HomeOhioLorain CountyElyria city
Elyria city, Ohio: commercial real estate data.
Elyria city is a Census city of 53,035 people across 20.56 square miles of land, in Lorain County. Median household income is $54,945, 60.0 percent of occupied homes are owned, and the SBA record carries 95 7(a) approvals to borrowers here worth $21.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Elyria
What Elyria is
- Census place typecity
- Land area20.56 sq mi
- Water area0.26 sq mi
- Population per square mile of land2,580
- County holding the largest share of its areaLorain County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
How many people live in Elyria
- Population53,035
- Median age39.4
- Population under 1811,632
- Share under 1821.9 percent
- Population 65 and over9,580
- Share 65 and over18.1 percent
- Households22,899
- Family households12,674
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
Income and work in Elyria
- Median household income$54,945
- Per capita income$32,302
- Civilian labor force26,336
- Employed24,874
- Unemployed1,462
- Unemployment rate5.6 percent
- Adults 25 and over36,759
- Adults 25 and over with a high school diploma or higher88.0 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
Housing in Elyria
- Housing units25,182
- Occupied units22,899
- Vacant units2,283
- Vacancy rate9.1 percent
- Owner occupied13,732
- Renter occupied9,167
- Ownership rate60.0 percent
- Median owner-occupied home value$156,100
- Median gross rent, monthly$906
- Annual rent as a share of median income19.8 percent
- Single family units17,500
- Share single family69.5 percent
- Units in buildings of two or more6,394
- Share in buildings of two or more25.4 percent
- Mobile homes1,288
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
How Elyria gets to work
- Workers 16 and over who commute22,540
- Commuting under 15 minutes6,211
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more6,157
- Share commuting 30 minutes or more27.3 percent
- Drove alone80.5 percent
- Carpooled11.1 percent
- Public transport0.0 percent
- Walked1.4 percent plus or minus 0.8
- Worked from home6.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
SBA loans in Elyria (7(a))
- Approvals95
- Gross approval$21,149,900
- Average approval$222,631
- Median approval$80,000
- Ninetieth percentile approval$558,000
- Largest approval$3,753,000
- Jobs supported760
- Jobs per approval8.0
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.4 percent
- Share to franchises8.4 percent
- Distinct lenders17
- Distinct industries by NAICS58
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elyria
SBA loans in Elyria (504)
- Approvals18
- Gross approval$7,074,000
- Average approval$393,000
- Median approval$463,000
- Largest approval$838,000
- Jobs supported226
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elyria
Flood risk in Elyria
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390350
- Currently effective map date08/19/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lorain County, not Elyria
Lorain County context, not Elyria figures
These are Lorain County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elyria measurements.
- Establishments in Lorain County5,664
- Employment at those establishments, Lorain County89,159
- Covered employment, Lorain County98,291
- Average annual pay, Lorain County$55,721
- Average weekly wage, Lorain County$1,072
- Housing units permitted, Lorain County1,331
- Of those, single family, Lorain County1,091
- County product, 2024, Lorain County$15,028,762,000
- County product change over the prior year, Lorain County5.8 percent
- Average income of an arriving household, Lorain County$67,948
Every figure in this section is published for Lorain County as a whole and is not a measurement of Elyria. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elyria questions, answered from the record.
How many people live in Elyria, Ohio?
53,035, in 22,899 households. Elyria city covers 20.56 square miles of land, which is 2,580 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elyria in?
Lorain County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elyria?
$54,945. The median owner-occupied home is valued at $156,100. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elyria businesses?
95 7(a) approvals totalling $21.1 m, across 17 lenders, median approval $80,000, plus 18 504 approvals worth $7.1 m. These count approvals to borrowers whose address is in Elyria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elyria borrowers get paid back?
Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Elyria in the National Flood Insurance Program?
Yes. Elyria appears in the FEMA Community Status Book as community 390350, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elyria figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lorain County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elyria.
Is zoning published for Elyria?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.