HomeOhioLorain CountyVermilion city
Vermilion city, Ohio: commercial real estate data.
Vermilion city is a Census city of 10,343 people across 10.60 square miles of land, lying across Lorain County and Erie County. Median household income is $69,701, 80.9 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $9.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Vermilion
What Vermilion is
- Census place typecity
- Land area10.6 sq mi
- Water area0.16 sq mi
- Population per square mile of land976
- County holding the largest share of its areaLorain County, 81.0 percent
- Counties this place lies inLorain County 81.0 percent, Erie County 19.0 percent
Vermilion city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermilion
How many people live in Vermilion
- Population10,343
- Median age50.6
- Population under 181,967 plus or minus 398
- Share under 1819.0 percent
- Population 65 and over2,664
- Share 65 and over25.8 percent
- Households4,629
- Family households2,954
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermilion
Income and work in Vermilion
- Median household income$69,701
- Per capita income$42,220
- Civilian labor force5,129
- Employed4,911
- Unemployed218 plus or minus 107
- Unemployment rate4.3 percent plus or minus 2.1
- Adults 25 and over7,829
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher32.3 percent
- Adults 25 and over with a graduate degree10.3 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermilion
Housing in Vermilion
- Housing units5,326
- Occupied units4,629
- Vacant units697 plus or minus 200
- Vacancy rate13.1 percent plus or minus 3.7
- Owner occupied3,745
- Renter occupied884 plus or minus 238
- Ownership rate80.9 percent
- Median owner-occupied home value$183,600
- Median gross rent, monthly$1,099
- Annual rent as a share of median income18.9 percent
- Single family units4,836
- Share single family90.8 percent
- Units in buildings of two or more454 plus or minus 148
- Share in buildings of two or more8.5 percent plus or minus 2.7
- Mobile homes36 plus or minus 59
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermilion
How Vermilion gets to work
- Workers 16 and over who commute4,417
- Commuting under 15 minutes1,152 plus or minus 312
- Share commuting under 15 minutes26.1 percent plus or minus 6.5
- Commuting 30 minutes or more1,376
- Share commuting 30 minutes or more31.2 percent
- Drove alone83.7 percent
- Carpooled7.6 percent plus or minus 4.6
- Public transport0.0 percent
- Walked0.3 percent plus or minus 0.5
- Worked from home7.0 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vermilion
SBA loans in Vermilion (7(a))
- Approvals42
- Gross approval$9,078,800
- Average approval$216,162
- Median approval$50,000
- Ninetieth percentile approval$587,000
- Largest approval$1,978,400
- Jobs supported245
- Jobs per approval5.8
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises2.4 percent
- Distinct lenders10
- Distinct industries by NAICS25
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vermilion
SBA loans in Vermilion (504)
- Approvals5
- Gross approval$3,580,000
- Average approval$716,000
- Median approval$534,000
- Largest approval$1,664,000
- Jobs supported72
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Vermilion
Flood risk in Vermilion
- Listed NFIP communities1
- Of those, participating1
- NFIP community number395374
- Currently effective map date03/09/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lorain County, not Vermilion
Lorain County context, not Vermilion figures
These are Lorain County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Vermilion measurements.
- Establishments in Lorain County5,664
- Employment at those establishments, Lorain County89,159
- Covered employment, Lorain County98,291
- Average annual pay, Lorain County$55,721
- Average weekly wage, Lorain County$1,072
- Housing units permitted, Lorain County1,331
- Of those, single family, Lorain County1,091
- County product, 2024, Lorain County$15,028,762,000
- County product change over the prior year, Lorain County5.8 percent
- Average income of an arriving household, Lorain County$67,948
Every figure in this section is published for Lorain County as a whole and is not a measurement of Vermilion. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Vermilion questions, answered from the record.
How many people live in Vermilion, Ohio?
10,343, in 4,629 households. Vermilion city covers 10.60 square miles of land, which is 976 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vermilion in?
Vermilion lies in more than one. By area it is 81.0 percent in Lorain County, 19.0 percent in Erie County. This page sits under Lorain County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Vermilion?
$69,701. The median owner-occupied home is valued at $183,600. Median gross rent is $1,099 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vermilion businesses?
42 7(a) approvals totalling $9.1 m, across 10 lenders, median approval $50,000, plus 5 504 approvals worth $3.6 m. These count approvals to borrowers whose address is in Vermilion, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vermilion borrowers get paid back?
No rate is published for Vermilion. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Vermilion in the National Flood Insurance Program?
Yes. Vermilion appears in the FEMA Community Status Book as community 395374, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vermilion figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lorain County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vermilion.
Is zoning published for Vermilion?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.