Erie County, Ohio: commercial real estate data.
Erie County, Ohio has a population of 74,581 across 252 square miles, down 2.4 percent since the 2020 census base. County output reached $5.36 bn in 2024, 1,802 establishments operate here, and the SBA record carries 102 7(a) approvals worth $39.8 m.
127 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Erie County
How many people live in Erie County
- Population74,581
- Households32,482
- Average household size2.30
- Median household income$71,993
- Median age45.3
- Median gross rent$933 per month
- Median owner-occupied home value$199,700
- Home value to household income2.8 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher29.0 percent
- Adults 25 and over with a graduate degree9.9 percent
- Adults 25 and over54,022
- Population under 1814,492
- Share under 1819.4 percent
- Population 65 and over17,683
- Share 65 and over23.7 percent
- Working age population, 18 to 6442,406
- Civilian labor force38,075
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over63.4 percent
- Rank by population among Ohio counties34th of 88
- Rank by population among US county-equivalents757th
Erie County is the 34th largest of 88 Ohio counties by population. A median home costs 2.8 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 19.4 percent, which points demand at health care, services and single storey product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Erie County
Is Erie County's population growing?
- Population change since the 2020 census base-2.35 percent
- Census 2020 base population75,615
- Births, 2024624
- Deaths, 2024986
- Natural change, 2024-362
- Net domestic migration, 2024-27
- Net international migration, 2024111
- Total net migration, 202484
- Cumulative net domestic migration, 2021 to 2024-286
- Rank by growth among US county-equivalents2579th
The county has lost 2.35 percent of its population since the 2020 census base. Deaths exceeded births in 2024, so all of the growth came from people moving in. A market held up by migration alone is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Erie County
Where are people moving to Erie County from?
- Tax returns filed by households arriving1,917
- People arriving, from those returns3,121
- Adjusted gross income arriving$122.3 m
- Net adjusted gross income movement$0
- Average income of an arriving household$63,823
- Largest single originErie County Non-migrants (31,377 households)
- Largest single destination (31,377 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Erie County Non-migrants | 31,377 | 57,852 | $2.34 bn |
| Other flows - Different State | 498 | 796 | $33.2 m |
| Lorain County | 308 | 546 | $17.6 m |
| Huron County | 301 | 543 | $14.9 m |
| Other flows - Same State | 239 | 365 | $16.8 m |
| Other flows - South | 227 | 365 | $15.7 m |
| Cuyahoga County | 156 | 236 | $17.8 m |
| Sandusky County | 127 | 215 | $5.5 m |
The largest single source of arrivals is Erie County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Erie County
What is the Erie County economy?
- County GDP, 2024$5.36 bn
- County GDP, 2023$5.34 bn
- GDP change, 2023 to 20240.4 percent
- GDP change over five years39.4 percent
- Rank by GDP among Ohio counties30th
- Rank by GDP among US county-equivalents685th
- GDP per resident$71,812
Output grew 0.4 percent in the latest year and 39.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Erie County
Largest employers in Erie County
- Covered employment, annual average36,283
- Establishments reporting2,074
- Average annual pay$49,985
- Average weekly wage$961
- Sector 72, employment5,507
- Sector 72, average annual pay$25,084
- Sector 31-33, employment5,445
- Sector 31-33, average annual pay$69,922
- Sector 44-45, employment5,033
- Sector 44-45, average annual pay$34,939
- Sector 62, employment4,486
- Sector 62, average annual pay$57,513
- Sector 71, employment3,655
- Sector 23, employment1,065
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 72 | 5,507 | 281 | $25,084 |
| Sector 31-33 | 5,445 | 112 | $69,922 |
| Sector 44-45 | 5,033 | 300 | $34,939 |
| Sector 62 | 4,486 | 216 | $57,513 |
| Sector 71 | 3,655 | 77 | $34,643 |
| Sector 23 | 1,065 | 152 | $62,225 |
| Sector 42 | 1,006 | 85 | $66,632 |
| Sector 81 | 789 | 159 | $33,009 |
The largest sector is the biggest private employer group at 5,507 jobs, 15.2 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Erie County
How many businesses are in Erie County?
- Establishments, all industries1,802
- Employment at those establishments32,249
- Annual payroll$1.61 bn
- Establishments per 1,000 residents24.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Erie County
Building permits in Erie County
- Housing units authorised by permit, 2024113
- Declared construction value permitted$38.6 m
- Single family units authorised107
- Multifamily units authorised6
- Multifamily share of units5.3 percent
- Average declared value per unit$341,946
- Units authorised per 1,000 households3.5
Multifamily is 5.3 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Erie County
SBA loans in Erie County (7(a) and 504)
- 7(a) approvals recorded102
- 7(a) gross approval dollars$39.8 m
- Average 7(a) approval$389,724
- Median 7(a) approval$100,000
- 10th percentile approval$21,000
- 90th percentile approval$1,563,700
- Largest single approval$3,500,000
- Jobs reported supported, 7(a)807
- Jobs per approval7.9
- Distinct 7(a) lenders active30
- Distinct industries receiving approvals64
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.7 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter84
- Franchise loans13
- Franchise share of approvals12.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (7)
- Most active lenderThe Huntington National Bank (55)
- 504 approvals recorded28
- 504 gross approval dollars$28.3 m
- Average 504 approval$1,012,143
- Median 504 approval$534,000
- Distinct CDCs active6
- 504 jobs per approval17.8
- 504 jobs per million dollars approved17.5
- Most active CDCGrowth Capital Corp. (16)
- 7(a) share of SBA approvals78.5 percent
- Combined SBA approval dollars$68.1 m
The average approval of $389,724 sits well above the median of $100,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 12.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Erie County
SBA loan default and charge-off rates in Erie County
Do SBA loans in Erie County get paid back?
- Loans with a final outcome recorded21
- Paid in full21
- Charged off0
- Charge off rate on resolved loans0.0 percent
- Status: Cancelled12
- Status: Paid in full21
- Status: Exempt from disclosure58
- Status: Committed, not yet disbursed11
Of the 21 loans that have reached a final outcome, 0.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Erie County
SBA lending by place in Erie County
- Places in the county with recorded lending11
- Vermilion, approvals35
- Sandusky, approvals31
- Huron, approvals19
- Milan, approvals6
- Berlin Heights, approvals3
- Vermillion, approvals3
| Place | Approvals | Gross approval dollars |
|---|---|---|
| Vermilion | 35 | $7,615,200 |
| Sandusky | 31 | $15,448,300 |
| Huron | 19 | $6,000,300 |
| Milan | 6 | $8,220,000 |
| Berlin Heights | 3 | $532,000 |
| Vermillion | 3 | $421,000 |
| Kelleys Island | 1 | $50,000 |
| Kellys Island | 1 | $15,000 |
Vermilion accounts for 35 approvals against 31 in Sandusky. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Erie County
How large is Erie County?
- Land area252 sq mi
- Rank by land area among Ohio counties87th of 88
- Width, east to west31.6 mi
- Height, north to south23.2 mi
- Geographies sharing a boundary4
- Residents per square mile of land296
- Establishments per square mile7.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Erie County
Flood risk in Erie County
- Communities in the NFIP Community Status Book10
- Of those, participating in the NFIP9
- NFIP participation rate90.0 percent
- Communities carrying a CRS class0
- Radon levels in Erie County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Erie County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 90.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Erie County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Erie County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population74,581
- Households32,482
- Average household size2.30
- Median household income$71,993
- Median age45.3
Common questions
Erie County questions, answered from the record.
How many people live in Erie County, Ohio?
74,581, in 32,482 households, ranking 34th of 88 Ohio counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Erie County's population growing?
The population has fallen 2.35 percent since the 2020 census base. In 2024 there were 624 births against 986 deaths, with net migration of 84. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Erie County?
$71,993. The median owner-occupied home is valued at $199,700, which is 2.8 times income, and median gross rent is $933 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Erie County?
1,802 establishments, employing 32,249 people with an annual payroll of $1.61 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Erie County?
Average annual pay is $49,985, or $961 a week, across 36,283 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Erie County?
102 7(a) approvals totalling $39.8 m since FY2020, across 30 lenders, with a median approval of $100,000, plus 28 504 approvals worth $28.3 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Erie County get paid back?
Of the 21 loans that have reached a final outcome, 21 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Erie County?
113 housing units were authorised by permit in 2024, with a declared construction value of $38.6 m. Multifamily was 5.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Erie County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Erie County come from?
The largest single origin is Erie County Non-migrants, with 31,377 households. Arriving households report an average income of $63,823 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Erie County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Erie County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Erie County
Cities and places in Erie.
14 Census places lie wholly or partly in Erie County. 14 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Sandusky | city | 24,606 | 31 | Wholly in this county |
| Vermilion | city | 10,343 | 42 | 19.0 percent here, 81.0 percent Lorain County |
| Huron | city | 6,757 | 19 | Wholly in this county |
| Milan | village | 1,774 | 6 | 58.2 percent here, 41.8 percent Huron County |
| Castalia | village | 1,230 | 1 | Wholly in this county |
| Berlin Heights | village | 1,089 | 3 | Wholly in this county |
| Bay View | village | 622 | None recorded | Wholly in this county |
| Whites Landing | CDP | 386 | None recorded | 64.0 percent here, 36.0 percent Sandusky County |
| Bloomingville | CDP | 302 | None recorded | Wholly in this county |
| Mitiwanga | CDP | 228 | None recorded | Wholly in this county |
| Birmingham | CDP | 132 | 2 | Wholly in this county |
| Kelleys Island | village | 128 | 1 | Wholly in this county |
| Beulah Beach | CDP | 126 | None recorded | Wholly in this county |
| Crystal Rock | CDP | 104 | None recorded | Wholly in this county |
A further 5 SBA approvals in Erie County are recorded against borrower cities that match no Census place, the largest being Vermillion, Castilla, Kellys Island. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.