HomeOregonClackamas CountyLake Oswego city
Lake Oswego city, Oregon: commercial real estate data.
Lake Oswego city is a Census city of 40,381 people across 10.87 square miles of land, lying across Clackamas County and Multnomah County. Median household income is $141,549, 69.3 percent of occupied homes are owned, and the SBA record carries 98 7(a) approvals to borrowers here worth $52.0 m.
78 sourced place values · tier FULL · 8 sections
Lake Oswego
What Lake Oswego is
- Census place typecity
- Land area10.87 sq mi
- Water area0.66 sq mi
- Population per square mile of land3,714
- County holding the largest share of its areaClackamas County, 95.1 percent
- Counties this place lies inClackamas County 95.1 percent, Multnomah County 4.7 percent
Lake Oswego city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
How many people live in Lake Oswego
- Population40,381
- Median age46.7
- Population under 188,949
- Share under 1822.2 percent
- Population 65 and over9,501
- Share 65 and over23.5 percent
- Households16,873
- Family households11,501
- Share of households that are families68.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
Income and work in Lake Oswego
- Median household income$141,549
- Per capita income$91,830
- Civilian labor force20,362
- Employed19,667
- Unemployed695 plus or minus 197
- Unemployment rate3.4 percent plus or minus 1.0
- Adults 25 and over29,915
- Adults 25 and over with a high school diploma or higher99.0 percent
- Adults 25 and over with a bachelor degree or higher74.8 percent
- Adults 25 and over with a graduate degree34.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
Housing in Lake Oswego
- Housing units18,140
- Occupied units16,873
- Vacant units1,267 plus or minus 356
- Vacancy rate7.0 percent plus or minus 2.0
- Owner occupied11,685
- Renter occupied5,188
- Ownership rate69.3 percent
- Median owner-occupied home value$932,200
- Median gross rent, monthly$2,139
- Annual rent as a share of median income18.1 percent
- Single family units12,495
- Share single family68.9 percent
- Units in buildings of two or more5,579
- Share in buildings of two or more30.8 percent
- Mobile homes66 plus or minus 51
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
How Lake Oswego gets to work
- Workers 16 and over who commute13,236
- Commuting under 15 minutes3,501
- Share commuting under 15 minutes26.5 percent
- Commuting 30 minutes or more3,653
- Share commuting 30 minutes or more27.6 percent
- Drove alone59.9 percent
- Carpooled4.1 percent plus or minus 1.2
- Public transport0.5 percent plus or minus 0.6
- Walked1.9 percent plus or minus 0.6
- Worked from home31.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Oswego
SBA 7(a) lending to Lake Oswego borrowers
- Approvals98
- Gross approval$51,959,700
- Average approval$530,201
- Median approval$160,800
- Ninetieth percentile approval$1,466,200
- Largest approval$4,560,000
- Jobs supported718
- Jobs per approval7.3
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Charge-off rate over resolved loans5.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises7.1 percent
- Distinct lenders31
- Distinct industries by NAICS55
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Oswego
SBA 504 lending to Lake Oswego borrowers
- Approvals6
- Gross approval$3,731,000
- Average approval$621,833
- Median approval$562,000
- Largest approval$1,336,000
- Jobs supported33
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clackamas County, not Lake Oswego
Clackamas County context, not Lake Oswego figures
These are Clackamas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lake Oswego measurements.
- Establishments in Clackamas County12,862
- Employment at those establishments, Clackamas County158,159
- Covered employment, Clackamas County174,320
- Average annual pay, Clackamas County$69,863
- Average weekly wage, Clackamas County$1,344
- Housing units permitted, Clackamas County1,140
- Of those, single family, Clackamas County743
- County product, 2024, Clackamas County$30,434,938,000
- County product change over the prior year, Clackamas County5.1 percent
- Average income of an arriving household, Clackamas County$106,715
Every figure in this section is published for Clackamas County as a whole and is not a measurement of Lake Oswego. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lake Oswego questions, answered from the record.
How many people live in Lake Oswego, Oregon?
40,381, in 16,873 households. Lake Oswego city covers 10.87 square miles of land, which is 3,714 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Oswego in?
Lake Oswego lies in more than one. By area it is 95.1 percent in Clackamas County, 4.7 percent in Multnomah County. This page sits under Clackamas County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Lake Oswego?
$141,549. The median owner-occupied home is valued at $932,200. Median gross rent is $2,139 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Oswego businesses?
98 7(a) approvals totalling $52.0 m, across 31 lenders, median approval $160,800, plus 6 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Lake Oswego, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Oswego borrowers get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Lake Oswego figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clackamas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Oswego.
Is zoning published for Lake Oswego?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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