HomeOhioLorain CountyGrafton
Grafton, Ohio: commercial real estate data.
Grafton is a Census village of 5,657 people across 4.93 square miles of land, in Lorain County. Median household income is $90,724, 78.9 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grafton
What Grafton is
- Census place typevillage
- Land area4.93 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,147
- County holding the largest share of its areaLorain County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How many people live in Grafton
- Population5,657
- Median age41.8
- Population under 18689 plus or minus 147
- Share under 1812.2 percent plus or minus 2.6
- Population 65 and over577 plus or minus 132
- Share 65 and over10.2 percent plus or minus 2.3
- Households853
- Family households650
- Share of households that are families76.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Income and work in Grafton
- Median household income$90,724
- Per capita income$19,756
- Civilian labor force1,343
- Employed1,264
- Unemployed79 plus or minus 61
- Unemployment rate5.9 percent plus or minus 4.5
- Adults 25 and over4,619
- Adults 25 and over with a high school diploma or higher83.4 percent
- Adults 25 and over with a bachelor degree or higher11.2 percent plus or minus 2.5
- Adults 25 and over with a graduate degree2.0 percent plus or minus 0.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
Housing in Grafton
- Housing units899
- Occupied units853
- Vacant units46 plus or minus 47
- Vacancy rate5.1 percent plus or minus 5.2
- Owner occupied673
- Renter occupied180 plus or minus 73
- Ownership rate78.9 percent
- Median owner-occupied home value$216,100
- Median gross rent, monthly$1,089
- Annual rent as a share of median income14.4 percent
- Single family units811
- Share single family90.2 percent
- Units in buildings of two or more84 plus or minus 57
- Share in buildings of two or more9.3 percent plus or minus 6.2
- Mobile homes0
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
How Grafton gets to work
- Workers 16 and over who commute1,160
- Commuting under 15 minutes203 plus or minus 66
- Share commuting under 15 minutes17.5 percent plus or minus 5.3
- Commuting 30 minutes or more519 plus or minus 112
- Share commuting 30 minutes or more44.7 percent
- Drove alone79.1 percent
- Carpooled7.3 percent plus or minus 5.3
- Public transport1.7 percent plus or minus 2.7
- Walked0.6 percent plus or minus 1.0
- Worked from home7.6 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grafton
SBA loans in Grafton (7(a))
- Approvals30
- Gross approval$3,434,100
- Average approval$114,470
- Median approval$50,000
- Ninetieth percentile approval$278,000
- Largest approval$676,000
- Jobs supported73
- Jobs per approval2.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more3.3 percent
- Share to franchises3.3 percent
- Distinct lenders1
- Distinct industries by NAICS24
Counted by borrower city: approvals to borrowers whose address is in Grafton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grafton
SBA loans in Grafton (504)
- Approvals2
- Gross approval$680,000
- Average approval$340,000
- Median approval$340,000
- Largest approval$359,000
- Jobs supported14
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Grafton, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grafton
Flood risk in Grafton
- NFIP communityVillage of Grafton
- NFIP community number390614
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/08
The Village of Grafton participates in the National Flood Insurance Program as community 390614 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lorain County, not Grafton
Lorain County context, not Grafton figures
- Establishments in Lorain County5,664
- Covered employment, Lorain County98,291
- Average annual pay, Lorain County$55,721
- Housing units permitted, Lorain County1,331
Every figure in this section is published for Lorain County as a whole and is not a measurement of Grafton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grafton questions, answered from the record.
How many people live in Grafton, Ohio?
5,657, in 853 households. Grafton village covers 4.93 square miles of land, which is 1,147 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grafton in?
Lorain County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grafton?
$90,724. The median owner-occupied home is valued at $216,100. Median gross rent is $1,089 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grafton businesses?
30 7(a) approvals totaling $3.4 m since FY2020, across 1 lenders, median approval $50,000, plus 2 504 approvals worth $680,000 since FY2010. These count approvals to borrowers whose address is in Grafton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grafton borrowers get paid back?
No rate is published for Grafton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grafton in the National Flood Insurance Program?
Yes. Grafton appears in the FEMA Community Status Book as Grafton, village of, community 390614, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grafton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lorain County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grafton.
Is zoning published for Grafton?
No. Nothing on this page presents parcel level zoning.