimated 133,077 residents on July 1, 2024, up 0.6 percent since the 2020 census base of 132,255, across 617 square miles. County output reached $10.69 bn in 2024, 2,862 establishments operate here, and the SBA record carries 292 7(a) approvals worth $86.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wood County
How many people live in Wood County
- Population, American Community Survey 2020-2024132,064
- Households54,257
- Average household size2.43
- Median household income$74,216
- Median age36.2
- Median gross rent$972 per month
- Median owner-occupied home value$227,600
- Home value to household income3.1 times
- Annual rent as a share of median income15.7 percent
- Adults 25 and over with a bachelor degree or higher36.5 percent
- Adults 25 and over with a graduate degree14.9 percent
- Adults 25 and over83,929
- Population under 1826,719
- Share under 1820.2 percent
- Population 65 and over22,040
- Share 65 and over16.7 percent
- Working age population, 18 to 6483,305
- Civilian labor force70,970
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over67.4 percent
- Rank by population among Ohio counties22nd of 88
- Rank by population among US county-equivalents, Puerto Rico included495th of 3,222
Wood County is the 22nd largest of 88 Ohio counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 20.2 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wood County
Is Wood County's population growing?
- Population, July 1, 2024133,077
- Census 2020 base population132,255
- Population change since the 2020 census base0.62 percent
- Population change, 2023 to 2024264
- Births, 20241,202
- Deaths, 20241,207
- Natural change, 2024-5
- Net domestic migration, 2024-119
- Net international migration, 2024385
- Total net migration, 2024266
- Cumulative net domestic migration, 2021 to 202469
- Rank by growth among US county-equivalents1613th of 3,144
The county has grown 0.62 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wood County
Where are people moving to Wood County from?
- Tax returns filed by households arriving4,026
- People arriving, from those returns6,504
- Tax returns filed by households leaving4,290
- Net household movement-264
- Adjusted gross income arriving$248.7 m
- Net adjusted gross income movement$-18.7 m
- Average income of an arriving household$61,772
- Average income of a leaving household$62,341
- Largest single originLucas County (1,500 households)
- Largest single destinationLucas County (1,511 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lucas County | 1,500 | 2,461 | $91.1 m |
| Hancock County | 216 | 385 | $15.6 m |
| Ottawa County | 137 | 227 | $7.4 m |
| Sandusky County | 113 | 147 | $5.4 m |
| Franklin County | 105 | 148 | $5.8 m |
| Seneca County | 105 | 165 | $3.8 m |
| Monroe County | 77 | 114 | $4.2 m |
| Henry County | 68 | 114 | $3.8 m |
Households arriving report $569 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Lucas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wood County
What is the Wood County economy?
- County GDP, 2024$10.69 bn
- County GDP, 2023$10.29 bn
- GDP change, 2023 to 20243.9 percent
- GDP change over five years40.6 percent
- Rank by GDP among the Ohio areas BEA publishes17th of 88
- Rank by GDP among the US county areas BEA publishes417th of 3,127
- GDP per resident$80,961
Output grew 3.9 percent in the latest year and 40.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wood County
Employment by industry in Wood County
- Covered employment, annual average75,922
- Establishments reporting3,473
- Average annual pay$56,557
- Average weekly wage$1,088
- Manufacturing, employment14,485
- Manufacturing, average annual pay$70,869
- Transportation and warehousing, employment11,569
- Transportation and warehousing, average annual pay$44,040
- Accommodation and food services, employment7,087
- Accommodation and food services, average annual pay$19,781
- Retail trade, employment6,210
- Retail trade, average annual pay$32,882
- Health care and social assistance, employment6,168
- Construction, employment4,611
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 14,485 | 200 | $70,869 |
| Transportation and warehousing | 11,569 | 177 | $44,040 |
| Accommodation and food services | 7,087 | 328 | $19,781 |
| Retail trade | 6,210 | 353 | $32,882 |
| Health care and social assistance | 6,168 | 307 | $56,466 |
| Construction | 4,611 | 258 | $93,645 |
| Wholesale trade | 3,333 | 228 | $72,528 |
| Other services, except public administration | 2,409 | 282 | $44,508 |
Manufacturing is the largest private sector at 14,485 jobs, 19.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wood County
How many businesses are in Wood County?
- Establishments, all industries2,862
- Employment at those establishments63,310
- Annual payroll$3.47 bn
- Establishments per 1,000 residents21.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wood County
Building permits in Wood County
- Housing units authorized by permit, 2024491
- Declared construction value permitted$91.2 m
- Single family units authorized319
- Multifamily units authorized172
- Multifamily share of units35.0 percent
- Average declared value per unit$185,698
- Units authorized per 1,000 households9.0
Single-family homes are 65.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Wood County
SBA loans in Wood County (7(a) and 504)
- 7(a) approvals recorded292
- 7(a) gross approval dollars$86.2 m
- Average 7(a) approval$295,351
- Median 7(a) approval$60,300
- 10th percentile approval$18,320
- 90th percentile approval$696,500
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,280
- Jobs per approval7.8
- Distinct 7(a) lenders active33
- Distinct industries receiving approvals116
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer5.1 percent
- Loans on real estate terms15
- Loans on working capital terms, 120 months or shorter260
- Franchise loans38
- Franchise share of approvals13.0 percent
- Leading industry by approval countGeneral Freight Trucking, Local (17)
- Most active lenderThe Huntington National Bank (195)
- 504 approvals recorded29
- 504 gross approval dollars$28.6 m
- Average 504 approval$985,931
- Median 504 approval$659,000
- Distinct CDCs active7
- 504 jobs per approval12.3
- 504 jobs per million dollars approved12.5
- Most active CDCNorthwest Ohio Development Assistance Corporation (19)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$114.8 m
The average approval of $295,351 sits well above the median of $60,300, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 5.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wood County
SBA loan default and charge-off rates in Wood County
Do SBA loans in Wood County get paid back?
- Loans with a final outcome recorded73
- Paid in full69
- Charged off4
- Charge-off rate on resolved loans5.5 percent
- Status: Exempt from disclosure178
- Status: Paid in full69
- Status: Cancelled29
- Status: Committed, not yet disbursed12
- Status: Charged off4
Of the 73 loans that have reached a final outcome, 5.5 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wood County
SBA lending by place in Wood County
- Borrower cities with recorded lending22
- Perrysburg, approvals121
- Bowling Green, approvals60
- Grand Rapids, approvals18
- Northwood, approvals14
- Walbridge, approvals8
- Custar, approvals7
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Perrysburg | 121 | $48,381,900 |
| Bowling Green | 60 | $13,805,300 |
| Grand Rapids | 18 | $3,270,700 |
| Northwood | 14 | $1,174,800 |
| Walbridge | 8 | $2,221,900 |
| Custar | 7 | $283,700 |
| Rossford | 6 | $7,583,600 |
| Weston | 6 | $728,500 |
| 14 other borrower cities | 52 | $8,792,100 |
Perrysburg accounts for 121 approvals against 60 in Bowling Green. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wood County
How large is Wood County?
- Land area617 sq mi
- Rank by land area among Ohio counties7th of 88
- Width, east to west24.3 mi
- Height, north to south31.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land214
- Establishments per square mile4.64
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wood County
Flood risk in Wood County
- Participation of the county's own NFIP community Wood County, unincorporated areasParticipating, community 390809
- Communities in the county in the NFIP Community Status Book17
- Of those, participating in the NFIP12
- NFIP participation rate70.6 percent
- Communities carrying a CRS class0
- Radon levels in Wood County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Wood County (community 390809), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Wood County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 70.6 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wood County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wood County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024132,064
- Households54,257
- Average household size2.43
- Median household income$74,216
- Median age36.2
Common questions
Wood County questions, answered from the record.
How many people live in Wood County, Ohio?
The Census Bureau estimates 133,077 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 132,064, in 54,257 households, ranking 22nd of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wood County's population growing?
The population has grown 0.62 percent since the 2020 census base of 132,255, to 133,077 on July 1, 2024. In 2024 there were 1,202 births against 1,207 deaths, with net migration of 266. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wood County?
$74,216. The median owner-occupied home is valued at $227,600, which is 3.1 times income, and median gross rent is $972 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wood County?
2,862 establishments, employing 63,310 people with an annual payroll of $3.47 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wood County?
Manufacturing is the largest private sector at 14,485 jobs, 19.1 percent of covered employment. Covered employment averages 75,922 jobs at an average annual pay of $56,557, or $1,088 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wood County?
292 7(a) approvals totaling $86.2 m since FY2020, across 33 lenders, with a median approval of $60,300, plus 29 504 approvals worth $28.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Wood County get paid back?
Of the 73 loans that have reached a final outcome, 69 were paid in full and 4 charged off, a charge-off rate of 5.5 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Wood County?
491 housing units were authorized by permit in 2024, with a declared construction value of $91.2 m. Multifamily was 35.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wood County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wood County come from?
The largest single origin is Lucas County, with 1,500 households. Arriving households report an average income of $61,772 against $62,341 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wood County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wood County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wood County
Cities and places in Wood.
28 Census places lie wholly or partly in Wood County. All 28 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Bowling Green | city | 29,983 | 60 | Wholly in this county |
| Perrysburg | city | 25,181 | 121 | Wholly in this county |
| Fostoria | city | 12,344 | 2 | 10.2 percent here, 66.5 percent Seneca County, 23.3 percent Hancock County |
| Rossford | city | 6,323 | 6 | Wholly in this county |
| Northwood | city | 5,193 | 14 | Wholly in this county |
| North Baltimore | village | 3,584 | 3 | Wholly in this county |
| Walbridge | village | 3,034 | 8 | Wholly in this county |
| Weston | village | 1,638 | 6 | Wholly in this county |
| Pemberville | village | 1,371 | 5 | Wholly in this county |
| Haskins | village | 1,291 | 5 | Wholly in this county |
| Millbury | village | 1,259 | 6 | Wholly in this county |
| Bradner | village | 1,053 | None recorded | Wholly in this county |
| Luckey | village | 953 | 4 | Wholly in this county |
| Wayne | village | 924 | 5 | Wholly in this county |
| Grand Rapids | village | 802 | 18 | Wholly in this county |
| Risingsun | village | 737 | None recorded | Wholly in this county |
| Bloomdale | village | 653 | None recorded | Wholly in this county |
| Cygnet | village | 581 | 5 | Wholly in this county |
| Portage | village | 498 | 2 | Wholly in this county |
| Stony Ridge | CDP | 497 | None recorded | Wholly in this county |
| Jerry City | village | 465 | None recorded | Wholly in this county |
| Hoytville | village | 381 | None recorded | Wholly in this county |
| Tontogany | village | 343 | None recorded | Wholly in this county |
| Rudolph | CDP | 273 | 6 | Wholly in this county |
| Custar | village | 232 | 7 | Wholly in this county |
| West Millgrove | village | 185 | None recorded | Wholly in this county |
| Milton Center | village | 183 | None recorded | Wholly in this county |
| Bairdstown | village | 86 | None recorded | Wholly in this county |
A further 9 of the county's 292 SBA 7(a) approvals are to borrowers in cities that match no Census place in Wood County, the largest being Protage (4), Genoa (2), Perrysburgh (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby