Sandusky County, Ohio: commercial real estate data.
Sandusky County, Ohio had an estimated 58,866 residents on July 1, 2024, down 0.1 percent since the 2020 census base of 58,903, across 408 square miles. County output reached $4.10 bn in 2024, 1,250 establishments operate here, and the SBA record carries 77 7(a) approvals worth $33.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sandusky County
How many people live in Sandusky County
- Population, American Community Survey 2020-202458,778
- Households24,686
- Average household size2.38
- Median household income$62,295
- Median age42.5
- Median gross rent$783 per month
- Median owner-occupied home value$160,700
- Home value to household income2.6 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent
- Adults 25 and over with a graduate degree5.5 percent
- Adults 25 and over41,683
- Population under 1812,678
- Share under 1821.6 percent
- Population 65 and over11,904
- Share 65 and over20.3 percent
- Working age population, 18 to 6434,196
- Civilian labor force28,059
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over60.9 percent
- Rank by population among Ohio counties44th of 88
- Rank by population among US county-equivalents, Puerto Rico included909th of 3,222
Sandusky County is the 44th largest of 88 Ohio counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 20.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sandusky County
Is Sandusky County's population growing?
- Population, July 1, 202458,866
- Census 2020 base population58,903
- Population change since the 2020 census base-0.06 percent
- Population change, 2023 to 202481
- Births, 2024561
- Deaths, 2024664
- Natural change, 2024-103
- Net domestic migration, 20242
- Net international migration, 2024184
- Total net migration, 2024186
- Cumulative net domestic migration, 2021 to 2024326
- Rank by growth among US county-equivalents1856th of 3,144
The county has lost 0.06 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sandusky County
Where are people moving to Sandusky County from?
- Tax returns filed by households arriving1,308
- People arriving, from those returns2,287
- Tax returns filed by households leaving1,299
- Net household movement9
- Adjusted gross income arriving$62.3 m
- Net adjusted gross income movement$1.6 m
- Average income of an arriving household$47,633
- Average income of a leaving household$46,724
- Largest single originSeneca County (175 households)
- Largest single destinationSeneca County (170 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Seneca County | 175 | 295 | $7.8 m |
| Ottawa County | 170 | 295 | $8.2 m |
| Huron County | 128 | 237 | $6.1 m |
| Erie County | 123 | 221 | $5.0 m |
| Wood County | 114 | 197 | $5.0 m |
| Lucas County | 100 | 182 | $4.9 m |
| Hancock County | 42 | 63 | $1.7 m |
| Franklin County | 36 | 51 | $1.7 m |
Households arriving report $909 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Seneca County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sandusky County
What is the Sandusky County economy?
- County GDP, 2024$4.10 bn
- County GDP, 2023$3.93 bn
- GDP change, 2023 to 20244.3 percent
- GDP change over five years39.6 percent
- Rank by GDP among the Ohio areas BEA publishes37th of 88
- Rank by GDP among the US county areas BEA publishes791st of 3,127
- GDP per resident$69,730
Output grew 4.3 percent in the latest year and 39.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sandusky County
Employment by industry in Sandusky County
- Covered employment, annual average24,936
- Establishments reporting1,468
- Average annual pay$52,676
- Average weekly wage$1,013
- Manufacturing, employment8,554
- Manufacturing, average annual pay$63,859
- Retail trade, employment2,483
- Retail trade, average annual pay$35,852
- Accommodation and food services, employment2,015
- Accommodation and food services, average annual pay$19,546
- Construction, employment1,006
- Construction, average annual pay$70,474
- Administrative and support and waste management services, employment930
- Transportation and warehousing, employment702
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 8,554 | 114 | $63,859 |
| Retail trade | 2,483 | 197 | $35,852 |
| Accommodation and food services | 2,015 | 132 | $19,546 |
| Construction | 1,006 | 150 | $70,474 |
| Administrative and support and waste management services | 930 | 80 | $40,042 |
| Transportation and warehousing | 702 | 61 | $59,752 |
| Other services, except public administration | 694 | 108 | $32,700 |
| Professional, scientific and technical services | 521 | 96 | $54,580 |
Manufacturing is the largest private sector at 8,554 jobs, 34.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sandusky County
How many businesses are in Sandusky County?
- Establishments, all industries1,250
- Employment at those establishments21,763
- Annual payroll$1.11 bn
- Establishments per 1,000 residents21.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Sandusky County
Building permits in Sandusky County
- Housing units authorized by permit, 202426
- Declared construction value permitted$8.9 m
- Single family units authorized26
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$340,556
- Units authorized per 1,000 households1.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Sandusky County
SBA loans in Sandusky County (7(a) and 504)
- 7(a) approvals recorded77
- 7(a) gross approval dollars$33.8 m
- Average 7(a) approval$438,570
- Median 7(a) approval$100,000
- 10th percentile approval$18,600
- 90th percentile approval$1,359,200
- Largest single approval$4,452,500
- Jobs reported supported, 7(a)742
- Jobs per approval9.6
- Distinct 7(a) lenders active13
- Distinct industries receiving approvals36
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.6 percent
- Loans on real estate terms12
- Loans on working capital terms, 120 months or shorter59
- Franchise loans6
- Franchise share of approvals7.8 percent
- Most active lenderThe Huntington National Bank (55)
- 504 approvals recorded9
- 504 gross approval dollars$5.1 m
- Average 504 approval$564,333
- Median 504 approval$379,000
- Distinct CDCs active3
- 504 jobs per approval9.6
- 504 jobs per million dollars approved16.9
- Most active CDCNorthwest Ohio Development Assistance Corporation (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$38.8 m
The average approval of $438,570 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sandusky County
SBA loan default and charge-off rates in Sandusky County
Do SBA loans in Sandusky County get paid back?
- Loans with a final outcome recorded22
- Paid in full22
- Charged off0
- Status: Paid in full22
- Status: Cancelled7
- Status: Exempt from disclosure47
- Status: Committed, not yet disbursed1
Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sandusky County
SBA lending by place in Sandusky County
- Borrower cities with recorded lending8
- Fremont, approvals46
- Gibsonburg, approvals10
- Vickery, approvals6
- Clyde, approvals5
- Woodville, approvals5
- Bellevue, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fremont | 46 | $18,198,000 |
| Gibsonburg | 10 | $3,396,100 |
| Vickery | 6 | $2,945,200 |
| Clyde | 5 | $5,659,500 |
| Woodville | 5 | $231,100 |
| Bellevue | 2 | $2,562,000 |
| Helena | 2 | $370,000 |
| Green Springs | 1 | $408,000 |
Fremont accounts for 46 approvals against 10 in Gibsonburg. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sandusky County
How large is Sandusky County?
- Land area408 sq mi
- Rank by land area among Ohio counties65th of 88
- Width, east to west30.1 mi
- Height, north to south17 mi
- Geographies sharing a boundary5
- Residents per square mile of land144
- Establishments per square mile3.06
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Sandusky County
Flood risk in Sandusky County
- Participation of the county's own NFIP community Sandusky County, unincorporated areasParticipating, community 390486
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP7
- NFIP participation rate77.8 percent
- Communities carrying a CRS class0
- Radon levels in Sandusky County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Sandusky County (community 390486), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Sandusky County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 77.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Sandusky County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sandusky County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202458,778
- Households24,686
- Average household size2.38
- Median household income$62,295
- Median age42.5
Common questions
Sandusky County questions, answered from the record.
How many people live in Sandusky County, Ohio?
The Census Bureau estimates 58,866 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 58,778, in 24,686 households, ranking 44th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sandusky County's population growing?
The population has fallen 0.06 percent since the 2020 census base of 58,903, to 58,866 on July 1, 2024. In 2024 there were 561 births against 664 deaths, with net migration of 186. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sandusky County?
$62,295. The median owner-occupied home is valued at $160,700, which is 2.6 times income, and median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Sandusky County?
1,250 establishments, employing 21,763 people with an annual payroll of $1.11 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Sandusky County?
Manufacturing is the largest private sector at 8,554 jobs, 34.3 percent of covered employment. Covered employment averages 24,936 jobs at an average annual pay of $52,676, or $1,013 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sandusky County?
77 7(a) approvals totaling $33.8 m since FY2020, across 13 lenders, with a median approval of $100,000, plus 9 504 approvals worth $5.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Sandusky County?
26 housing units were authorized by permit in 2024, with a declared construction value of $8.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sandusky County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sandusky County come from?
The largest single origin is Seneca County, with 175 households. Arriving households report an average income of $47,633 against $46,724 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sandusky County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sandusky County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Sandusky County
Cities and places in Sandusky.
15 Census places lie wholly or partly in Sandusky County. All 15 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Fremont | city | 15,835 | 46 | Wholly in this county |
| Bellevue | city | 8,187 | 2 | 44.7 percent here, 51.0 percent Huron County, 4.3 percent Erie County |
| Clyde | city | 6,331 | 5 | Wholly in this county |
| Ballville | CDP | 3,929 | None recorded | Wholly in this county |
| Gibsonburg | village | 2,532 | 10 | Wholly in this county |
| Woodville | village | 1,990 | 5 | Wholly in this county |
| Stony Prairie | CDP | 1,701 | None recorded | Wholly in this county |
| Green Springs | village | 1,170 | 1 | 50.0 percent here, 50.0 percent Seneca County |
| Lindsey | village | 411 | None recorded | Wholly in this county |
| Whites Landing | CDP | 386 | None recorded | 36.0 percent here, 64.0 percent Erie County |
| Helena | village | 245 | 2 | Wholly in this county |
| Burgoon | village | 170 | None recorded | Wholly in this county |
| Vickery | CDP | 132 | 6 | Wholly in this county |
| Hessville | CDP | 78 | None recorded | Wholly in this county |
| Wightmans Grove | CDP | 33 | None recorded | Wholly in this county |
Nearby