HomeOhioLorain CountyNorth Ridgeville city
North Ridgeville city, Ohio: commercial real estate data.
North Ridgeville city is a Census city of 36,627 people across 23.44 square miles of land, in Lorain County. Median household income is $96,698, 89.8 percent of occupied homes are owned, and the SBA record carries 100 7(a) approvals to borrowers here worth $20.5 m.
81 sourced place values · tier FULL · 9 sections
North Ridgeville
What North Ridgeville is
- Census place typecity
- Land area23.44 sq mi
- Water area0.16 sq mi
- Population per square mile of land1,562
- County holding the largest share of its areaLorain County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Ridgeville
How many people live in North Ridgeville
- Population36,627
- Median age41.5
- Population under 188,602
- Share under 1823.5 percent
- Population 65 and over7,073
- Share 65 and over19.3 percent
- Households14,087
- Family households10,191
- Share of households that are families72.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Ridgeville
Income and work in North Ridgeville
- Median household income$96,698
- Per capita income$45,325
- Civilian labor force18,749
- Employed18,242
- Unemployed507 plus or minus 179
- Unemployment rate2.7 percent plus or minus 0.9
- Adults 25 and over25,545
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher34.8 percent
- Adults 25 and over with a graduate degree11.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Ridgeville
Housing in North Ridgeville
- Housing units14,545
- Occupied units14,087
- Vacant units458 plus or minus 194
- Vacancy rate3.1 percent plus or minus 1.3
- Owner occupied12,657
- Renter occupied1,430 plus or minus 294
- Ownership rate89.8 percent
- Median owner-occupied home value$270,100
- Median gross rent, monthly$1,116 plus or minus $289
- Annual rent as a share of median income13.8 percent plus or minus 3.7
- Single family units13,236
- Share single family91.0 percent
- Units in buildings of two or more894 plus or minus 275
- Share in buildings of two or more6.1 percent plus or minus 1.9
- Mobile homes415 plus or minus 185
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Ridgeville
How North Ridgeville gets to work
- Workers 16 and over who commute15,445
- Commuting under 15 minutes2,690
- Share commuting under 15 minutes17.4 percent
- Commuting 30 minutes or more6,417
- Share commuting 30 minutes or more41.5 percent
- Drove alone76.3 percent
- Carpooled6.3 percent plus or minus 2.6
- Public transport0.2 percent plus or minus 0.2
- Walked1.8 percent plus or minus 1.3
- Worked from home15.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Ridgeville
SBA 7(a) lending to North Ridgeville borrowers
- Approvals100
- Gross approval$20,542,300
- Average approval$205,423
- Median approval$80,700
- Ninetieth percentile approval$660,000
- Largest approval$1,395,000
- Jobs supported532
- Jobs per approval5.3
- Loans with a final outcome23
- Paid in full22
- Charged off1
- Charge-off rate over resolved loans4.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.0 percent
- Share to franchises12.0 percent
- Distinct lenders16
- Distinct industries by NAICS45
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Ridgeville
SBA 504 lending to North Ridgeville borrowers
- Approvals7
- Gross approval$3,868,000
- Average approval$552,571
- Median approval$421,000
- Largest approval$1,612,000
- Jobs supported80
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Ridgeville
Flood programme status in North Ridgeville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390352
- Currently effective map date08/19/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lorain County, not North Ridgeville
Lorain County context, not North Ridgeville figures
These are Lorain County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Ridgeville measurements.
- Establishments in Lorain County5,664
- Employment at those establishments, Lorain County89,159
- Covered employment, Lorain County98,291
- Average annual pay, Lorain County$55,721
- Average weekly wage, Lorain County$1,072
- Housing units permitted, Lorain County1,331
- Of those, single family, Lorain County1,091
- County product, 2024, Lorain County$15,028,762,000
- County product change over the prior year, Lorain County5.8 percent
- Average income of an arriving household, Lorain County$67,948
Every figure in this section is published for Lorain County as a whole and is not a measurement of North Ridgeville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Ridgeville questions, answered from the record.
How many people live in North Ridgeville, Ohio?
36,627, in 14,087 households. North Ridgeville city covers 23.44 square miles of land, which is 1,562 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Ridgeville in?
Lorain County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Ridgeville?
$96,698. The median owner-occupied home is valued at $270,100. Median gross rent is $1,116 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Ridgeville businesses?
100 7(a) approvals totalling $20.5 m, across 16 lenders, median approval $80,700, plus 7 504 approvals worth $3.9 m. These count approvals to borrowers whose address is in North Ridgeville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Ridgeville borrowers get paid back?
Of the 23 loans that have reached a final outcome, 22 were paid in full and 1 charged off, a charge off rate of 4.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is North Ridgeville in the National Flood Insurance Program?
Yes. North Ridgeville appears in the FEMA Community Status Book as community 390352, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Ridgeville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lorain County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Ridgeville.
Is zoning published for North Ridgeville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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