Harney County, Oregon: commercial real estate data.
Harney County, Oregon had an estimated 7,402 residents on July 1, 2024, down 1.3 percent since the 2020 census base of 7,501, across 10,133 square miles. County output reached $495.8 m in 2024, 214 establishments operate here, and the SBA record carries 9 7(a) approvals worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harney County
How many people live in Harney County
- Population, American Community Survey 2020-20247,499
- Households3,129
- Average household size2.40
- Median household income$55,208
- Median age45.9
- Median gross rent$684 per month
- Median owner-occupied home value$242,100
- Home value to household income4.4 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree8.4 percent
- Adults 25 and over5,518
- Population under 181,389
- Share under 1818.5 percent
- Population 65 and over1,978
- Share 65 and over26.4 percent
- Working age population, 18 to 644,132
- Civilian labor force3,364
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over55.1 percent
- Rank by population among Oregon counties32nd of 36
- Rank by population among US county-equivalents, Puerto Rico included2694th of 3,222
Harney County is the 32nd largest of 36 Oregon counties by population. A median home costs 4.4 times median household income, which is seriously unaffordable by national standards. Residents 65 and over outnumber those under 18, at 26.4 percent against 18.5 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Harney County
Is Harney County's population growing?
- Population, July 1, 20247,402
- Census 2020 base population7,501
- Population change since the 2020 census base-1.32 percent
- Population change, 2023 to 2024-49
- Births, 202470
- Deaths, 202491
- Natural change, 2024-21
- Net domestic migration, 2024-26
- Net international migration, 2024-2
- Total net migration, 2024-28
- Cumulative net domestic migration, 2021 to 202414
- Rank by growth among US county-equivalents2301st of 3,144
The county has lost 1.32 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Harney County
Where are people moving to Harney County from?
- Tax returns filed by households arriving165
- People arriving, from those returns315
- Tax returns filed by households leaving169
- Net household movement-4
- Adjusted gross income arriving$9.7 m
- Net adjusted gross income movement$-348,000
- Average income of an arriving household$58,739
- Average income of a leaving household$59,408
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $669 less average income than households leaving, which drains spending power even where headcount holds up.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Harney County
What is the Harney County economy?
- County GDP, 2024$495.8 m
- County GDP, 2023$447.5 m
- GDP change, 2023 to 202410.8 percent
- GDP change over five years68.1 percent
- Rank by GDP among the Oregon areas BEA publishes32nd of 36
- Rank by GDP among the US county areas BEA publishes2412th of 3,127
- GDP per resident$66,109
Output grew 10.8 percent in the latest year and 68.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Harney County
Employment by industry in Harney County
- Covered employment, annual average2,560
- Establishments reporting342
- Average annual pay$51,173
- Average weekly wage$984
- Retail trade, employment331
- Retail trade, average annual pay$37,605
- Accommodation and food services, employment282
- Accommodation and food services, average annual pay$19,549
- Agriculture, forestry, fishing and hunting, employment203
- Agriculture, forestry, fishing and hunting, average annual pay$46,143
- Other services, except public administration, employment74
- Other services, except public administration, average annual pay$33,657
- Professional, scientific and technical services, employment58
- Wholesale trade, employment45
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 331 | 30 | $37,605 |
| Accommodation and food services | 282 | 31 | $19,549 |
| Agriculture, forestry, fishing and hunting | 203 | 42 | $46,143 |
| Other services, except public administration | 74 | 30 | $33,657 |
| Professional, scientific and technical services | 58 | 15 | $53,869 |
| Wholesale trade | 45 | 10 | $57,794 |
| Administrative and support and waste management services | 39 | 11 | $45,129 |
| Finance and insurance | 34 | 8 | $54,413 |
Retail trade is the largest private sector at 331 jobs, 12.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Harney County
How many businesses are in Harney County?
- Establishments, all industries214
- Employment at those establishments1,576
- Annual payroll$69.6 m
- Establishments per 1,000 residents28.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Harney County
Building permits in Harney County
- Housing units authorized by permit, 202422
- Declared construction value permitted$6.4 m
- Single family units authorized22
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$289,856
- Units authorized per 1,000 households7.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Harney County
SBA loans in Harney County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$2.8 m
- Average 7(a) approval$313,089
- Median 7(a) approval$477,000
- Largest single approval$646,200
- Jobs reported supported, 7(a)28
- Jobs per approval3.1
- Distinct 7(a) lenders active5
- Distinct industries receiving approvals6
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer55.6 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countFuneral Homes and Funeral Services (4)
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harney County
SBA loan default and charge-off rates in Harney County
Do SBA loans in Harney County get paid back?
- Loans with a final outcome recorded3
- Paid in full3
- Charged off0
- Status: Paid in full3
- Status: Cancelled3
- Status: Exempt from disclosure3
Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harney County
SBA lending by place in Harney County
- Borrower cities with recorded lending4
- Burns, approvals5
- Hines, approvals2
- Fields, approvals1
- Crane, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Burns | 5 | $2,179,300 |
| Hines | 2 | $76,000 |
| Fields | 1 | $487,500 |
| Crane | 1 | $75,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harney County
How large is Harney County?
- Land area10,133 sq mi
- Rank by land area among Oregon counties1st of 36
- Width, east to west88.4 mi
- Height, north to south141.9 mi
- Geographies sharing a boundary7
- Residents per square mile of land1
- Establishments per square mile0.02
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Harney County
Flood risk in Harney County
- Participation of the county's own NFIP community Harney County, unincorporated areasParticipating, community 410083
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Harney County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Harney County (community 410083), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Harney County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Harney County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Harney County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20247,499
- Households3,129
- Average household size2.40
- Median household income$55,208
- Median age45.9
Common questions
Harney County questions, answered from the record.
How many people live in Harney County, Oregon?
The Census Bureau estimates 7,402 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,499, in 3,129 households, ranking 32nd of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Harney County's population growing?
The population has fallen 1.32 percent since the 2020 census base of 7,501, to 7,402 on July 1, 2024. In 2024 there were 70 births against 91 deaths, with net migration of -28. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Harney County?
$55,208. The median owner-occupied home is valued at $242,100, which is 4.4 times income, and median gross rent is $684 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Harney County?
214 establishments, employing 1,576 people with an annual payroll of $69.6 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Harney County?
Retail trade is the largest private sector at 331 jobs, 12.9 percent of covered employment. Covered employment averages 2,560 jobs at an average annual pay of $51,173, or $984 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Harney County?
9 7(a) approvals totaling $2.8 m since FY2020, across 5 lenders, with a median approval of $477,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Harney County?
22 housing units were authorized by permit in 2024, with a declared construction value of $6.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Harney County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Harney County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Harney County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Harney County
Cities and places in Harney.
3 Census places lie wholly or partly in Harney County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Burns | city | 2,723 | 5 | Wholly in this county |
| Hines | city | 1,604 | 2 | Wholly in this county |
| Crane | CDP | 136 | 1 | Wholly in this county |
A further 1 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Harney County, the largest being Fields (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.