HomeOregonClackamas CountyLake Oswego
Lake Oswego, Oregon: commercial real estate data.
Lake Oswego is a Census city of 40,381 people across 10.87 square miles of land, lying across Clackamas County and Multnomah County. Median household income is $141,549, 69.3 percent of occupied homes are owned, and the SBA record carries 98 7(a) approvals to borrowers here worth $52.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lake Oswego
What Lake Oswego is
- Census place typecity
- Land area10.87 sq mi
- Water area0.66 sq mi
- Population per square mile of land3,714
- County holding the largest share of its areaClackamas County, 95.1 percent
- Counties this place lies inClackamas County 95.1 percent, Multnomah County 4.7 percent
Lake Oswego crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
How many people live in Lake Oswego
- Population40,381
- Median age46.7
- Population under 188,949
- Share under 1822.2 percent
- Population 65 and over9,501
- Share 65 and over23.5 percent
- Households16,873
- Family households11,501
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
Income and work in Lake Oswego
- Median household income$141,549
- Per capita income$91,830
- Civilian labor force20,362
- Employed19,667
- Unemployed695 plus or minus 197
- Unemployment rate3.4 percent plus or minus 1.0
- Adults 25 and over29,915
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher74.8 percent
- Adults 25 and over with a graduate degree34.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
Housing in Lake Oswego
- Housing units18,140
- Occupied units16,873
- Vacant units1,267 plus or minus 356
- Vacancy rate7.0 percent plus or minus 2.0
- Owner occupied11,685
- Renter occupied5,188
- Ownership rate69.3 percent
- Median owner-occupied home value$932,200
- Median gross rent, monthly$2,139
- Annual rent as a share of median income18.1 percent
- Single family units12,495
- Share single family68.9 percent
- Units in buildings of two or more5,579
- Share in buildings of two or more30.8 percent
- Mobile homes66 plus or minus 51
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
How Lake Oswego gets to work
- Workers 16 and over who commute13,236
- Commuting under 15 minutes3,501
- Share commuting under 15 minutes26.5 percent
- Commuting 30 minutes or more3,653
- Share commuting 30 minutes or more27.6 percent
- Drove alone59.9 percent
- Carpooled4.1 percent plus or minus 1.2
- Public transport0.5 percent plus or minus 0.6
- Walked1.9 percent plus or minus 0.6
- Worked from home31.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
SBA loans in Lake Oswego (7(a))
- Approvals98
- Gross approval$51,959,700
- Average approval$530,201
- Median approval$155,400
- Ninetieth percentile approval$1,462,560
- Largest approval$4,560,000
- Jobs supported718
- Jobs per approval7.3
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises7.1 percent
- Distinct lenders31
- Distinct industries by NAICS55
Counted by borrower city: approvals to borrowers whose address is in Lake Oswego, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Oswego
SBA loans in Lake Oswego (504)
- Approvals6
- Gross approval$3,731,000
- Average approval$621,833
- Median approval$540,500
- Largest approval$1,336,000
- Jobs supported33
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lake Oswego, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Oswego
Flood risk in Lake Oswego
- NFIP communityCity of Lake Oswego
- NFIP community number410018
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/17/08
The City of Lake Oswego participates in the National Flood Insurance Program as community 410018 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clackamas County, not Lake Oswego
Clackamas County context, not Lake Oswego figures
- Establishments in Clackamas County12,862
- Covered employment, Clackamas County174,320
- Average annual pay, Clackamas County$69,863
- Housing units permitted, Clackamas County1,140
Every figure in this section is published for Clackamas County as a whole and is not a measurement of Lake Oswego.
All Clackamas County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lake Oswego questions, answered from the record.
How many people live in Lake Oswego, Oregon?
40,381, in 16,873 households. Lake Oswego city covers 10.87 square miles of land, which is 3,714 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Oswego in?
Lake Oswego lies in more than one. By area it is 95.1 percent in Clackamas County, 4.7 percent in Multnomah County. This page sits under Clackamas County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Lake Oswego?
$141,549. The median owner-occupied home is valued at $932,200. Median gross rent is $2,139 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Oswego businesses?
98 7(a) approvals totaling $52.0 m since FY2020, across 31 lenders, median approval $155,400, plus 6 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Lake Oswego, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Oswego borrowers get paid back?
No rate is published for Lake Oswego. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lake Oswego in the National Flood Insurance Program?
Yes. Lake Oswego appears in the FEMA Community Status Book as Lake Oswego, city of, community 410018, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Oswego figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clackamas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Oswego.
Is zoning published for Lake Oswego?
No. Nothing on this page presents parcel level zoning.
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