HomeOhioLorain CountyElyria
Elyria, Ohio: commercial real estate data.
Elyria is a Census city of 53,035 people across 20.56 square miles of land, in Lorain County. Median household income is $54,945, 60.0 percent of occupied homes are owned, and the SBA record carries 95 7(a) approvals to borrowers here worth $21.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elyria
What Elyria is
- Census place typecity
- Land area20.56 sq mi
- Water area0.26 sq mi
- Population per square mile of land2,580
- County holding the largest share of its areaLorain County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
How many people live in Elyria
- Population53,035
- Median age39.4
- Population under 1811,632
- Share under 1821.9 percent
- Population 65 and over9,580
- Share 65 and over18.1 percent
- Households22,899
- Family households12,674
- Share of households that are families55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
Income and work in Elyria
- Median household income$54,945
- Per capita income$32,302
- Civilian labor force26,336
- Employed24,874
- Unemployed1,462
- Unemployment rate5.6 percent
- Adults 25 and over36,759
- Adults 25 and over with a high school diploma or higher88.0 percent
- Adults 25 and over with a bachelor degree or higher17.8 percent
- Adults 25 and over with a graduate degree6.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
Housing in Elyria
- Housing units25,182
- Occupied units22,899
- Vacant units2,283
- Vacancy rate9.1 percent
- Owner occupied13,732
- Renter occupied9,167
- Ownership rate60.0 percent
- Median owner-occupied home value$156,100
- Median gross rent, monthly$906
- Annual rent as a share of median income19.8 percent
- Single family units17,500
- Share single family69.5 percent
- Units in buildings of two or more6,394
- Share in buildings of two or more25.4 percent
- Mobile homes1,288
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
How Elyria gets to work
- Workers 16 and over who commute22,540
- Commuting under 15 minutes6,211
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more6,157
- Share commuting 30 minutes or more27.3 percent
- Drove alone80.5 percent
- Carpooled11.1 percent
- Public transport0.0 percent
- Walked1.4 percent plus or minus 0.8
- Worked from home6.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elyria
SBA loans in Elyria (7(a))
- Approvals95
- Gross approval$21,149,900
- Average approval$222,631
- Median approval$80,000
- Ninetieth percentile approval$520,800
- Largest approval$3,753,000
- Jobs supported760
- Jobs per approval8.0
- Loans with a final outcome13
- Paid in full13
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.4 percent
- Share to franchises8.4 percent
- Distinct lenders17
- Distinct industries by NAICS58
Counted by borrower city: approvals to borrowers whose address is in Elyria, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elyria
SBA loans in Elyria (504)
- Approvals18
- Gross approval$7,074,000
- Average approval$393,000
- Median approval$398,500
- Largest approval$838,000
- Jobs supported226
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Elyria, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elyria
Flood risk in Elyria
- NFIP communityCity of Elyria
- NFIP community number390350
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/08
The City of Elyria participates in the National Flood Insurance Program as community 390350 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lorain County, not Elyria
Lorain County context, not Elyria figures
- Establishments in Lorain County5,664
- Covered employment, Lorain County98,291
- Average annual pay, Lorain County$55,721
- Housing units permitted, Lorain County1,331
Every figure in this section is published for Lorain County as a whole and is not a measurement of Elyria.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elyria questions, answered from the record.
How many people live in Elyria, Ohio?
53,035, in 22,899 households. Elyria city covers 20.56 square miles of land, which is 2,580 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elyria in?
Lorain County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elyria?
$54,945. The median owner-occupied home is valued at $156,100. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elyria businesses?
95 7(a) approvals totaling $21.1 m since FY2020, across 17 lenders, median approval $80,000, plus 18 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Elyria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elyria borrowers get paid back?
No rate is published for Elyria. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elyria in the National Flood Insurance Program?
Yes. Elyria appears in the FEMA Community Status Book as Elyria, city of, community 390350, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elyria figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lorain County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elyria.
Is zoning published for Elyria?
No. Nothing on this page presents parcel level zoning.